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- Indian - banks - private
- KARNATAKA BANK - UNITED BANK OF INDIA
KARNATAKA BANK vs UNITED BANK OF INDIA - Comparison Results
Current Valuations
| KARNATAKA BANK | UNITED BANK OF INDIA | KARNATAKA BANK/ UNITED BANK OF INDIA |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 3.4 | -0.6 | - | View Chart |
| P/BV | x | 0.5 | 0.1 | 467.3% | View Chart |
| Dividend Yield | % | 3.4 | 0.0 | - |
Financials
 KARNATAKA BANK  UNITED BANK OF INDIA |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| KARNATAKA BANK Mar-17 |
UNITED BANK OF INDIA Mar-17 |
KARNATAKA BANK/ UNITED BANK OF INDIA |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 159 | 29 | 542.8% | |
| Low | Rs | 99 | 17 | 602.4% | |
| Income per share (Unadj.) | Rs | 183.5 | 67.6 | 271.4% | |
| Earnings per share (Unadj.) | Rs | 16.0 | 1.6 | 1,016.6% | |
| Cash flow per share (Unadj.) | Rs | 44.0 | -5.9 | -748.3% | |
| Dividends per share (Unadj.) | Rs | 4.00 | 0 | - | |
| Avg Dividend yield | % | 3.1 | 0 | - | |
| Book value per share (Unadj.) | Rs | 182.0 | 52.5 | 346.3% | |
| Shares outstanding (eoy) | m | 282.61 | 1,394.35 | 20.3% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 0.7 | 0.3 | 208.0% | |
| Avg P/E ratio | x | 8.1 | 14.5 | 55.5% | |
| Avg P/CF ratio | x | 3.7 | 1.2 | 313.5% | |
| Avg Price/Bookvalue ratio | x | 0.7 | 0.4 | 162.9% | |
| Dividend payout | % | 25.0 | 0 | - | |
| Avg Mkt Cap | Rs m | 36,520 | 31,931 | 114.4% | |
| No. of employees | `000 | 8.0 | 15.8 | 50.4% | |
| Total wages & salary | Rs m | 6,010 | 16,242 | 37.0% | |
| Avg. income/employee | Rs Th | 6,496.4 | 5,953.5 | 109.1% | |
| Avg. wages/employee | Rs Th | 752.9 | 1,025.6 | 73.4% | |
| Avg. net profit/employee | Rs Th | 566.6 | 138.6 | 408.8% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 51,854 | 94,279 | 55.0% | |
| Other income | Rs m | 8,093 | 21,866 | 37.0% | |
| Interest expense | Rs m | 36,948 | 75,002 | 49.3% | |
| Net interest income | Rs m | 14,906 | 19,277 | 77.3% | |
| Operating expense | Rs m | 13,042 | 25,615 | 50.9% | |
| Gross profit | Rs m | 1,864 | -6,337 | -29.4% | |
| Gross profit margin | % | 3.6 | -6.7 | -53.5% | |
| Provisions/contingencies | Rs m | 5,279 | 24,674 | 21.4% | |
| Profit before tax | Rs m | 4,680 | -9,145 | -51.2% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 157 | -11,340 | -1.4% | |
| Profit after tax | Rs m | 4,523 | 2,195 | 206.0% | |
| Net profit margin | % | 8.7 | 2.3 | 374.6% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 370,036 | 661,393 | 55.9% | |
| Deposits | Rs m | 567,331 | 1,269,393 | 44.7% | |
| Credit/Deposit ratio | x | 65.2 | 52.1 | 125.2% | |
| Yield on advances | % | 10.3 | 9.1 | 112.3% | |
| Cost of deposits | % | 6.3 | 5.6 | 113.1% | |
| Net Interest Margin | % | 2.5 | 1.5 | 169.0% | |
| Net fixed assets | Rs m | 7,206 | 11,817 | 61.0% | |
| Share capital | Rs m | 2,826 | 13,944 | 20.3% | |
| Free reserves | Rs m | 17,975 | 25,712 | 69.9% | |
| Net worth | Rs m | 51,426 | 73,258 | 70.2% | |
| Borrowings | Rs m | 8,326 | 25,518 | 32.6% | |
| Investments | Rs m | 202,197 | 530,355 | 38.1% | |
| Total assets | Rs m | 641,265 | 1,410,531 | 45.5% | |
| Debt/equity ratio | x | 11.2 | 17.7 | 63.3% | |
| Return on assets | % | 0.7 | 0.2 | 453.2% | |
| Return on equity | % | 8.8 | 3.0 | 293.5% | |
| Capital adequacy ratio | % | 13.3 | 11.4 | 116.5% | |
| Net NPAs | % | 2.6 | 10.0 | 26.3% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -1,841 | 41,230 | -4.5% | |
| From Investments | Rs m | -399 | -743 | 53.7% | |
| From Financial Activity | Rs m | 4,531 | 6,417 | 70.6% | |
| Net Cashflow | Rs m | 2,291 | 46,904 | 4.9% | |
Share Holding
| Indian Promoters | % | 0.0 | 88.0 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 21.1 | 5.2 | 405.8% | |
| FIIs | % | 10.0 | 0.3 | 3,333.3% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 68.9 | 6.5 | 1,060.0% | |
| Shareholders | 123,252 | 78,272 | 157.5% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare KARNATAKA BANK With: ING VYSYA BANK IDBI BANK KARUR VYSYA BANK ICICI BANK SBI
Compare KARNATAKA BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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Jun 22, 2018 (Close)
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