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- KARNATAKA BANK - UNITED BANK OF INDIA
KARNATAKA BANK vs UNITED BANK OF INDIA - Comparison Results
Current Valuations
| KARNATAKA BANK | UNITED BANK OF INDIA | KARNATAKA BANK/ UNITED BANK OF INDIA |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 8.3 | -0.4 | - | View Chart |
| P/BV | x | 0.6 | 0.1 | 637.7% | View Chart |
| Dividend Yield | % | 2.7 | 0.0 | - |
Financials
 KARNATAKA BANK  UNITED BANK OF INDIA |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| KARNATAKA BANK Mar-18 |
UNITED BANK OF INDIA Mar-18 |
KARNATAKA BANK/ UNITED BANK OF INDIA |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 179 | 23 | 784.9% | |
| Low | Rs | 115 | 11 | 1,095.7% | |
| Income per share (Unadj.) | Rs | 191.9 | 27.8 | 690.2% | |
| Earnings per share (Unadj.) | Rs | 16.4 | -4.8 | -337.8% | |
| Cash flow per share (Unadj.) | Rs | 22.0 | -14.1 | -156.1% | |
| Dividends per share (Unadj.) | Rs | 3.00 | 0 | - | |
| Avg Dividend yield | % | 2.0 | 0 | - | |
| Book value per share (Unadj.) | Rs | 191.4 | 28.9 | 663.0% | |
| Shares outstanding (eoy) | m | 282.61 | 2,999.99 | 9.4% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 0.8 | 0.6 | 127.9% | |
| Avg P/E ratio | x | 9.0 | -3.4 | -261.4% | |
| Avg P/CF ratio | x | 2.6 | 2.0 | 128.8% | |
| Avg Price/Bookvalue ratio | x | 0.8 | 0.6 | 133.2% | |
| Dividend payout | % | 18.3 | 0 | - | |
| Avg Mkt Cap | Rs m | 41,544 | 49,950 | 83.2% | |
| No. of employees | `000 | 8.2 | NA | - | |
| Total wages & salary | Rs m | 5,248 | 17,126 | 30.6% | |
| Avg. income/employee | Rs Th | 6,626.5 | NM | - | |
| Avg. wages/employee | Rs Th | 641.2 | NM | - | |
| Avg. net profit/employee | Rs Th | 565.4 | N.A. | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 54,238 | 83,416 | 65.0% | |
| Other income | Rs m | 9,543 | 22,146 | 43.1% | |
| Interest expense | Rs m | 35,661 | 68,488 | 52.1% | |
| Net interest income | Rs m | 18,577 | 14,929 | 124.4% | |
| Operating expense | Rs m | 13,388 | 26,834 | 49.9% | |
| Gross profit | Rs m | 5,189 | -11,905 | -43.6% | |
| Gross profit margin | % | 9.6 | -14.3 | -67.0% | |
| Provisions/contingencies | Rs m | 11,630 | 39,728 | 29.3% | |
| Profit before tax | Rs m | 4,473 | -29,487 | -15.2% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | -155 | -14,942 | 1.0% | |
| Profit after tax | Rs m | 4,628 | -14,545 | -31.8% | |
| Net profit margin | % | 8.5 | -17.4 | -48.9% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 472,518 | 624,902 | 75.6% | |
| Deposits | Rs m | 628,713 | 1,293,264 | 48.6% | |
| Credit/Deposit ratio | x | 75.2 | 48.3 | 155.5% | |
| Yield on advances | % | 8.6 | 8.1 | 106.7% | |
| Cost of deposits | % | 5.5 | 5.1 | 108.3% | |
| Net Interest Margin | % | 2.8 | 1.1 | 249.9% | |
| Net fixed assets | Rs m | 7,616 | 12,931 | 58.9% | |
| Share capital | Rs m | 2,826 | 30,000 | 9.4% | |
| Free reserves | Rs m | 19,741 | 22,244 | 88.7% | |
| Net worth | Rs m | 54,102 | 86,616 | 62.5% | |
| Borrowings | Rs m | 8,160 | 33,061 | 24.7% | |
| Investments | Rs m | 154,444 | 504,018 | 30.6% | |
| Total assets | Rs m | 703,737 | 1,447,487 | 48.6% | |
| Debt/equity ratio | x | 11.8 | 15.3 | 76.9% | |
| Return on assets | % | 0.7 | -1.0 | -65.4% | |
| Return on equity | % | 8.6 | -16.8 | -50.9% | |
| Capital adequacy ratio | % | 12.0 | 12.6 | 95.4% | |
| Net NPAs | % | 3.0 | 16.5 | 18.0% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 7,209 | 46,588 | 15.5% | |
| From Investments | Rs m | -913 | -2,347 | 38.9% | |
| From Financial Activity | Rs m | -3,026 | 27,942 | -10.8% | |
| Net Cashflow | Rs m | 3,270 | 72,183 | 4.5% | |
Share Holding
| Indian Promoters | % | 0.0 | 88.0 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 21.1 | 5.2 | 405.8% | |
| FIIs | % | 10.0 | 0.3 | 3,333.3% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 68.9 | 6.5 | 1,060.0% | |
| Shareholders | 123,252 | 78,272 | 157.5% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare KARNATAKA BANK With: INDIAN OVERSEAS BANK AXIS BANK BANK OF INDIA UNION BANK CITY UNION BANK
Compare KARNATAKA BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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KARNATAKA BANK SHARE PRICE
Dec 18, 2018 (Close)
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