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- LIC HOUSING - HDFC
LIC HOUSING vs HDFC - Comparison Results
LIC HOUSING 
Change
LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More
HDFC
HDFC is India's largest housing finance company with strong brand equity and market share of approximately 19%. Besides housing loans, HDFC has also been benefiting from the retail reach of its banking subsidiary (HDFC Bank). Over the years, HDFC has... More
Current Valuations
| LIC HOUSING | HDFC | LIC HOUSING/ HDFC |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 11.4 | 32.3 | 35.3% | View Chart |
| P/BV | x | 2.0 | 3.6 | 56.5% | View Chart |
| Dividend Yield | % | 1.3 | 1.0 | 129.6% |
Financials
 LIC HOUSING  HDFC |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| LIC HOUSING Mar-18 |
HDFC Mar-18 |
LIC HOUSING/ HDFC |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 794 | 1,982 | 40.1% | |
| Low | Rs | 478 | 1,461 | 32.7% | |
| Income per share (Unadj.) | Rs | 297.0 | 385.5 | 77.0% | |
| Earnings per share (Unadj.) | Rs | 39.9 | 97.0 | 41.1% | |
| Cash flow per share (Unadj.) | Rs | 69.0 | 296.1 | 23.3% | |
| Dividends per share (Unadj.) | Rs | 6.80 | 20.00 | 34.0% | |
| Avg Dividend yield | % | 1.1 | 1.2 | 92.1% | |
| Book value per share (Unadj.) | Rs | 253.5 | 516.4 | 49.1% | |
| Shares outstanding (eoy) | m | 504.66 | 1,675.88 | 30.1% | |
| Bonus/Rights/Conversions | - | ESOP | - | ||
| Avg Price / Income ratio | x | 2.1 | 4.5 | 47.9% | |
| Avg P/E ratio | x | 15.9 | 17.7 | 89.8% | |
| Avg P/CF ratio | x | 14.2 | 17.2 | 82.7% | |
| Avg Price/Bookvalue ratio | x | 2.5 | 3.3 | 75.2% | |
| Dividend payout | % | 17.0 | 20.6 | 82.6% | |
| Avg Mkt Cap | Rs m | 320,863 | 2,884,776 | 11.1% | |
| No. of employees | `000 | 2.1 | 2.6 | 81.7% | |
| Total wages & salary | Rs m | 2,392 | 10,481 | 22.8% | |
| Avg. income/employee | Rs Th | 71,267.1 | 250,900.4 | 28.4% | |
| Avg. wages/employee | Rs Th | 1,137.6 | 4,070.4 | 27.9% | |
| Avg. net profit/employee | Rs Th | 9,576.3 | 63,126.1 | 15.2% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 149,875 | 646,069 | 23.2% | |
| Other income | Rs m | 1,178 | 45,348 | 2.6% | |
| Interest expense | Rs m | 111,246 | 234,524 | 47.4% | |
| Net interest income | Rs m | 38,629 | 411,544 | 9.4% | |
| Operating expense | Rs m | 6,374 | 299,292 | 2.1% | |
| Gross profit | Rs m | 32,255 | 112,252 | 28.7% | |
| Gross profit margin | % | 21.5 | 17.4 | 123.9% | |
| Provisions/contingencies | Rs m | 2,491 | 5,637 | 44.2% | |
| Profit before tax | Rs m | 30,941 | 176,025 | 17.6% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -4 | -10,766 | 0.0% | |
| Prior Period Items | Rs m | 25 | 37,302 | 0.1% | |
| Tax | Rs m | 10,823 | 40,012 | 27.1% | |
| Profit after tax | Rs m | 20,139 | 162,550 | 12.4% | |
| Net profit margin | % | 13.4 | 25.2 | 53.4% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 1,663,629 | 3,791,728 | 43.9% | |
| Deposits | Rs m | 0 | 445,995 | 0.0% | |
| Credit/Deposit ratio | x | NM | 850.2 | - | |
| Yield on advances | % | 8.9 | 9.0 | 99.1% | |
| Cost of deposits | % | N.A. | 6.1 | - | |
| Net Interest Margin | % | 2.3 | 7.9 | 29.1% | |
| Net fixed assets | Rs m | 1,320 | 13,541 | 9.7% | |
| Share capital | Rs m | 1,010 | 3,352 | 30.1% | |
| Free reserves | Rs m | 126,921 | 862,062 | 14.7% | |
| Net worth | Rs m | 127,931 | 865,414 | 14.8% | |
| Borrowings | Rs m | 1,102,219 | 1,171,103 | 94.1% | |
| Investments | Rs m | 9,651 | 1,394,864 | 0.7% | |
| Total assets | Rs m | 1,719,690 | 5,627,013 | 30.6% | |
| Debt/equity ratio | x | 8.6 | 1.9 | 461.1% | |
| Return on assets | % | 1.2 | 2.9 | 40.5% | |
| Return on equity | % | 15.7 | 18.8 | 83.8% | |
| Capital adequacy ratio | % | 15.5 | 19.2 | 80.7% | |
| Net NPAs | % | 0.4 | 0 | - | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -194,857 | -328,634 | 59.3% | |
| From Investments | Rs m | -4,868 | -237,069 | 2.1% | |
| From Financial Activity | Rs m | 186,139 | 540,279 | 34.5% | |
| Net Cashflow | Rs m | -13,585 | -25,423 | 53.4% | |
Share Holding
| Indian Promoters | % | 40.3 | 0.0 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 7.0 | 10.5 | 66.7% | |
| FIIs | % | 38.0 | 77.6 | 49.0% | |
| ADR/GDR | % | 0.6 | 0.0 | - | |
| Free float | % | 14.2 | 12.0 | 118.3% | |
| Shareholders | 159,214 | 175,570 | 90.7% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare LIC HOUSING With: L&T FINANCE HOLDINGS SHRIRAM CITY UNION IFCI POWER FINANCE CORPORATION MUTHOOT FINANCE
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Today's Market
Sensex Ends Marginally Higher; Realty and Energy Stocks Witness Buying(Closing)
Indian share markets witnessed volatility during closing hours and ended their day marginally higher. Gains were largely seen in the realty sector.
Related Views on News
LIC HOUSING Announces Quarterly Results (3QFY19); Net Profit Up 21.4% (Quarterly Result Update)
Jan 31, 2019 | Updated on Jan 31, 2019For the quarter ended December 2018, LIC HOUSING has posted a net profit of Rs 6 bn (up 21.4% YoY). Sales on the other hand came in at Rs 44 bn (up 18.7% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.
HDFC Announces Quarterly Results (3QFY19); Net Profit Down 62.7% (Quarterly Result Update)
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Mar 18, 2019 (Close)
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