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KARNATAKA BANK vs BANK OF MAHARASHTRA - Comparison Results

Rs 100 invested in...

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Current Valuations

    KARNATAKA BANK BANK OF MAHARASHTRA KARNATAKA BANK/
BANK OF MAHARASHTRA
 
P/E (TTM) x 5.7 11.3 50.3% View Chart
P/BV x 1.0 2.6 36.5% View Chart
Dividend Yield % 2.2 2.2 100.4%  

Financials

 KARNATAKA BANK   BANK OF MAHARASHTRA
EQUITY SHARE DATA
    KARNATAKA BANK
Mar-23
BANK OF MAHARASHTRA
Mar-23
KARNATAKA BANK/
BANK OF MAHARASHTRA
5-Yr Chart
Click to enlarge
High Rs16936 464.8%   
Low Rs5615 371.3%   
Income per share (Unadj.) Rs231.223.6 978.6%  
Earnings per share (Unadj.) Rs37.83.9 975.8%  
Cash flow per share (Unadj.) Rs76.35.8 1,325.6%  
Dividends per share (Unadj.) Rs5.001.30 384.6%  
Avg Dividend yield %4.55.1 87.9%  
Book value per share (Unadj.) Rs262.923.5 1,120.7%  
Shares outstanding (eoy) m312.346,730.50 4.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.51.1 44.7%   
Avg P/E ratio x3.06.6 44.8%  
Avg P/CF ratio x1.62.8 56.1%  
Avg Price/Bookvalue ratio x0.41.1 39.0%  
Dividend payout %13.233.6 39.4%   
Avg Mkt Cap Rs m35,014172,469 20.3%   
No. of employees `000NANA-   
Total wages & salary Rs m10,73520,581 52.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m72,202158,986 45.4%  
Other income Rs m9,92622,809 43.5%   
Interest expense Rs m40,35181,568 49.5%   
Net interest income Rs m31,85177,418 41.1%  
Operating expense Rs m19,70039,225 50.2%   
Gross profit Rs m12,15138,193 31.8%  
Gross profit margin %16.824.0 70.1%  
Provisions/contingencies Rs m10,28034,975 29.4%   
Profit before tax Rs m14,40534,456 41.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m022 0.0%   
Tax Rs m2,6088,429 30.9%   
Profit after tax Rs m11,79726,050 45.3%  
Net profit margin %16.316.4 99.7%  
BALANCE SHEET DATA
Advances Rs m599,5161,712,207 35.0%   
Deposits Rs m873,6792,340,641 37.3%  
Credit/Deposit ratio x68.673.2 93.8%  
Yield on advances %9.36.7 138.9%   
Cost of deposits %4.33.1 141.2%   
Net Interest Margin %3.83.2 118.7%  
Net fixed assets Rs m8,46221,492 39.4%   
Share capital Rs m3,12467,305 4.6%   
Free reserves Rs m78,99790,597 87.2%   
Net worth Rs m82,120157,902 52.0%   
Borrowings Rs m15,627107,657 14.5%   
Investments Rs m233,249690,420 33.8%   
Total assets Rs m990,5712,678,272 37.0%  
Debt/equity ratio x10.815.5 69.8%   
Return on assets %1.21.0 122.4%  
Return on equity %14.416.5 87.1%  
Capital adequacy ratio %17.518.1 96.2%  
Net NPAs %1.70.3 680.0%  
CASH FLOW
From Operations Rs m18,297-14,399 -127.1%  
From Investments Rs m-875-1,751 50.0%  
From Financial Activity Rs m-1952,279 -8.5%  
Net Cashflow Rs m17,227-13,871 -124.2%  

Share Holding

Indian Promoters % 0.0 86.5 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 36.7 5.2 711.8%  
FIIs % 19.0 0.5 4,228.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 13.5 738.6%  
Shareholders   267,637 677,087 39.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARNATAKA BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Karnataka Bank vs Bank of Maharashtra

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Karnataka Bank vs Bank of Maharashtra Share Price Performance

Period Karnataka Bank Bank of Maharashtra S&P BSE BANKEX
1-Day -0.69% -0.44% -0.39%
1-Month -10.88% -5.60% -0.28%
1-Year 66.42% 138.78% 17.83%
3-Year CAGR 53.28% 45.48% 11.02%
5-Year CAGR 13.59% 34.24% 9.52%

* Compound Annual Growth Rate

Here are more details on the Karnataka Bank share price and the Bank of Maharashtra share price.

Moving on to shareholding structures...

The promoters of Karnataka Bank hold a 0.0% stake in the company. In case of Bank of Maharashtra the stake stands at 86.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Karnataka Bank and the shareholding pattern of Bank of Maharashtra.

Finally, a word on dividends...

In the most recent financial year, Karnataka Bank paid a dividend of Rs 5.0 per share. This amounted to a Dividend Payout ratio of 13.2%.

Bank of Maharashtra paid Rs 1.3, and its dividend payout ratio stood at 33.6%.

You may visit here to review the dividend history of Karnataka Bank, and the dividend history of Bank of Maharashtra.

For a sector overview, read our banking sector report.



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