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KARNATAKA BANK vs DCB BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    KARNATAKA BANK DCB BANK KARNATAKA BANK/
DCB BANK
 
P/E (TTM) x 5.7 7.1 79.9% View Chart
P/BV x 1.0 0.8 117.7% View Chart
Dividend Yield % 2.2 1.0 211.6%  

Financials

 KARNATAKA BANK   DCB BANK
EQUITY SHARE DATA
    KARNATAKA BANK
Mar-23
DCB BANK
Mar-23
KARNATAKA BANK/
DCB BANK
5-Yr Chart
Click to enlarge
High Rs169141 119.3%   
Low Rs5669 80.5%   
Income per share (Unadj.) Rs231.2134.8 171.4%  
Earnings per share (Unadj.) Rs37.814.9 252.7%  
Cash flow per share (Unadj.) Rs76.352.8 144.4%  
Dividends per share (Unadj.) Rs5.001.25 400.0%  
Avg Dividend yield %4.51.2 375.3%  
Book value per share (Unadj.) Rs262.9146.5 179.5%  
Shares outstanding (eoy) m312.34311.50 100.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.50.8 62.2%   
Avg P/E ratio x3.07.0 42.2%  
Avg P/CF ratio x1.64.2 38.1%  
Avg Price/Bookvalue ratio x0.40.7 59.4%  
Dividend payout %13.28.4 158.3%   
Avg Mkt Cap Rs m35,01432,762 106.9%   
No. of employees `000NANA-   
Total wages & salary Rs m10,7356,929 154.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m72,20242,003 171.9%  
Other income Rs m9,9264,094 242.5%   
Interest expense Rs m40,35124,833 162.5%   
Net interest income Rs m31,85117,170 185.5%  
Operating expense Rs m19,70013,397 147.1%   
Gross profit Rs m12,1513,773 322.0%  
Gross profit margin %16.89.0 187.3%  
Provisions/contingencies Rs m10,2803,212 320.1%   
Profit before tax Rs m14,4056,276 229.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2,6081,620 161.0%   
Profit after tax Rs m11,7974,656 253.4%  
Net profit margin %16.311.1 147.4%  
BALANCE SHEET DATA
Advances Rs m599,516343,807 174.4%   
Deposits Rs m873,679412,389 211.9%  
Credit/Deposit ratio x68.683.4 82.3%  
Yield on advances %9.39.9 94.3%   
Cost of deposits %4.35.4 80.3%   
Net Interest Margin %3.83.7 104.6%  
Net fixed assets Rs m8,4627,827 108.1%   
Share capital Rs m3,1243,115 100.3%   
Free reserves Rs m78,99742,515 185.8%   
Net worth Rs m82,12045,630 180.0%   
Borrowings Rs m15,62741,181 37.9%   
Investments Rs m233,249125,825 185.4%   
Total assets Rs m990,571523,659 189.2%  
Debt/equity ratio x10.89.9 108.9%   
Return on assets %1.20.9 134.0%  
Return on equity %14.410.2 140.8%  
Capital adequacy ratio %17.517.6 99.4%  
Net NPAs %1.71.0 163.5%  
CASH FLOW
From Operations Rs m18,297-15,657 -116.9%  
From Investments Rs m-875-1,648 53.1%  
From Financial Activity Rs m-19581 -238.9%  
Net Cashflow Rs m17,227-17,223 -100.0%  

Share Holding

Indian Promoters % 0.0 0.8 -  
Foreign collaborators % 0.0 14.0 -  
Indian inst/Mut Fund % 36.7 47.2 77.8%  
FIIs % 19.0 13.0 146.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 85.2 117.4%  
Shareholders   267,637 185,692 144.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARNATAKA BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    PNB    


More on Karnataka Bank vs DCB Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Karnataka Bank vs DCB Bank Share Price Performance

Period Karnataka Bank DCB Bank S&P BSE BANKEX
1-Day -1.53% 1.32% 0.82%
1-Month -2.22% -7.50% 2.48%
1-Year 78.09% 12.62% 19.28%
3-Year CAGR 55.04% 4.01% 12.00%
5-Year CAGR 13.14% -10.29% 9.40%

* Compound Annual Growth Rate

Here are more details on the Karnataka Bank share price and the DCB Bank share price.

Moving on to shareholding structures...

The promoters of Karnataka Bank hold a 0.0% stake in the company. In case of DCB Bank the stake stands at 14.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Karnataka Bank and the shareholding pattern of DCB Bank.

Finally, a word on dividends...

In the most recent financial year, Karnataka Bank paid a dividend of Rs 5.0 per share. This amounted to a Dividend Payout ratio of 13.2%.

DCB Bank paid Rs 1.3, and its dividend payout ratio stood at 8.4%.

You may visit here to review the dividend history of Karnataka Bank, and the dividend history of DCB Bank.

For a sector overview, read our banking sector report.



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