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KARNATAKA BANK vs INDIAN BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    KARNATAKA BANK INDIAN BANK KARNATAKA BANK/
INDIAN BANK
 
P/E (TTM) x 5.7 9.6 59.5% View Chart
P/BV x 1.0 1.4 67.9% View Chart
Dividend Yield % 2.2 1.7 134.5%  

Financials

 KARNATAKA BANK   INDIAN BANK
EQUITY SHARE DATA
    KARNATAKA BANK
Mar-23
INDIAN BANK
Mar-23
KARNATAKA BANK/
INDIAN BANK
5-Yr Chart
Click to enlarge
High Rs169310 54.4%   
Low Rs56137 40.6%   
Income per share (Unadj.) Rs231.2361.2 64.0%  
Earnings per share (Unadj.) Rs37.844.7 84.4%  
Cash flow per share (Unadj.) Rs76.371.6 106.6%  
Dividends per share (Unadj.) Rs5.008.60 58.1%  
Avg Dividend yield %4.53.8 116.0%  
Book value per share (Unadj.) Rs262.9397.5 66.1%  
Shares outstanding (eoy) m312.341,245.44 25.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.50.6 78.3%   
Avg P/E ratio x3.05.0 59.4%  
Avg P/CF ratio x1.61.8 88.8%  
Avg Price/Bookvalue ratio x0.40.6 75.8%  
Dividend payout %13.219.2 68.9%   
Avg Mkt Cap Rs m35,014278,481 12.6%   
No. of employees `000NANA-   
Total wages & salary Rs m10,73575,789 14.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m72,202449,852 16.1%  
Other income Rs m9,92678,045 12.7%   
Interest expense Rs m40,351247,173 16.3%   
Net interest income Rs m31,851202,679 15.7%  
Operating expense Rs m19,700127,248 15.5%   
Gross profit Rs m12,15175,431 16.1%  
Gross profit margin %16.816.8 100.4%  
Provisions/contingencies Rs m10,280100,171 10.3%   
Profit before tax Rs m14,40559,632 24.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-12 -0.0%   
Prior Period Items Rs m02,430 0.0%   
Tax Rs m2,6086,327 41.2%   
Profit after tax Rs m11,79755,723 21.2%  
Net profit margin %16.312.4 131.9%  
BALANCE SHEET DATA
Advances Rs m599,5164,492,940 13.3%   
Deposits Rs m873,6796,211,232 14.1%  
Credit/Deposit ratio x68.672.3 94.9%  
Yield on advances %9.37.1 131.0%   
Cost of deposits %4.33.7 116.1%   
Net Interest Margin %3.83.2 120.3%  
Net fixed assets Rs m8,46274,704 11.3%   
Share capital Rs m3,12412,454 25.1%   
Free reserves Rs m78,997482,614 16.4%   
Net worth Rs m82,120495,068 16.6%   
Borrowings Rs m15,627220,924 7.1%   
Investments Rs m233,2491,883,663 12.4%   
Total assets Rs m990,5717,133,340 13.9%  
Debt/equity ratio x10.813.0 83.4%   
Return on assets %1.20.8 152.5%  
Return on equity %14.411.3 127.6%  
Capital adequacy ratio %17.516.5 105.8%  
Net NPAs %1.70.9 188.9%  
CASH FLOW
From Operations Rs m18,297-278,940 -6.6%  
From Investments Rs m-875-3,140 27.9%  
From Financial Activity Rs m-195-15,434 1.3%  
Net Cashflow Rs m17,227-297,514 -5.8%  

Share Holding

Indian Promoters % 0.0 73.8 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 36.7 21.7 169.0%  
FIIs % 19.0 5.9 323.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 26.2 382.3%  
Shareholders   267,637 312,770 85.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARNATAKA BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    PNB    


More on Karnataka Bank vs Indian Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Karnataka Bank vs Indian Bank Share Price Performance

Period Karnataka Bank Indian Bank S&P BSE BANKEX
1-Day -1.53% 4.08% 0.82%
1-Month -2.22% -1.69% 2.48%
1-Year 78.09% 86.05% 19.28%
3-Year CAGR 55.04% 65.31% 12.00%
5-Year CAGR 13.14% 13.50% 9.40%

* Compound Annual Growth Rate

Here are more details on the Karnataka Bank share price and the Indian Bank share price.

Moving on to shareholding structures...

The promoters of Karnataka Bank hold a 0.0% stake in the company. In case of Indian Bank the stake stands at 73.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Karnataka Bank and the shareholding pattern of Indian Bank.

Finally, a word on dividends...

In the most recent financial year, Karnataka Bank paid a dividend of Rs 5.0 per share. This amounted to a Dividend Payout ratio of 13.2%.

Indian Bank paid Rs 8.6, and its dividend payout ratio stood at 19.2%.

You may visit here to review the dividend history of Karnataka Bank, and the dividend history of Indian Bank.

For a sector overview, read our banking sector report.



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