Compare LIC Housing with L&T FINANCE - Equitymaster

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LIC HOUSING vs L&T FINANCE HOLDINGS - Comparison Results

LIC HOUSING     Change

LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More

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Current Valuations

    LIC HOUSING L&T FINANCE HOLDINGS LIC HOUSING/
L&T FINANCE HOLDINGS
 
P/E (TTM) x 9.2 8.2 112.0% View Chart
P/BV x 1.2 1.4 88.4% View Chart
Dividend Yield % 1.8 0.9 195.4%  

Financials

 LIC HOUSING   L&T FINANCE HOLDINGS
EQUITY SHARE DATA
    LIC HOUSING
Mar-20
L&T FINANCE HOLDINGS
Mar-19
LIC HOUSING/
L&T FINANCE HOLDINGS
5-Yr Chart
Click to enlarge
High Rs587190 309.5%   
Low Rs186111 167.3%   
Income per share (Unadj.) Rs388.758.2 667.5%  
Earnings per share (Unadj.) Rs47.511.2 425.3%  
Cash flow per share (Unadj.) Rs73.734.4 214.1%  
Dividends per share (Unadj.) Rs8.001.00 800.0%  
Avg Dividend yield %2.10.7 311.4%  
Book value per share (Unadj.) Rs361.967.3 537.9%  
Shares outstanding (eoy) m504.661,998.81 25.2%   
Bonus/Rights/Conversions -ESOP-  
Avg Price / Income ratio x1.02.6 38.5%   
Avg P/E ratio x8.113.5 60.4%  
Avg P/CF ratio x7.813.5 58.1%  
Avg Price/Bookvalue ratio x1.12.2 47.8%  
Dividend payout %16.89.0 188.1%   
Avg Mkt Cap Rs m195,001300,621 64.9%   
No. of employees `0002.4NA 119,600.0%   
Total wages & salary Rs m3,2768,247 39.7%   
Avg. income/employee Rs Th81,999.858,189,500.0 0.1%   
Avg. wages/employee Rs Th1,369.64,123,650.0 0.0%   
Avg. net profit/employee Rs Th10,019.411,160,150.0 0.1%   
INCOME DATA
Interest income Rs m196,144116,379 168.5%  
Other income Rs m-2923,118 -9.4%   
Interest expense Rs m147,81468,600 215.5%   
Net interest income Rs m48,32947,779 101.2%  
Operating expense Rs m5,40538,302 14.1%   
Gross profit Rs m42,9249,476 453.0%  
Gross profit margin %21.98.1 268.8%  
Provisions/contingencies Rs m9490-   
Profit before tax Rs m32,75030,520 107.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-40-   
Prior Period Items Rs m50-   
Tax Rs m8,7858,200 107.1%   
Profit after tax Rs m23,96622,320 107.4%  
Net profit margin %12.219.2 63.7%  
BALANCE SHEET DATA
Advances Rs m2,079,745913,246 227.7%   
Deposits Rs m00-  
Credit/Deposit ratio xNMNM- 
Yield on advances %9.512.7 74.5%   
Cost of deposits %N.A.N.A.-  
Net Interest Margin %2.34.8 47.5%  
Net fixed assets Rs m2,9514,867 60.6%   
Share capital Rs m1,01019,988 5.1%   
Free reserves Rs m181,639114,498 158.6%   
Net worth Rs m182,649134,486 135.8%   
Borrowings Rs m1,320,823870,535 151.7%   
Investments Rs m54,84790,085 60.9%   
Total assets Rs m2,169,1971,060,551 204.5%  
Debt/equity ratio x7.26.5 111.7%   
Return on assets %1.12.1 52.5%  
Return on equity %13.116.6 79.1%  
Capital adequacy ratio %13.90-  
Net NPAs %2.00-  
CASH FLOW
From Operations Rs m-147,377-116,435 126.6%  
From Investments Rs m-18,514-35,874 51.6%  
From Financial Activity Rs m151,555160,082 94.7%  
Net Cashflow Rs m-14,3367,773 -184.4%  

Share Holding

Indian Promoters % 40.3 75.0 53.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 7.0 0.7 1,000.0%  
FIIs % 38.0 5.2 730.8%  
ADR/GDR % 0.6 0.0 -  
Free float % 14.2 19.2 74.0%  
Shareholders   159,214 464,590 34.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare LIC HOUSING With:   IDFC  SHRIRAM CITY UNION  JM FINANCIAL  MAGMA FINCORP  MUTHOOT FINANCE  



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May 7, 2019 | Updated on May 7, 2019

For the quarter ended March 2019, LIC HOUSING has posted a net profit of Rs 7 bn (up 28.6% YoY). Sales on the other hand came in at Rs 47 bn (up 19.3% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.

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Mar 5, 2021 (Close)

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