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KARNATAKA BANK vs INDIAN OVERSEAS BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    KARNATAKA BANK INDIAN OVERSEAS BANK KARNATAKA BANK/
INDIAN OVERSEAS BANK
 
P/E (TTM) x 5.7 45.2 12.6% View Chart
P/BV x 1.0 4.6 21.1% View Chart
Dividend Yield % 2.2 0.0 -  

Financials

 KARNATAKA BANK   INDIAN OVERSEAS BANK
EQUITY SHARE DATA
    KARNATAKA BANK
Mar-23
INDIAN OVERSEAS BANK
Mar-23
KARNATAKA BANK/
INDIAN OVERSEAS BANK
5-Yr Chart
Click to enlarge
High Rs16937 459.1%   
Low Rs5615 365.2%   
Income per share (Unadj.) Rs231.210.3 2,251.6%  
Earnings per share (Unadj.) Rs37.81.1 3,393.2%  
Cash flow per share (Unadj.) Rs76.32.6 2,918.8%  
Dividends per share (Unadj.) Rs5.000-  
Avg Dividend yield %4.50-  
Book value per share (Unadj.) Rs262.913.2 1,997.8%  
Shares outstanding (eoy) m312.3418,902.41 1.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.52.5 19.2%   
Avg P/E ratio x3.023.3 12.7%  
Avg P/CF ratio x1.68.3 19.2%  
Avg Price/Bookvalue ratio x0.42.0 21.6%  
Dividend payout %13.20-   
Avg Mkt Cap Rs m35,014490,990 7.1%   
No. of employees `000NANA-   
Total wages & salary Rs m10,73541,024 26.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m72,202194,070 37.2%  
Other income Rs m9,92641,164 24.1%   
Interest expense Rs m40,351111,463 36.2%   
Net interest income Rs m31,85182,607 38.6%  
Operating expense Rs m19,70064,298 30.6%   
Gross profit Rs m12,15118,309 66.4%  
Gross profit margin %16.89.4 178.4%  
Provisions/contingencies Rs m10,28038,433 26.7%   
Profit before tax Rs m14,40523,534 61.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2,6082,495 104.6%   
Profit after tax Rs m11,79721,040 56.1%  
Net profit margin %16.310.8 150.7%  
BALANCE SHEET DATA
Advances Rs m599,5161,780,677 33.7%   
Deposits Rs m873,6792,609,736 33.5%  
Credit/Deposit ratio x68.668.2 100.6%  
Yield on advances %9.37.4 126.1%   
Cost of deposits %4.34.0 107.4%   
Net Interest Margin %3.83.0 125.8%  
Net fixed assets Rs m8,46237,107 22.8%   
Share capital Rs m3,124189,024 1.7%   
Free reserves Rs m78,99759,736 132.2%   
Net worth Rs m82,120248,760 33.0%   
Borrowings Rs m15,627208,038 7.5%   
Investments Rs m233,249936,425 24.9%   
Total assets Rs m990,5713,134,499 31.6%  
Debt/equity ratio x10.811.3 95.6%   
Return on assets %1.20.7 177.4%  
Return on equity %14.48.5 169.8%  
Capital adequacy ratio %17.516.1 108.4%  
Net NPAs %1.71.8 92.9%  
CASH FLOW
From Operations Rs m18,297-155,835 -11.7%  
From Investments Rs m-875-5,596 15.6%  
From Financial Activity Rs m-195127 -152.6%  
Net Cashflow Rs m17,227-161,304 -10.7%  

Share Holding

Indian Promoters % 0.0 96.4 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 36.7 1.3 2,761.7%  
FIIs % 19.0 0.0 63,433.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 3.6 2,762.4%  
Shareholders   267,637 727,348 36.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARNATAKA BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Karnataka Bank vs Indian Overseas Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Karnataka Bank vs Indian Overseas Bank Share Price Performance

Period Karnataka Bank Indian Overseas Bank S&P BSE BANKEX
1-Day -1.53% 5.41% 0.82%
1-Month -2.22% -5.06% 2.48%
1-Year 78.09% 183.33% 19.28%
3-Year CAGR 55.04% 55.67% 12.00%
5-Year CAGR 13.14% 33.40% 9.40%

* Compound Annual Growth Rate

Here are more details on the Karnataka Bank share price and the Indian Overseas Bank share price.

Moving on to shareholding structures...

The promoters of Karnataka Bank hold a 0.0% stake in the company. In case of Indian Overseas Bank the stake stands at 96.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Karnataka Bank and the shareholding pattern of Indian Overseas Bank.

Finally, a word on dividends...

In the most recent financial year, Karnataka Bank paid a dividend of Rs 5.0 per share. This amounted to a Dividend Payout ratio of 13.2%.

Indian Overseas Bank paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of Karnataka Bank, and the dividend history of Indian Overseas Bank.

For a sector overview, read our banking sector report.



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