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KARNATAKA BANK vs HDFC BANK - Comparison Results

HDFC BANK 
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With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

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Current Valuations

    KARNATAKA BANK HDFC BANK KARNATAKA BANK/
HDFC BANK
 
P/E (TTM) x 4.5 25.5 17.5% View Chart
P/BV x 0.4 3.7 11.1% View Chart
Dividend Yield % 3.9 0.7 570.4%  

Financials

 KARNATAKA BANK   HDFC BANK
EQUITY SHARE DATA
    KARNATAKA BANK
Mar-18
HDFC BANK
Mar-19
KARNATAKA BANK/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs1792,327 7.7%   
Low Rs1151,880 6.1%   
Income per share (Unadj.) Rs191.9386.2 49.7%  
Earnings per share (Unadj.) Rs16.482.0 20.0%  
Cash flow per share (Unadj.) Rs22.0196.5 11.2%  
Dividends per share (Unadj.) Rs3.0015.00 20.0%  
Avg Dividend yield %2.00.7 286.2%  
Book value per share (Unadj.) Rs191.4564.3 33.9%  
Shares outstanding (eoy) m282.612,723.31 10.4%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.85.4 14.1%   
Avg P/E ratio x9.025.7 35.0%  
Avg P/CF ratio x2.618.7 13.7%  
Avg Price/Bookvalue ratio x0.83.7 20.6%  
Dividend payout %18.318.3 100.2%   
Avg Mkt Cap Rs m41,5445,728,891 0.7%   
No. of employees `0008.298.1 8.3%   
Total wages & salary Rs m5,248104,512 5.0%   
Avg. income/employee Rs Th6,626.510,724.0 61.8%   
Avg. wages/employee Rs Th641.21,065.8 60.2%   
Avg. net profit/employee Rs Th565.42,277.4 24.8%   
INCOME DATA
Interest income Rs m54,2381,051,607 5.2%  
Other income Rs m9,543189,471 5.0%   
Interest expense Rs m35,661537,127 6.6%   
Net interest income Rs m18,577514,481 3.6%  
Operating expense Rs m13,388276,948 4.8%   
Gross profit Rs m5,189237,533 2.2%  
Gross profit margin %9.622.6 42.4%  
Provisions/contingencies Rs m11,63083,822 13.9%   
Profit before tax Rs m4,473340,918 1.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m01,132 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-155118,726 -0.1%   
Profit after tax Rs m4,628223,324 2.1%  
Net profit margin %8.521.2 40.2%  
BALANCE SHEET DATA
Advances Rs m472,5188,692,227 5.4%   
Deposits Rs m628,7139,225,027 6.8%  
Credit/Deposit ratio x75.294.2 79.8%  
Yield on advances %8.69.6 89.7%   
Cost of deposits %5.54.4 124.2%   
Net Interest Margin %2.84.2 67.4%  
Net fixed assets Rs m7,61642,198 18.0%   
Share capital Rs m2,8265,447 51.9%   
Free reserves Rs m19,7411,531,280 1.3%   
Net worth Rs m54,1021,536,727 3.5%   
Borrowings Rs m8,1601,577,328 0.5%   
Investments Rs m154,4442,869,177 5.4%   
Total assets Rs m703,73712,928,057 5.4%  
Debt/equity ratio x11.87.0 167.5%   
Return on assets %0.71.7 38.1%  
Return on equity %8.614.5 58.9%  
Capital adequacy ratio %12.017.1 70.4%  
Net NPAs %3.00.4 759.0%  
CASH FLOW
From Operations Rs m7,209-628,715 -1.1%  
From Investments Rs m-913-15,984 5.7%  
From Financial Activity Rs m-3,026231,307 -1.3%  
Net Cashflow Rs m3,270-412,439 -0.8%  

Share Holding

Indian Promoters % 0.0 22.6 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 21.1 9.9 213.1%  
FIIs % 10.0 34.1 29.3%  
ADR/GDR % 0.0 17.0 -  
Free float % 68.9 16.4 420.1%  
Shareholders   123,252 415,166 29.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARNATAKA BANK With:   J&K BANK  CORPORATION BANK  SBI  SYNDICATE BANK  DHANLAXMI BANK  

Compare KARNATAKA BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Share markets in India have extended early losses and are presently trading deep in the red. Barring consumer durables sector, all sectoral indices are trading in red with stocks in the telecom sector.

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HDFC BANK Announces Quarterly Results (1QFY20); Net Profit Up 21.0% (Quarterly Result Update)

Jul 22, 2019 | Updated on Jul 22, 2019

For the quarter ended June 2019, HDFC BANK has posted a net profit of Rs 56 bn (up 21.0% YoY). Sales on the other hand came in at Rs 274 bn (up 21.5% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.

KARNATAKA BANK Announces Quarterly Results (1QFY20); Net Profit Up 7.5% (Quarterly Result Update)

Jul 15, 2019 | Updated on Jul 15, 2019

For the quarter ended June 2019, KARNATAKA BANK has posted a net profit of Rs 2 bn (up 7.5% YoY). Sales on the other hand came in at Rs 16 bn (up 12.6% YoY). Read on for a complete analysis of KARNATAKA BANK's quarterly results.

KARNATAKA BANK Announces Quarterly Results (4QFY19); Net Profit Up 461.2% (Quarterly Result Update)

May 14, 2019 | Updated on May 14, 2019

For the quarter ended March 2019, KARNATAKA BANK has posted a net profit of Rs 617 m (up 461.2% YoY). Sales on the other hand came in at Rs 15 bn (up 6.1% YoY). Read on for a complete analysis of KARNATAKA BANK's quarterly results.

HDFC BANK Announces Quarterly Results (4QFY19); Net Profit Up 22.6% (Quarterly Result Update)

Apr 22, 2019 | Updated on Apr 22, 2019

For the quarter ended March 2019, HDFC BANK has posted a net profit of Rs 59 bn (up 22.6% YoY). Sales on the other hand came in at Rs 263 bn (up 23.5% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.

HDFC BANK Announces Quarterly Results (3QFY19); Net Profit Up 20.3% (Quarterly Result Update)

Jan 21, 2019 | Updated on Jan 21, 2019

For the quarter ended December 2018, HDFC BANK has posted a net profit of Rs 56 bn (up 20.3% YoY). Sales on the other hand came in at Rs 259 bn (up 25.8% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.

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