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- LIC HOUSING - HDFC
LIC HOUSING vs HDFC - Comparison Results
LIC HOUSING Change
LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More
HDFC 
HDFC is India's largest housing finance company with strong brand equity and market share of approximately 19%. Besides housing loans, HDFC has also been benefiting from the retail reach of its banking subsidiary (HDFC Bank). Over the years, HDFC has... More
Current Valuations
| LIC HOUSING | HDFC | LIC HOUSING/ HDFC |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 9.5 | 22.8 | 41.6% | View Chart |
| P/BV | x | 1.8 | 3.8 | 48.0% | View Chart |
| Dividend Yield | % | 1.5 | 0.9 | 172.2% |
Financials
 LIC HOUSING  HDFC |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| LIC HOUSING Mar-18 |
HDFC Mar-19 |
LIC HOUSING/ HDFC |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 794 | 2,051 | 38.7% | |
| Low | Rs | 478 | 1,646 | 29.0% | |
| Income per share (Unadj.) | Rs | 297.0 | 528.7 | 56.2% | |
| Earnings per share (Unadj.) | Rs | 39.9 | 102.1 | 39.1% | |
| Cash flow per share (Unadj.) | Rs | 69.0 | 407.6 | 16.9% | |
| Dividends per share (Unadj.) | Rs | 6.80 | 21.00 | 32.4% | |
| Avg Dividend yield | % | 1.1 | 1.1 | 94.1% | |
| Book value per share (Unadj.) | Rs | 253.5 | 649.1 | 39.1% | |
| Shares outstanding (eoy) | m | 504.66 | 1,721.44 | 29.3% | |
| Bonus/Rights/Conversions | - | ESOP | - | ||
| Avg Price / Income ratio | x | 2.1 | 3.5 | 61.2% | |
| Avg P/E ratio | x | 15.9 | 18.1 | 88.0% | |
| Avg P/CF ratio | x | 14.2 | 17.6 | 80.4% | |
| Avg Price/Bookvalue ratio | x | 2.5 | 2.8 | 88.1% | |
| Dividend payout | % | 17.0 | 20.6 | 82.9% | |
| Avg Mkt Cap | Rs m | 320,863 | 3,182,082 | 10.1% | |
| No. of employees | `000 | 2.1 | 2.8 | 74.0% | |
| Total wages & salary | Rs m | 2,392 | 29,674 | 8.1% | |
| Avg. income/employee | Rs Th | 71,267.1 | 320,447.2 | 22.2% | |
| Avg. wages/employee | Rs Th | 1,137.6 | 10,448.5 | 10.9% | |
| Avg. net profit/employee | Rs Th | 9,576.3 | 61,903.2 | 15.5% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 149,875 | 910,070 | 16.5% | |
| Other income | Rs m | 1,178 | 51,879 | 2.3% | |
| Interest expense | Rs m | 111,246 | 295,253 | 37.7% | |
| Net interest income | Rs m | 38,629 | 614,817 | 6.3% | |
| Operating expense | Rs m | 6,374 | 485,305 | 1.3% | |
| Gross profit | Rs m | 32,255 | 129,512 | 24.9% | |
| Gross profit margin | % | 21.5 | 14.2 | 151.2% | |
| Provisions/contingencies | Rs m | 2,491 | 4,626 | 53.9% | |
| Profit before tax | Rs m | 30,941 | 147,091 | 21.0% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -4 | 0 | - | |
| Prior Period Items | Rs m | 25 | 73,898 | 0.0% | |
| Tax | Rs m | 10,823 | 45,185 | 24.0% | |
| Profit after tax | Rs m | 20,139 | 175,805 | 11.5% | |
| Net profit margin | % | 13.4 | 19.3 | 69.6% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 1,663,629 | 4,223,638 | 39.4% | |
| Deposits | Rs m | 0 | 1,055,989 | 0.0% | |
| Credit/Deposit ratio | x | NM | 400.0 | - | |
| Yield on advances | % | 8.9 | 11.1 | 80.4% | |
| Cost of deposits | % | N.A. | 11.2 | - | |
| Net Interest Margin | % | 2.3 | 12.3 | 18.7% | |
| Net fixed assets | Rs m | 1,320 | 13,134 | 10.0% | |
| Share capital | Rs m | 1,010 | 3,443 | 29.3% | |
| Free reserves | Rs m | 126,921 | 1,113,889 | 11.4% | |
| Net worth | Rs m | 127,931 | 1,117,331 | 11.4% | |
| Borrowings | Rs m | 1,102,219 | 903,754 | 122.0% | |
| Investments | Rs m | 9,651 | 766,340 | 1.3% | |
| Total assets | Rs m | 1,719,690 | 6,608,751 | 26.0% | |
| Debt/equity ratio | x | 8.6 | 1.8 | 491.2% | |
| Return on assets | % | 1.2 | 2.7 | 44.0% | |
| Return on equity | % | 15.7 | 15.7 | 100.0% | |
| Capital adequacy ratio | % | 15.5 | 19.1 | 81.1% | |
| Net NPAs | % | 0.4 | 0.8 | 51.2% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -194,857 | -443,014 | 44.0% | |
| From Investments | Rs m | -4,868 | -103,156 | 4.7% | |
| From Financial Activity | Rs m | 186,139 | 549,856 | 33.9% | |
| Net Cashflow | Rs m | -13,585 | 3,686 | -368.6% | |
Share Holding
| Indian Promoters | % | 40.3 | 0.0 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 7.0 | 10.5 | 66.7% | |
| FIIs | % | 38.0 | 77.6 | 49.0% | |
| ADR/GDR | % | 0.6 | 0.0 | - | |
| Free float | % | 14.2 | 12.0 | 118.3% | |
| Shareholders | 159,214 | 175,570 | 90.7% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare LIC HOUSING With: CAPITAL FIRST MAGMA FINCORP L&T FINANCE HOLDINGS SHRIRAM TRANSPORT RURAL ELECTRIFICATION
Today's Market
Sensex Ends 188 Points Lower; Metal and Telecom Stocks Witness Selling(Closing)
India share markets witnessed selling pressure during closing hours and ended their day on a negative note. At the closing bell, the BSE Sensex stood lower by 188 points (down 0.5%).
Related Views on News
HDFC Announces Quarterly Results (3QFY20); Net Profit Up 296.1% (Quarterly Result Update)
Jan 28, 2020 | Updated on Jan 28, 2020For the quarter ended December 2019, HDFC has posted a net profit of Rs 84 bn (up 296.1% YoY). Sales on the other hand came in at Rs 203 bn (up 92.2% YoY). Read on for a complete analysis of HDFC's quarterly results.
HDFC Announces Quarterly Results (1QFY20); Net Profit Up 46.3% (Quarterly Result Update)
Aug 14, 2019 | Updated on Aug 14, 2019For the quarter ended June 2019, HDFC has posted a net profit of Rs 32 bn (up 46.3% YoY). Sales on the other hand came in at Rs 130 bn (up 30.7% YoY). Read on for a complete analysis of HDFC's quarterly results.
LIC HOUSING Announces Quarterly Results (4QFY19); Net Profit Up 28.6% (Quarterly Result Update)
May 7, 2019 | Updated on May 7, 2019For the quarter ended March 2019, LIC HOUSING has posted a net profit of Rs 7 bn (up 28.6% YoY). Sales on the other hand came in at Rs 47 bn (up 19.3% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.
LIC HOUSING Announces Quarterly Results (3QFY19); Net Profit Up 21.4% (Quarterly Result Update)
Jan 31, 2019 | Updated on Jan 31, 2019For the quarter ended December 2018, LIC HOUSING has posted a net profit of Rs 6 bn (up 21.4% YoY). Sales on the other hand came in at Rs 44 bn (up 18.7% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.
HDFC Announces Quarterly Results (3QFY19); Net Profit Down 62.7% (Quarterly Result Update)
Jan 30, 2019 | Updated on Jan 30, 2019For the quarter ended December 2018, HDFC has posted a net profit of Rs 21 bn (down 62.7% YoY). Sales on the other hand came in at Rs 106 bn (up 21.6% YoY). Read on for a complete analysis of HDFC's quarterly results.
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Jan 28, 2020 (Close)
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