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LIC HOUSING vs POONAWALLA FINCORP - Comparison Results

Rs 100 invested in...

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Current Valuations

    LIC HOUSING POONAWALLA FINCORP LIC HOUSING/
POONAWALLA FINCORP
 
P/E (TTM) x 6.9 24.1 28.5% View Chart
P/BV x 1.2 5.4 22.9% View Chart
Dividend Yield % 1.4 0.4 326.4%  

Financials

 LIC HOUSING   POONAWALLA FINCORP
EQUITY SHARE DATA
    LIC HOUSING
Mar-23
POONAWALLA FINCORP
Mar-23
LIC HOUSING/
POONAWALLA FINCORP
5-Yr Chart
Click to enlarge
High Rs444344 129.0%   
Low Rs292209 139.5%   
Income per share (Unadj.) Rs412.925.2 1,635.8%  
Earnings per share (Unadj.) Rs52.67.4 709.6%  
Cash flow per share (Unadj.) Rs118.624.5 484.4%  
Dividends per share (Unadj.) Rs8.502.00 425.0%  
Avg Dividend yield %2.30.7 319.6%  
Book value per share (Unadj.) Rs494.287.8 562.9%  
Shares outstanding (eoy) m550.06767.95 71.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.911.0 8.1%   
Avg P/E ratio x7.037.3 18.7%  
Avg P/CF ratio x7.037.3 18.7%  
Avg Price/Bookvalue ratio x0.73.1 23.6%  
Dividend payout %16.227.0 59.9%   
Avg Mkt Cap Rs m202,217212,299 95.3%   
No. of employees `000NANA-   
Total wages & salary Rs m5,1645,148 100.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m227,13919,386 1,171.7%  
Other income Rs m1435,920 2.4%   
Interest expense Rs m161,3485,953 2,710.4%   
Net interest income Rs m65,79113,433 489.8%  
Operating expense Rs m29,63711,303 262.2%   
Gross profit Rs m36,1552,130 1,697.5%  
Gross profit margin %15.911.0 144.9%  
Provisions/contingencies Rs m40-   
Profit before tax Rs m35,6087,510 474.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-4-11 39.0%   
Prior Period Items Rs m20-   
Tax Rs m6,6961,812 369.6%   
Profit after tax Rs m28,9105,688 508.3%  
Net profit margin %12.729.3 43.4%  
BALANCE SHEET DATA
Advances Rs m2,677,612152,185 1,759.4%   
Deposits Rs m35,0540-  
Credit/Deposit ratio x7,638.50- 
Yield on advances %00-   
Cost of deposits %27.40-  
Net Interest Margin %2.48.6 27.9%  
Net fixed assets Rs m3,8852,214 175.4%   
Share capital Rs m1,1011,536 71.7%   
Free reserves Rs m270,74665,891 410.9%   
Net worth Rs m271,84767,427 403.2%   
Borrowings Rs m344,69638,744 889.7%   
Investments Rs m74,2894,359 1,704.2%   
Total assets Rs m2,766,631231,729 1,193.9%  
Debt/equity ratio x1.40.6 243.1%   
Return on assets %1.02.5 42.6%  
Return on equity %10.68.4 126.1%  
Capital adequacy ratio %18.238.9 46.9%  
Net NPAs %2.50.8 312.5%  
CASH FLOW
From Operations Rs m-196,324-52,365 374.9%  
From Investments Rs m-7,992-1,105 723.6%  
From Financial Activity Rs m202,48757,485 352.2%  
Net Cashflow Rs m-1,8304,015 -45.6%  

Share Holding

Indian Promoters % 45.2 62.1 72.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 43.7 13.4 326.9%  
FIIs % 21.6 7.8 277.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 54.8 37.9 144.4%  
Shareholders   305,862 195,334 156.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare LIC HOUSING With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on LIC Housing vs MAGMA FINCORP

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

LIC Housing vs MAGMA FINCORP Share Price Performance

Period LIC Housing MAGMA FINCORP
1-Day 2.76% -1.85%
1-Month -4.69% 2.43%
1-Year 90.78% 65.43%
3-Year CAGR 13.11% 64.58%
5-Year CAGR 2.59% 31.34%

* Compound Annual Growth Rate

Here are more details on the LIC Housing share price and the MAGMA FINCORP share price.

Moving on to shareholding structures...

The promoters of LIC Housing hold a 45.2% stake in the company. In case of MAGMA FINCORP the stake stands at 62.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of LIC Housing and the shareholding pattern of MAGMA FINCORP.

Finally, a word on dividends...

In the most recent financial year, LIC Housing paid a dividend of Rs 8.5 per share. This amounted to a Dividend Payout ratio of 16.2%.

MAGMA FINCORP paid Rs 2.0, and its dividend payout ratio stood at 27.0%.

You may visit here to review the dividend history of LIC Housing, and the dividend history of MAGMA FINCORP.

For a sector overview, read our finance sector report.



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