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KARNATAKA BANK vs KARUR VYSYA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    KARNATAKA BANK KARUR VYSYA BANK KARNATAKA BANK/
KARUR VYSYA BANK
 
P/E (TTM) x 5.7 9.5 59.9% View Chart
P/BV x 1.0 1.6 58.4% View Chart
Dividend Yield % 2.2 1.1 195.1%  

Financials

 KARNATAKA BANK   KARUR VYSYA BANK
EQUITY SHARE DATA
    KARNATAKA BANK
Mar-23
KARUR VYSYA BANK
Mar-23
KARNATAKA BANK/
KARUR VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs169116 145.3%   
Low Rs5642 133.4%   
Income per share (Unadj.) Rs231.281.2 284.5%  
Earnings per share (Unadj.) Rs37.813.8 273.9%  
Cash flow per share (Unadj.) Rs76.326.2 291.5%  
Dividends per share (Unadj.) Rs5.002.00 250.0%  
Avg Dividend yield %4.52.5 175.9%  
Book value per share (Unadj.) Rs262.9107.0 245.7%  
Shares outstanding (eoy) m312.34802.05 38.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.51.0 50.0%   
Avg P/E ratio x3.05.7 51.9%  
Avg P/CF ratio x1.62.6 62.1%  
Avg Price/Bookvalue ratio x0.40.7 57.8%  
Dividend payout %13.214.5 91.3%   
Avg Mkt Cap Rs m35,01463,262 55.3%   
No. of employees `000NANA-   
Total wages & salary Rs m10,73510,060 106.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m72,20265,166 110.8%  
Other income Rs m9,92611,589 85.6%   
Interest expense Rs m40,35131,677 127.4%   
Net interest income Rs m31,85133,488 95.1%  
Operating expense Rs m19,70020,320 97.0%   
Gross profit Rs m12,15113,168 92.3%  
Gross profit margin %16.820.2 83.3%  
Provisions/contingencies Rs m10,28013,697 75.1%   
Profit before tax Rs m14,40514,369 100.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2,6083,308 78.8%   
Profit after tax Rs m11,79711,061 106.7%  
Net profit margin %16.317.0 96.3%  
BALANCE SHEET DATA
Advances Rs m599,516631,341 95.0%   
Deposits Rs m873,679766,376 114.0%  
Credit/Deposit ratio x68.682.4 83.3%  
Yield on advances %9.38.4 110.4%   
Cost of deposits %4.34.0 108.3%   
Net Interest Margin %3.84.1 93.6%  
Net fixed assets Rs m8,4624,176 202.6%   
Share capital Rs m3,1241,604 194.7%   
Free reserves Rs m78,99784,214 93.8%   
Net worth Rs m82,12085,818 95.7%   
Borrowings Rs m15,62714,320 109.1%   
Investments Rs m233,249188,083 124.0%   
Total assets Rs m990,571901,794 109.8%  
Debt/equity ratio x10.89.1 119.0%   
Return on assets %1.21.2 97.1%  
Return on equity %14.412.9 111.5%  
Capital adequacy ratio %17.518.6 94.0%  
Net NPAs %1.70.7 229.7%  
CASH FLOW
From Operations Rs m18,29712,172 150.3%  
From Investments Rs m-875-12,702 6.9%  
From Financial Activity Rs m-195-1,781 10.9%  
Net Cashflow Rs m17,227-2,310 -745.6%  

Share Holding

Indian Promoters % 0.0 2.2 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 36.7 50.8 72.3%  
FIIs % 19.0 15.6 121.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 97.8 102.3%  
Shareholders   267,637 232,052 115.3%  
Pledged promoter(s) holding % 0.0 7.3 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARNATAKA BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Karnataka Bank vs Karur Vysya Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Karnataka Bank vs Karur Vysya Bank Share Price Performance

Period Karnataka Bank Karur Vysya Bank S&P BSE BANKEX
1-Day -0.69% -0.91% -0.39%
1-Month -10.88% -4.56% -0.28%
1-Year 66.42% 79.15% 17.83%
3-Year CAGR 53.28% 45.99% 11.02%
5-Year CAGR 13.59% 19.53% 9.52%

* Compound Annual Growth Rate

Here are more details on the Karnataka Bank share price and the Karur Vysya Bank share price.

Moving on to shareholding structures...

The promoters of Karnataka Bank hold a 0.0% stake in the company. In case of Karur Vysya Bank the stake stands at 2.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Karnataka Bank and the shareholding pattern of Karur Vysya Bank.

Finally, a word on dividends...

In the most recent financial year, Karnataka Bank paid a dividend of Rs 5.0 per share. This amounted to a Dividend Payout ratio of 13.2%.

Karur Vysya Bank paid Rs 2.0, and its dividend payout ratio stood at 14.5%.

You may visit here to review the dividend history of Karnataka Bank, and the dividend history of Karur Vysya Bank.

For a sector overview, read our banking sector report.



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