Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

KARUR VYSYA BANK vs RBL BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    KARUR VYSYA BANK RBL BANK KARUR VYSYA BANK/
RBL BANK
 
P/E (TTM) x 9.9 12.2 81.2% View Chart
P/BV x 1.7 1.1 158.5% View Chart
Dividend Yield % 1.1 0.6 175.2%  

Financials

 KARUR VYSYA BANK   RBL BANK
EQUITY SHARE DATA
    KARUR VYSYA BANK
Mar-23
RBL BANK
Mar-23
KARUR VYSYA BANK/
RBL BANK
5-Yr Chart
Click to enlarge
High Rs116189 61.3%   
Low Rs4274 56.3%   
Income per share (Unadj.) Rs81.2159.3 51.0%  
Earnings per share (Unadj.) Rs13.815.3 89.9%  
Cash flow per share (Unadj.) Rs26.283.9 31.2%  
Dividends per share (Unadj.) Rs2.001.50 133.3%  
Avg Dividend yield %2.51.1 222.6%  
Book value per share (Unadj.) Rs107.0224.3 47.7%  
Shares outstanding (eoy) m802.05599.57 133.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.00.8 117.4%   
Avg P/E ratio x5.78.6 66.6%  
Avg P/CF ratio x2.63.5 72.6%  
Avg Price/Bookvalue ratio x0.70.6 125.6%  
Dividend payout %14.59.8 148.3%   
Avg Mkt Cap Rs m63,26278,948 80.1%   
No. of employees `000NANA-   
Total wages & salary Rs m10,06016,535 60.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m65,16695,496 68.2%  
Other income Rs m11,58925,069 46.2%   
Interest expense Rs m31,67746,786 67.7%   
Net interest income Rs m33,48848,709 68.8%  
Operating expense Rs m20,32051,348 39.6%   
Gross profit Rs m13,168-2,638 -499.1%  
Gross profit margin %20.2-2.8 -731.4%  
Provisions/contingencies Rs m13,69713,235 103.5%   
Profit before tax Rs m14,36912,211 117.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m3,3083,016 109.7%   
Profit after tax Rs m11,0619,195 120.3%  
Net profit margin %17.09.6 176.3%  
BALANCE SHEET DATA
Advances Rs m631,341701,864 90.0%   
Deposits Rs m766,376848,747 90.3%  
Credit/Deposit ratio x82.482.7 99.6%  
Yield on advances %8.410.8 78.4%   
Cost of deposits %4.04.7 84.8%   
Net Interest Margin %4.14.9 83.0%  
Net fixed assets Rs m4,1765,532 75.5%   
Share capital Rs m1,6045,996 26.8%   
Free reserves Rs m84,214128,511 65.5%   
Net worth Rs m85,818134,507 63.8%   
Borrowings Rs m14,320133,317 10.7%   
Investments Rs m188,083287,303 65.5%   
Total assets Rs m901,7941,158,057 77.9%  
Debt/equity ratio x9.17.3 124.6%   
Return on assets %1.20.8 154.5%  
Return on equity %12.96.8 188.5%  
Capital adequacy ratio %18.616.9 109.7%  
Net NPAs %0.71.1 67.3%  
CASH FLOW
From Operations Rs m12,172-110,312 -11.0%  
From Investments Rs m-12,702-2,336 543.9%  
From Financial Activity Rs m-1,78122,347 -8.0%  
Net Cashflow Rs m-2,310-90,301 2.6%  

Share Holding

Indian Promoters % 2.2 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 50.8 48.0 105.7%  
FIIs % 15.6 28.3 55.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 97.8 100.0 97.8%  
Shareholders   232,052 344,856 67.3%  
Pledged promoter(s) holding % 7.3 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARUR VYSYA BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Karur Vysya Bank vs RBL BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Karur Vysya Bank vs RBL BANK Share Price Performance

Period Karur Vysya Bank RBL BANK S&P BSE BANKEX
1-Day -0.81% 0.69% 0.82%
1-Month -1.72% -6.23% 2.48%
1-Year 86.47% 77.87% 19.28%
3-Year CAGR 48.74% 4.87% 12.00%
5-Year CAGR 20.82% -18.91% 9.40%

* Compound Annual Growth Rate

Here are more details on the Karur Vysya Bank share price and the RBL BANK share price.

Moving on to shareholding structures...

The promoters of Karur Vysya Bank hold a 2.2% stake in the company. In case of RBL BANK the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Karur Vysya Bank and the shareholding pattern of RBL BANK.

Finally, a word on dividends...

In the most recent financial year, Karur Vysya Bank paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 14.5%.

RBL BANK paid Rs 1.5, and its dividend payout ratio stood at 9.8%.

You may visit here to review the dividend history of Karur Vysya Bank, and the dividend history of RBL BANK.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising(Closing)

After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.