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KARUR VYSYA BANK vs UCO BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    KARUR VYSYA BANK UCO BANK KARUR VYSYA BANK/
UCO BANK
 
P/E (TTM) x 9.9 36.5 27.0% View Chart
P/BV x 1.7 2.4 70.2% View Chart
Dividend Yield % 1.1 0.0 -  

Financials

 KARUR VYSYA BANK   UCO BANK
EQUITY SHARE DATA
    KARUR VYSYA BANK
Mar-23
UCO BANK
Mar-23
KARUR VYSYA BANK/
UCO BANK
5-Yr Chart
Click to enlarge
High Rs11638 304.1%   
Low Rs4211 396.9%   
Income per share (Unadj.) Rs81.214.8 550.4%  
Earnings per share (Unadj.) Rs13.81.5 902.8%  
Cash flow per share (Unadj.) Rs26.24.9 530.2%  
Dividends per share (Unadj.) Rs2.000-  
Avg Dividend yield %2.50-  
Book value per share (Unadj.) Rs107.021.4 499.6%  
Shares outstanding (eoy) m802.0511,955.96 6.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.01.6 58.9%   
Avg P/E ratio x5.715.9 35.9%  
Avg P/CF ratio x2.66.8 37.8%  
Avg Price/Bookvalue ratio x0.71.1 64.9%  
Dividend payout %14.50-   
Avg Mkt Cap Rs m63,262290,948 21.7%   
No. of employees `000NANA-   
Total wages & salary Rs m10,06038,727 26.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m65,166176,505 36.9%  
Other income Rs m11,58925,085 46.2%   
Interest expense Rs m31,677103,074 30.7%   
Net interest income Rs m33,48873,431 45.6%  
Operating expense Rs m20,32055,109 36.9%   
Gross profit Rs m13,16818,322 71.9%  
Gross profit margin %20.210.4 194.7%  
Provisions/contingencies Rs m13,69724,783 55.3%   
Profit before tax Rs m14,36929,051 49.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0-361 -0.0%   
Tax Rs m3,30810,428 31.7%   
Profit after tax Rs m11,06118,263 60.6%  
Net profit margin %17.010.3 164.0%  
BALANCE SHEET DATA
Advances Rs m631,3411,558,702 40.5%   
Deposits Rs m766,3762,493,377 30.7%  
Credit/Deposit ratio x82.462.5 131.8%  
Yield on advances %8.46.6 127.1%   
Cost of deposits %4.03.8 106.0%   
Net Interest Margin %4.12.9 139.6%  
Net fixed assets Rs m4,17634,445 12.1%   
Share capital Rs m1,604119,560 1.3%   
Free reserves Rs m84,214136,477 61.7%   
Net worth Rs m85,818256,037 33.5%   
Borrowings Rs m14,320205,011 7.0%   
Investments Rs m188,083950,085 19.8%   
Total assets Rs m901,7943,007,022 30.0%  
Debt/equity ratio x9.110.5 86.3%   
Return on assets %1.20.6 202.0%  
Return on equity %12.97.1 180.7%  
Capital adequacy ratio %18.616.5 112.4%  
Net NPAs %0.71.3 57.4%  
CASH FLOW
From Operations Rs m12,17229,829 40.8%  
From Investments Rs m-12,702-2,673 475.2%  
From Financial Activity Rs m-1,781-3,358 53.0%  
Net Cashflow Rs m-2,31025,801 -9.0%  

Share Holding

Indian Promoters % 2.2 95.4 2.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 50.8 1.3 3,788.8%  
FIIs % 15.6 0.0 156,100.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 97.8 4.6 2,121.0%  
Shareholders   232,052 610,166 38.0%  
Pledged promoter(s) holding % 7.3 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARUR VYSYA BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Karur Vysya Bank vs UCO Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Karur Vysya Bank vs UCO Bank Share Price Performance

Period Karur Vysya Bank UCO Bank S&P BSE BANKEX
1-Day -0.81% 5.35% 0.82%
1-Month -1.72% -5.21% 2.48%
1-Year 86.47% 131.68% 19.28%
3-Year CAGR 48.74% 68.32% 12.00%
5-Year CAGR 20.82% 22.35% 9.40%

* Compound Annual Growth Rate

Here are more details on the Karur Vysya Bank share price and the UCO Bank share price.

Moving on to shareholding structures...

The promoters of Karur Vysya Bank hold a 2.2% stake in the company. In case of UCO Bank the stake stands at 95.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Karur Vysya Bank and the shareholding pattern of UCO Bank.

Finally, a word on dividends...

In the most recent financial year, Karur Vysya Bank paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 14.5%.

UCO Bank paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of Karur Vysya Bank, and the dividend history of UCO Bank.

For a sector overview, read our banking sector report.



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