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Compare LIC Housing with L&T FINANCE - Equitymaster
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LIC HOUSING vs L&T FINANCE HOLDINGS - Comparison Results

LIC HOUSING    Change

LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More

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Current Valuations

    LIC HOUSING L&T FINANCE HOLDINGS LIC HOUSING/
L&T FINANCE HOLDINGS
 
P/E (TTM) x 17.2 26.4 65.1% View Chart
P/BV x 3.6 3.9 92.3% View Chart
Dividend Yield % 0.8 0.5 183.5%  

Financials

 LIC HOUSING   L&T FINANCE HOLDINGS
EQUITY SHARE DATA
    LIC HOUSING
Mar-16
L&T FINANCE HOLDINGS
Mar-15
LIC HOUSING/
L&T FINANCE HOLDINGS
5-Yr Chart
Click to enlarge
High Rs51471 719.5%   
Low Rs38960 650.5%   
Income per share (Unadj.) Rs245.936.0 682.7%  
Earnings per share (Unadj.) Rs33.05.0 665.2%  
Cash flow per share (Unadj.) Rs57.115.8 360.5%  
Dividends per share (Unadj.) Rs5.500.80 687.5%  
Avg Dividend yield %1.21.2 99.9%  
Book value per share (Unadj.) Rs182.645.0 405.8%  
Shares outstanding (eoy) m504.661,720.29 29.3%   
Bonus/Rights/Conversions -ESOP-  
Avg Price / Income ratio x1.81.8 100.8%   
Avg P/E ratio x13.713.2 103.4%  
Avg P/CF ratio x12.511.9 105.1%  
Avg Price/Bookvalue ratio x2.51.5 169.5%  
Dividend payout %16.616.1 103.4%   
Avg Mkt Cap Rs m227,778112,851 201.8%   
No. of employees `0001.73.0 57.5%   
Total wages & salary Rs m1,6453,523 46.7%   
Avg. income/employee Rs Th71,902.320,654.1 348.1%   
Avg. wages/employee Rs Th953.11,174.2 81.2%   
Avg. net profit/employee Rs Th9,662.22,848.9 339.2%   
INCOME DATA
Interest income Rs m124,10361,962 200.3%  
Other income Rs m9221,412 65.3%   
Interest expense Rs m93,06635,678 260.9%   
Net interest income Rs m31,03726,284 118.1%  
Operating expense Rs m4,64416,432 28.3%   
Gross profit Rs m26,3939,852 267.9%  
Gross profit margin %21.315.9 133.8%  
Provisions/contingencies Rs m1,565955 163.9%   
Profit before tax Rs m25,75111,748 219.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-30-   
Prior Period Items Rs m440 9.3%   
Tax Rs m9,0743,241 280.0%   
Profit after tax Rs m16,6778,547 195.1%  
Net profit margin %13.413.8 97.4%  
BALANCE SHEET DATA
Advances Rs m1,251,732345,720 362.1%   
Deposits Rs m00-  
Credit/Deposit ratio xNMNM- 
Yield on advances %9.817.1 57.5%   
Cost of deposits %N.A.N.A.-  
Net Interest Margin %2.57.1 35.0%  
Net fixed assets Rs m1,0247,185 14.3%   
Share capital Rs m1,01030,837 3.3%   
Free reserves Rs m91,13125,789 353.4%   
Net worth Rs m92,14677,399 119.1%   
Borrowings Rs m906,581353,896 256.2%   
Investments Rs m2,63726,492 10.0%   
Total assets Rs m1,305,873527,422 247.6%  
Debt/equity ratio x9.84.6 215.2%   
Return on assets %1.31.6 78.8%  
Return on equity %18.111.0 163.9%  
Capital adequacy ratio %17.088.0 19.4%  
Net NPAs %0.21.3 17.5%  
CASH FLOW
From Operations Rs m-130,394-64,736 201.4%  
From Investments Rs m-57624 -2,429.5%  
From Financial Activity Rs m140,97565,524 215.2%  
Net Cashflow Rs m10,005811 1,234.0%  

Share Holding

Indian Promoters % 40.3 75.0 53.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 7.0 0.7 1,000.0%  
FIIs % 38.0 5.2 730.8%  
ADR/GDR % 0.6 0.0 -  
Free float % 14.2 19.2 74.0%  
Shareholders   159,214 464,590 34.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare LIC HOUSING With:   POWER FIN CORP  MAHINDRA FINANCE  SREI INFRA FINANCE  MAGMA FINCORP  SHRIRAM CITY UNION  



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Aug 18, 2017 (Close)

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