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KARNATAKA BANK vs EQUITAS SMALL FINANCE BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    KARNATAKA BANK EQUITAS SMALL FINANCE BANK KARNATAKA BANK/
EQUITAS SMALL FINANCE BANK
 
P/E (TTM) x 5.7 13.4 42.4% View Chart
P/BV x 1.0 2.0 47.2% View Chart
Dividend Yield % 2.2 1.1 205.3%  

Financials

 KARNATAKA BANK   EQUITAS SMALL FINANCE BANK
EQUITY SHARE DATA
    KARNATAKA BANK
Mar-23
EQUITAS SMALL FINANCE BANK
Mar-23
KARNATAKA BANK/
EQUITAS SMALL FINANCE BANK
5-Yr Chart
Click to enlarge
High Rs16978 216.4%   
Low Rs5638 148.5%   
Income per share (Unadj.) Rs231.237.5 616.8%  
Earnings per share (Unadj.) Rs37.85.2 731.3%  
Cash flow per share (Unadj.) Rs76.319.9 384.2%  
Dividends per share (Unadj.) Rs5.001.00 500.0%  
Avg Dividend yield %4.51.7 257.3%  
Book value per share (Unadj.) Rs262.946.4 566.7%  
Shares outstanding (eoy) m312.341,110.56 28.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.51.5 31.5%   
Avg P/E ratio x3.011.2 26.6%  
Avg P/CF ratio x1.65.4 29.1%  
Avg Price/Bookvalue ratio x0.41.2 34.3%  
Dividend payout %13.219.4 68.4%   
Avg Mkt Cap Rs m35,01464,063 54.7%   
No. of employees `000NANA-   
Total wages & salary Rs m10,73510,967 97.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m72,20241,619 173.5%  
Other income Rs m9,9266,696 148.2%   
Interest expense Rs m40,35116,172 249.5%   
Net interest income Rs m31,85125,447 125.2%  
Operating expense Rs m19,70020,383 96.7%   
Gross profit Rs m12,1515,064 239.9%  
Gross profit margin %16.812.2 138.3%  
Provisions/contingencies Rs m10,2806,024 170.6%   
Profit before tax Rs m14,4057,688 187.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2,6081,952 133.6%   
Profit after tax Rs m11,7975,736 205.7%  
Net profit margin %16.313.8 118.5%  
BALANCE SHEET DATA
Advances Rs m599,516257,986 232.4%   
Deposits Rs m873,679253,806 344.2%  
Credit/Deposit ratio x68.6101.6 67.5%  
Yield on advances %9.314.6 63.8%   
Cost of deposits %4.35.4 81.0%   
Net Interest Margin %3.87.8 48.8%  
Net fixed assets Rs m8,4623,377 250.6%   
Share capital Rs m3,12411,106 28.1%   
Free reserves Rs m78,99740,417 195.5%   
Net worth Rs m82,12051,523 159.4%   
Borrowings Rs m15,62729,738 52.6%   
Investments Rs m233,24966,646 350.0%   
Total assets Rs m990,571349,581 283.4%  
Debt/equity ratio x10.85.5 196.8%   
Return on assets %1.21.6 72.6%  
Return on equity %14.411.1 129.0%  
Capital adequacy ratio %17.523.8 73.3%  
Net NPAs %1.71.2 140.5%  
CASH FLOW
From Operations Rs m18,297-9,977 -183.4%  
From Investments Rs m-875-2,613 33.5%  
From Financial Activity Rs m-195601 -32.4%  
Net Cashflow Rs m17,227-8,883 -193.9%  

Share Holding

Indian Promoters % 0.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 36.7 65.3 56.3%  
FIIs % 19.0 19.6 97.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 100.0 100.0%  
Shareholders   267,637 361,709 74.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARNATAKA BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Karnataka Bank vs EQUITAS SMALL FINANCE BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Karnataka Bank vs EQUITAS SMALL FINANCE BANK Share Price Performance

Period Karnataka Bank EQUITAS SMALL FINANCE BANK S&P BSE BANKEX
1-Day -1.53% -0.48% 0.82%
1-Month -2.22% -7.22% 2.48%
1-Year 78.09% 43.69% 19.28%
3-Year CAGR 55.04% 15.45% 12.00%
5-Year CAGR 13.14% 23.06% 9.40%

* Compound Annual Growth Rate

Here are more details on the Karnataka Bank share price and the EQUITAS SMALL FINANCE BANK share price.

Moving on to shareholding structures...

The promoters of Karnataka Bank hold a 0.0% stake in the company. In case of EQUITAS SMALL FINANCE BANK the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Karnataka Bank and the shareholding pattern of EQUITAS SMALL FINANCE BANK.

Finally, a word on dividends...

In the most recent financial year, Karnataka Bank paid a dividend of Rs 5.0 per share. This amounted to a Dividend Payout ratio of 13.2%.

EQUITAS SMALL FINANCE BANK paid Rs 1.0, and its dividend payout ratio stood at 19.4%.

You may visit here to review the dividend history of Karnataka Bank, and the dividend history of EQUITAS SMALL FINANCE BANK.

For a sector overview, read our banking sector report.



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