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Compare LIC Housing with L&T FINANCE - Equitymaster
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LIC HOUSING vs L&T FINANCE HOLDINGS - Comparison Results

LIC HOUSING    Change

LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More

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Current Valuations

    LIC HOUSING L&T FINANCE HOLDINGS LIC HOUSING/
L&T FINANCE HOLDINGS
 
P/E (TTM) x 14.0 23.4 59.9% View Chart
P/BV x 3.0 3.2 93.6% View Chart
Dividend Yield % 1.0 0.5 212.9%  

Financials

 LIC HOUSING   L&T FINANCE HOLDINGS
EQUITY SHARE DATA
    LIC HOUSING
Mar-16
L&T FINANCE HOLDINGS
Mar-17
LIC HOUSING/
L&T FINANCE HOLDINGS
5-Yr Chart
Click to enlarge
High Rs514124 413.9%   
Low Rs38964 612.6%   
Income per share (Unadj.) Rs245.947.5 517.7%  
Earnings per share (Unadj.) Rs33.05.9 556.7%  
Cash flow per share (Unadj.) Rs57.121.7 263.2%  
Dividends per share (Unadj.) Rs5.500.80 687.5%  
Avg Dividend yield %1.20.9 142.9%  
Book value per share (Unadj.) Rs182.651.9 352.0%  
Shares outstanding (eoy) m504.661,755.72 28.7%   
Bonus/Rights/Conversions -ESOP-  
Avg Price / Income ratio x1.82.0 93.0%   
Avg P/E ratio x13.715.8 86.4%  
Avg P/CF ratio x12.514.8 84.1%  
Avg Price/Bookvalue ratio x2.51.8 136.7%  
Dividend payout %16.613.5 123.5%   
Avg Mkt Cap Rs m227,778164,687 138.3%   
No. of employees `0001.7NA-   
Total wages & salary Rs m1,6454,935 33.3%   
Avg. income/employee Rs Th71,902.3NM-  
Avg. wages/employee Rs Th953.1NM-  
Avg. net profit/employee Rs Th9,662.2N.A.-  
INCOME DATA
Interest income Rs m124,10383,406 148.8%  
Other income Rs m9222,317 39.8%   
Interest expense Rs m93,06646,270 201.1%   
Net interest income Rs m31,03737,136 83.6%  
Operating expense Rs m4,64427,991 16.6%   
Gross profit Rs m26,3939,145 288.6%  
Gross profit margin %21.311.0 194.0%  
Provisions/contingencies Rs m1,565673 232.5%   
Profit before tax Rs m25,75110,789 238.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-3-60 4.8%   
Prior Period Items Rs m458 6.4%   
Tax Rs m9,074364 2,490.2%   
Profit after tax Rs m16,67710,422 160.0%  
Net profit margin %13.412.5 107.5%  
BALANCE SHEET DATA
Advances Rs m1,251,732493,348 253.7%   
Deposits Rs m00-  
Credit/Deposit ratio xNMNM- 
Yield on advances %9.815.5 63.2%   
Cost of deposits %N.A.N.A.-  
Net Interest Margin %2.57.1 34.7%  
Net fixed assets Rs m1,0246,189 16.6%   
Share capital Rs m1,01029,668 3.4%   
Free reserves Rs m91,13135,209 258.8%   
Net worth Rs m92,14691,073 101.2%   
Borrowings Rs m906,581549,945 164.8%   
Investments Rs m2,63726,760 9.9%   
Total assets Rs m1,305,873725,136 180.1%  
Debt/equity ratio x9.86.0 162.9%   
Return on assets %1.31.4 88.9%  
Return on equity %18.111.4 158.2%  
Capital adequacy ratio %17.00-  
Net NPAs %0.20-  
CASH FLOW
From Operations Rs m-130,394-57,661 226.1%  
From Investments Rs m-576-21,175 2.7%  
From Financial Activity Rs m140,97579,521 177.3%  
Net Cashflow Rs m10,005684 1,462.3%  

Share Holding

Indian Promoters % 40.3 75.0 53.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 7.0 0.7 1,000.0%  
FIIs % 38.0 5.2 730.8%  
ADR/GDR % 0.6 0.0 -  
Free float % 14.2 19.2 74.0%  
Shareholders   159,214 464,590 34.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare LIC HOUSING With:   CAPITAL FIRST  MAGMA FINCORP  MAHINDRA FINANCE  GRUH FINANCE  RURAL ELECT.  



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Jan 18, 2018 03:33 PM

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