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Compare Karnataka Bank with PNB - Equitymaster

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KARNATAKA BANK vs PNB - Comparison Results

PNB 
   Change

Punjab National Bank (PNB) is the third largest banking entity in the country with 7% share of the total non-food credit disbursals at the end of FY12. Robust growth and stellar margins has pegged the bank amongst the frontrunners in the PSU banking ... More

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Current Valuations

    KARNATAKA BANK PNB KARNATAKA BANK/
PNB
 
P/E (TTM) x 7.6 -0.6 - View Chart
P/BV x 0.6 0.3 187.5% View Chart
Dividend Yield % 2.6 0.0 -  

Financials

 KARNATAKA BANK   PNB
EQUITY SHARE DATA
    KARNATAKA BANK
Mar-18
PNB
Mar-18
KARNATAKA BANK/
PNB
5-Yr Chart
Click to enlarge
High Rs179214 83.8%   
Low Rs11593 123.4%   
Income per share (Unadj.) Rs191.9176.5 108.7%  
Earnings per share (Unadj.) Rs16.4-45.7 -35.9%  
Cash flow per share (Unadj.) Rs22.0-79.6 -27.7%  
Dividends per share (Unadj.) Rs3.000-  
Avg Dividend yield %2.00-  
Book value per share (Unadj.) Rs191.4153.9 124.4%  
Shares outstanding (eoy) m282.612,760.57 10.2%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.80.9 88.1%   
Avg P/E ratio x9.0-3.4 -267.2%  
Avg P/CF ratio x2.613.4 19.0%  
Avg Price/Bookvalue ratio x0.81.0 77.0%  
Dividend payout %18.30-   
Avg Mkt Cap Rs m41,544423,471 9.8%   
No. of employees `0008.274.9 10.9%   
Total wages & salary Rs m5,24892,424 5.7%   
Avg. income/employee Rs Th6,626.56,505.6 101.9%   
Avg. wages/employee Rs Th641.21,234.0 52.0%   
Avg. net profit/employee Rs Th565.4-1,682.7 -33.6%   
INCOME DATA
Interest income Rs m54,238487,249 11.1%  
Other income Rs m9,54388,833 10.7%   
Interest expense Rs m35,661335,304 10.6%   
Net interest income Rs m18,577151,945 12.2%  
Operating expense Rs m13,388136,426 9.8%   
Gross profit Rs m5,18915,519 33.4%  
Gross profit margin %9.63.2 300.4%  
Provisions/contingencies Rs m11,630157,577 7.4%   
Profit before tax Rs m4,473-198,462 -2.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-188 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-155-72,618 0.2%   
Profit after tax Rs m4,628-126,031 -3.7%  
Net profit margin %8.5-25.9 -33.0%  
BALANCE SHEET DATA
Advances Rs m472,5184,387,980 10.8%   
Deposits Rs m628,7136,484,390 9.7%  
Credit/Deposit ratio x75.267.7 111.1%  
Yield on advances %8.67.4 116.5%   
Cost of deposits %5.54.7 117.1%   
Net Interest Margin %2.82.0 136.9%  
Net fixed assets Rs m7,61663,743 11.9%   
Share capital Rs m2,8265,521 51.2%   
Free reserves Rs m19,741268,284 7.4%   
Net worth Rs m54,102424,851 12.7%   
Borrowings Rs m8,160653,297 1.2%   
Investments Rs m154,4442,059,102 7.5%   
Total assets Rs m703,7377,789,949 9.0%  
Debt/equity ratio x11.816.8 70.1%   
Return on assets %0.7-1.6 -40.6%  
Return on equity %8.6-29.7 -28.8%  
Capital adequacy ratio %12.09.2 130.9%  
Net NPAs %3.011.2 26.3%  
CASH FLOW
From Operations Rs m7,209-1,402 -514.1%  
From Investments Rs m-913-11,032 8.3%  
From Financial Activity Rs m-3,02673,524 -4.1%  
Net Cashflow Rs m3,27061,091 5.4%  

Share Holding

Indian Promoters % 0.0 58.9 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 21.1 18.7 112.8%  
FIIs % 10.0 17.2 58.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 68.9 5.3 1,300.0%  
Shareholders   123,252 215,441 57.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARNATAKA BANK With:   ING VYSYA BANK  SBI  UNITED BANK OF INDIA  ICICI BANK  IDBI BANK  

Compare KARNATAKA BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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KARNATAKA BANK Announces Quarterly Results (3QFY19); Net Profit Up 60.7% (Quarterly Result Update)

Jan 14, 2019 | Updated on Jan 14, 2019

For the quarter ended December 2018, KARNATAKA BANK has posted a net profit of Rs 1 bn (up 60.7% YoY). Sales on the other hand came in at Rs 15 bn (up 13.7% YoY). Read on for a complete analysis of KARNATAKA BANK's quarterly results.

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KARNATAKA BANK Announces Quarterly Results (2QFY19); Net Profit Up 19.8% (Quarterly Result Update)

Oct 15, 2018 | Updated on Oct 15, 2018

For the quarter ended September 2018, KARNATAKA BANK has posted a net profit of Rs 1 bn (up 19.8% YoY). Sales on the other hand came in at Rs 15 bn (up 10.2% YoY). Read on for a complete analysis of KARNATAKA BANK's quarterly results.

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