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- KARNATAKA BANK - UNITED BANK OF INDIA
KARNATAKA BANK vs UNITED BANK OF INDIA - Comparison Results
Current Valuations
| KARNATAKA BANK | UNITED BANK OF INDIA | KARNATAKA BANK/ UNITED BANK OF INDIA |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 4.5 | -0.4 | - | View Chart |
| P/BV | x | 0.4 | 0.1 | 696.2% | View Chart |
| Dividend Yield | % | 3.8 | 0.0 | - |
Financials
 KARNATAKA BANK  UNITED BANK OF INDIA |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| KARNATAKA BANK Mar-18 |
UNITED BANK OF INDIA Mar-19 |
KARNATAKA BANK/ UNITED BANK OF INDIA |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 179 | 15 | 1,209.1% | |
| Low | Rs | 115 | 9 | 1,264.3% | |
| Income per share (Unadj.) | Rs | 191.9 | 11.5 | 1,665.4% | |
| Earnings per share (Unadj.) | Rs | 16.4 | -3.1 | -525.2% | |
| Cash flow per share (Unadj.) | Rs | 22.0 | -10.3 | -214.8% | |
| Dividends per share (Unadj.) | Rs | 3.00 | 0 | - | |
| Avg Dividend yield | % | 2.0 | 0 | - | |
| Book value per share (Unadj.) | Rs | 191.4 | 15.5 | 1,236.6% | |
| Shares outstanding (eoy) | m | 282.61 | 7,427.92 | 3.8% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 0.8 | 1.0 | 73.9% | |
| Avg P/E ratio | x | 9.0 | -3.8 | -234.2% | |
| Avg P/CF ratio | x | 2.6 | 2.4 | 105.8% | |
| Avg Price/Bookvalue ratio | x | 0.8 | 0.8 | 99.5% | |
| Dividend payout | % | 18.3 | 0 | - | |
| Avg Mkt Cap | Rs m | 41,544 | 88,764 | 46.8% | |
| No. of employees | `000 | 8.2 | 14.3 | 57.3% | |
| Total wages & salary | Rs m | 5,248 | 19,545 | 26.9% | |
| Avg. income/employee | Rs Th | 6,626.5 | 5,987.6 | 110.7% | |
| Avg. wages/employee | Rs Th | 641.2 | 1,367.2 | 46.9% | |
| Avg. net profit/employee | Rs Th | 565.4 | -1,620.0 | -34.9% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 54,238 | 85,599 | 63.4% | |
| Other income | Rs m | 9,543 | 23,846 | 40.0% | |
| Interest expense | Rs m | 35,661 | 65,853 | 54.2% | |
| Net interest income | Rs m | 18,577 | 19,746 | 94.1% | |
| Operating expense | Rs m | 13,388 | 29,476 | 45.4% | |
| Gross profit | Rs m | 5,189 | -9,730 | -53.3% | |
| Gross profit margin | % | 9.6 | -11.4 | -84.2% | |
| Provisions/contingencies | Rs m | 11,630 | 59,925 | 19.4% | |
| Profit before tax | Rs m | 4,473 | -45,809 | -9.8% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | -155 | -22,650 | 0.7% | |
| Profit after tax | Rs m | 4,628 | -23,159 | -20.0% | |
| Net profit margin | % | 8.5 | -27.1 | -31.5% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 472,518 | 669,551 | 70.6% | |
| Deposits | Rs m | 628,713 | 1,349,833 | 46.6% | |
| Credit/Deposit ratio | x | 75.2 | 49.6 | 151.5% | |
| Yield on advances | % | 8.6 | 7.6 | 114.3% | |
| Cost of deposits | % | 5.5 | 4.7 | 117.9% | |
| Net Interest Margin | % | 2.8 | 1.4 | 195.3% | |
| Net fixed assets | Rs m | 7,616 | 12,401 | 61.4% | |
| Share capital | Rs m | 2,826 | 74,279 | 3.8% | |
| Free reserves | Rs m | 19,741 | 40,710 | 48.5% | |
| Net worth | Rs m | 54,102 | 114,989 | 47.0% | |
| Borrowings | Rs m | 8,160 | 22,037 | 37.0% | |
| Investments | Rs m | 154,444 | 609,760 | 25.3% | |
| Total assets | Rs m | 703,737 | 1,515,299 | 46.4% | |
| Debt/equity ratio | x | 11.8 | 11.9 | 98.7% | |
| Return on assets | % | 0.7 | -1.5 | -43.0% | |
| Return on equity | % | 8.6 | -20.1 | -42.5% | |
| Capital adequacy ratio | % | 12.0 | 13.0 | 92.6% | |
| Net NPAs | % | 3.0 | 8.7 | 34.1% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 7,209 | -150,737 | -4.8% | |
| From Investments | Rs m | -913 | -732 | 124.7% | |
| From Financial Activity | Rs m | -3,026 | 45,761 | -6.6% | |
| Net Cashflow | Rs m | 3,270 | -105,708 | -3.1% | |
Share Holding
| Indian Promoters | % | 0.0 | 88.0 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 21.1 | 5.2 | 405.8% | |
| FIIs | % | 10.0 | 0.3 | 3,333.3% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 68.9 | 6.5 | 1,060.0% | |
| Shareholders | 123,252 | 78,272 | 157.5% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare KARNATAKA BANK With: IDBI BANK KOTAK MAHINDRA BANK DCB BANK BANK OF INDIA FEDERAL BANK
Compare KARNATAKA BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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Today's Market
Sensex Ends 262 Points Lower; Oil & Gas and Banking Stocks Witness Selling(Closing)
Indian share markets witnessed negative trading activity throughout the day and ended lower. At the closing bell, the BSE Sensex stood lower by 262 points (down 0.7%).
Related Views on News
UNITED BANK OF INDIA Announces Quarterly Results (1QFY20); Net Profit Up 127.0% (Quarterly Result Update)
Aug 1, 2019 | Updated on Aug 1, 2019For the quarter ended June 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 127.0% YoY). Sales on the other hand came in at Rs 24 bn (up 10.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.
KARNATAKA BANK Announces Quarterly Results (1QFY20); Net Profit Up 7.5% (Quarterly Result Update)
Jul 15, 2019 | Updated on Jul 15, 2019For the quarter ended June 2019, KARNATAKA BANK has posted a net profit of Rs 2 bn (up 7.5% YoY). Sales on the other hand came in at Rs 16 bn (up 12.6% YoY). Read on for a complete analysis of KARNATAKA BANK's quarterly results.
UNITED BANK OF INDIA Announces Quarterly Results (4QFY19); Net Profit Up 136.5% (Quarterly Result Update)
May 16, 2019 | Updated on May 16, 2019For the quarter ended March 2019, UNITED BANK OF INDIA has posted a net profit of Rs 952 m (up 136.5% YoY). Sales on the other hand came in at Rs 22 bn (up 1.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.
KARNATAKA BANK Announces Quarterly Results (4QFY19); Net Profit Up 461.2% (Quarterly Result Update)
May 14, 2019 | Updated on May 14, 2019For the quarter ended March 2019, KARNATAKA BANK has posted a net profit of Rs 617 m (up 461.2% YoY). Sales on the other hand came in at Rs 15 bn (up 6.1% YoY). Read on for a complete analysis of KARNATAKA BANK's quarterly results.
UNITED BANK OF INDIA Announces Quarterly Results (3QFY19); Net Profit Down 78.7% (Quarterly Result Update)
Feb 13, 2019 | Updated on Feb 13, 2019For the quarter ended December 2018, UNITED BANK OF INDIA has posted a net profit of Rs 11 bn (down 78.7% YoY). Sales on the other hand came in at Rs 21 bn (up 3.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.
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Sep 16, 2019 (Close)
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