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KARUR VYSYA BANK vs SBI - Comparison Results

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Current Valuations

    KARUR VYSYA BANK SBI KARUR VYSYA BANK/
SBI
 
P/E (TTM) x 9.5 10.0 94.9% View Chart
P/BV x 1.6 1.8 91.1% View Chart
Dividend Yield % 1.1 1.6 73.2%  

Financials

 KARUR VYSYA BANK   SBI
EQUITY SHARE DATA
    KARUR VYSYA BANK
Mar-23
SBI
Mar-23
KARUR VYSYA BANK/
SBI
5-Yr Chart
Click to enlarge
High Rs116630 18.4%   
Low Rs42431 9.7%   
Income per share (Unadj.) Rs81.2393.1 20.7%  
Earnings per share (Unadj.) Rs13.862.4 22.1%  
Cash flow per share (Unadj.) Rs26.2254.7 10.3%  
Dividends per share (Unadj.) Rs2.0011.30 17.7%  
Avg Dividend yield %2.52.1 119.0%  
Book value per share (Unadj.) Rs107.0402.2 26.6%  
Shares outstanding (eoy) m802.058,924.61 9.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.01.3 72.0%   
Avg P/E ratio x5.78.5 67.3%  
Avg P/CF ratio x2.65.1 50.0%  
Avg Price/Bookvalue ratio x0.71.3 55.9%  
Dividend payout %14.518.1 80.0%   
Avg Mkt Cap Rs m63,2624,732,052 1.3%   
No. of employees `000NANA-   
Total wages & salary Rs m10,060619,209 1.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m65,1663,508,446 1.9%  
Other income Rs m11,5891,225,336 0.9%   
Interest expense Rs m31,6771,899,808 1.7%   
Net interest income Rs m33,4881,608,638 2.1%  
Operating expense Rs m20,3201,898,145 1.1%   
Gross profit Rs m13,168-289,507 -4.5%  
Gross profit margin %20.2-8.3 -244.9%  
Provisions/contingencies Rs m13,697370,244 3.7%   
Profit before tax Rs m14,369753,983 1.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-21,017 -0.0%   
Prior Period Items Rs m011,915 0.0%   
Tax Rs m3,308188,399 1.8%   
Profit after tax Rs m11,061556,482 2.0%  
Net profit margin %17.015.9 107.0%  
BALANCE SHEET DATA
Advances Rs m631,34132,679,021 1.9%   
Deposits Rs m766,37644,685,355 1.7%  
Credit/Deposit ratio x82.473.1 112.6%  
Yield on advances %8.47.0 120.5%   
Cost of deposits %4.03.7 109.4%   
Net Interest Margin %4.13.1 131.6%  
Net fixed assets Rs m4,176440,238 0.9%   
Share capital Rs m1,6048,925 18.0%   
Free reserves Rs m84,2143,580,389 2.4%   
Net worth Rs m85,8183,589,313 2.4%   
Borrowings Rs m14,3205,211,520 0.3%   
Investments Rs m188,08319,131,079 1.0%   
Total assets Rs m901,79459,544,183 1.5%  
Debt/equity ratio x9.113.9 65.4%   
Return on assets %1.20.9 131.2%  
Return on equity %12.915.5 83.1%  
Capital adequacy ratio %18.614.7 126.4%  
Net NPAs %0.70.7 110.4%  
CASH FLOW
From Operations Rs m12,172-860,137 -1.4%  
From Investments Rs m-12,702-40,410 31.4%  
From Financial Activity Rs m-1,78163,864 -2.8%  
Net Cashflow Rs m-2,310-805,932 0.3%  

Share Holding

Indian Promoters % 2.2 57.5 3.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 50.8 35.1 144.7%  
FIIs % 15.6 10.9 143.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 97.8 42.5 230.1%  
Shareholders   232,052 3,047,685 7.6%  
Pledged promoter(s) holding % 7.3 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARUR VYSYA BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    KOTAK MAHINDRA BANK    PNB    


More on Karur Vysya Bank vs SBI

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Karur Vysya Bank vs SBI Share Price Performance

Period Karur Vysya Bank SBI S&P BSE BANKEX
1-Day -0.91% -1.07% -0.39%
1-Month -4.56% -4.77% -0.28%
1-Year 79.15% 39.26% 17.83%
3-Year CAGR 45.99% 24.89% 11.02%
5-Year CAGR 19.53% 19.01% 9.52%

* Compound Annual Growth Rate

Here are more details on the Karur Vysya Bank share price and the SBI share price.

Moving on to shareholding structures...

The promoters of Karur Vysya Bank hold a 2.2% stake in the company. In case of SBI the stake stands at 57.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Karur Vysya Bank and the shareholding pattern of SBI.

Finally, a word on dividends...

In the most recent financial year, Karur Vysya Bank paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 14.5%.

SBI paid Rs 11.3, and its dividend payout ratio stood at 18.1%.

You may visit here to review the dividend history of Karur Vysya Bank, and the dividend history of SBI.

For a sector overview, read our banking sector report.



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