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Compare LIC Housing with L&T FINANCE - Equitymaster

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LIC HOUSING vs L&T FINANCE HOLDINGS - Comparison Results

LIC HOUSING    Change

LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More

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Current Valuations

    LIC HOUSING L&T FINANCE HOLDINGS LIC HOUSING/
L&T FINANCE HOLDINGS
 
P/E (TTM) x 10.8 13.6 79.4% View Chart
P/BV x 1.8 1.7 107.1% View Chart
Dividend Yield % 1.5 0.7 197.8%  

Financials

 LIC HOUSING   L&T FINANCE HOLDINGS
EQUITY SHARE DATA
    LIC HOUSING
Mar-18
L&T FINANCE HOLDINGS
Mar-18
LIC HOUSING/
L&T FINANCE HOLDINGS
5-Yr Chart
Click to enlarge
High Rs794214 371.8%   
Low Rs478119 400.9%   
Income per share (Unadj.) Rs297.050.2 591.4%  
Earnings per share (Unadj.) Rs39.97.3 545.7%  
Cash flow per share (Unadj.) Rs69.025.4 272.1%  
Dividends per share (Unadj.) Rs6.801.00 680.0%  
Avg Dividend yield %1.10.6 177.9%  
Book value per share (Unadj.) Rs253.568.1 372.4%  
Shares outstanding (eoy) m504.661,995.68 25.3%   
Bonus/Rights/Conversions -ESOP-  
Avg Price / Income ratio x2.13.3 64.6%   
Avg P/E ratio x15.922.7 70.0%  
Avg P/CF ratio x14.222.0 64.6%  
Avg Price/Bookvalue ratio x2.52.4 102.6%  
Dividend payout %17.013.7 124.6%   
Avg Mkt Cap Rs m320,863331,981 96.7%   
No. of employees `0002.1NA-   
Total wages & salary Rs m2,3925,034 47.5%   
Avg. income/employee Rs Th71,267.1NM-  
Avg. wages/employee Rs Th1,137.6NM-  
Avg. net profit/employee Rs Th9,576.3N.A.-  
INCOME DATA
Interest income Rs m149,875100,210 149.6%  
Other income Rs m1,1784,789 24.6%   
Interest expense Rs m111,24653,261 208.9%   
Net interest income Rs m38,62946,949 82.3%  
Operating expense Rs m6,37433,821 18.8%   
Gross profit Rs m32,25513,128 245.7%  
Gross profit margin %21.513.1 164.3%  
Provisions/contingencies Rs m2,491519 479.7%   
Profit before tax Rs m30,94117,398 177.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-4-63 5.5%   
Prior Period Items Rs m258 295.2%   
Tax Rs m10,8232,748 393.8%   
Profit after tax Rs m20,13914,595 138.0%  
Net profit margin %13.414.6 92.3%  
BALANCE SHEET DATA
Advances Rs m1,663,629626,942 265.4%   
Deposits Rs m00-  
Credit/Deposit ratio xNMNM- 
Yield on advances %8.913.9 64.0%   
Cost of deposits %N.A.N.A.-  
Net Interest Margin %2.37.2 32.1%  
Net fixed assets Rs m1,3205,311 24.8%   
Share capital Rs m1,01030,301 3.3%   
Free reserves Rs m126,921105,542 120.3%   
Net worth Rs m127,931135,843 94.2%   
Borrowings Rs m1,102,219618,462 178.2%   
Investments Rs m9,65125,628 37.7%   
Total assets Rs m1,719,690892,306 192.7%  
Debt/equity ratio x8.64.6 189.2%   
Return on assets %1.21.6 71.6%  
Return on equity %15.710.7 146.5%  
Capital adequacy ratio %15.50-  
Net NPAs %0.40-  
CASH FLOW
From Operations Rs m-194,857-155,909 125.0%  
From Investments Rs m-4,86815,488 -31.4%  
From Financial Activity Rs m186,139146,367 127.2%  
Net Cashflow Rs m-13,5855,947 -228.4%  

Share Holding

Indian Promoters % 40.3 75.0 53.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 7.0 0.7 1,000.0%  
FIIs % 38.0 5.2 730.8%  
ADR/GDR % 0.6 0.0 -  
Free float % 14.2 19.2 74.0%  
Shareholders   159,214 464,590 34.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare LIC HOUSING With:   IDFC LIMITED  MUTHOOT FINANCE  IFCI  POWER FIN CORP  PNB GILTS  



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LIC HOUSING Announces Quarterly Results (2QFY19); Net Profit Up 17.2% (Quarterly Result Update)

Nov 6, 2018 | Updated on Nov 6, 2018

For the quarter ended September 2018, LIC HOUSING has posted a net profit of Rs 6 bn (up 17.2% YoY). Sales on the other hand came in at Rs 42 bn (up 13.9% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.

LIC HOUSING Announces Quarterly Results (4QFY18); Net Profit Up 1.9% (Quarterly Result Update)

Jul 20, 2018 | Updated on Jul 20, 2018

For the quarter ended March 2018, LIC HOUSING has posted a net profit of Rs 5 bn (up 1.9% YoY). Sales on the other hand came in at Rs 39 bn (up 7.1% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.

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Nov 15, 2018 (Close)

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