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- LIC HOUSING - PNB GILTS
LIC HOUSING vs PNB GILTS - Comparison Results
LIC HOUSING Change
LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More
PNB GILTS 
PNB Gilts, is a 78% subsidiary of Punjab National Bank. The company undertakes more than 90% of its operations in government securities. Its range of products and services offered includes : Treasury bills, PSU bonds, Merchant banking, etc. In additi... More
Current Valuations
| LIC HOUSING | PNB GILTS | LIC HOUSING/ PNB GILTS |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 10.8 | 9.2 | 117.6% | View Chart |
| P/BV | x | 2.1 | 0.7 | 277.3% | View Chart |
| Dividend Yield | % | 1.3 | 2.8 | 47.4% |
Financials
 LIC HOUSING  PNB GILTS |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| LIC HOUSING Mar-18 |
PNB GILTS Mar-18 |
LIC HOUSING/ PNB GILTS |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 794 | 60 | 1,323.5% | |
| Low | Rs | 478 | 34 | 1,421.1% | |
| Income per share (Unadj.) | Rs | 297.0 | 18.3 | 1,624.0% | |
| Earnings per share (Unadj.) | Rs | 39.9 | 2.0 | 1,963.8% | |
| Cash flow per share (Unadj.) | Rs | 69.0 | 3.9 | 1,781.5% | |
| Dividends per share (Unadj.) | Rs | 6.80 | 1.00 | 680.0% | |
| Avg Dividend yield | % | 1.1 | 2.1 | 50.1% | |
| Book value per share (Unadj.) | Rs | 253.5 | 49.0 | 517.8% | |
| Shares outstanding (eoy) | m | 504.66 | 180.01 | 280.4% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 2.1 | 2.6 | 83.7% | |
| Avg P/E ratio | x | 15.9 | 23.0 | 69.2% | |
| Avg P/CF ratio | x | 14.2 | 23.0 | 61.6% | |
| Avg Price/Bookvalue ratio | x | 2.5 | 1.0 | 262.4% | |
| Dividend payout | % | 17.0 | 49.2 | 34.6% | |
| Avg Mkt Cap | Rs m | 320,863 | 8,424 | 3,808.7% | |
| No. of employees | `000 | 2.1 | NA | 5,841.7% | |
| Total wages & salary | Rs m | 2,392 | 78 | 3,079.0% | |
| Avg. income/employee | Rs Th | 71,267.1 | 91,441.7 | 77.9% | |
| Avg. wages/employee | Rs Th | 1,137.6 | 2,158.3 | 52.7% | |
| Avg. net profit/employee | Rs Th | 9,576.3 | 10,161.1 | 94.2% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 149,875 | 3,292 | 4,552.8% | |
| Other income | Rs m | 1,178 | 3 | 36,803.1% | |
| Interest expense | Rs m | 111,246 | 3,307 | 3,363.7% | |
| Net interest income | Rs m | 38,629 | -15 | -252,477.8% | |
| Operating expense | Rs m | 6,374 | 145 | 4,399.2% | |
| Gross profit | Rs m | 32,255 | -160 | -20,134.0% | |
| Gross profit margin | % | 21.5 | -4.9 | -442.2% | |
| Provisions/contingencies | Rs m | 2,491 | 0 | - | |
| Profit before tax | Rs m | 30,941 | 553 | 5,597.2% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -4 | 0 | - | |
| Prior Period Items | Rs m | 25 | 0 | - | |
| Tax | Rs m | 10,823 | 187 | 5,787.9% | |
| Profit after tax | Rs m | 20,139 | 366 | 5,505.5% | |
| Net profit margin | % | 13.4 | 11.1 | 120.9% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 1,663,629 | 152 | 1,095,934.5% | |
| Deposits | Rs m | 0 | 0 | - | |
| Credit/Deposit ratio | x | NM | NM | - | |
| Yield on advances | % | 8.9 | 0 | - | |
| Cost of deposits | % | N.A. | N.A. | - | |
| Net Interest Margin | % | 2.3 | -0.2 | -1,282.9% | |
| Net fixed assets | Rs m | 1,320 | 28 | 4,729.4% | |
| Share capital | Rs m | 1,010 | 1,800 | 56.1% | |
| Free reserves | Rs m | 126,921 | 7,013 | 1,809.9% | |
| Net worth | Rs m | 127,931 | 8,813 | 1,451.7% | |
| Borrowings | Rs m | 1,102,219 | 43,687 | 2,523.0% | |
| Investments | Rs m | 9,651 | 8,351 | 115.6% | |
| Total assets | Rs m | 1,719,690 | 53,858 | 3,193.0% | |
| Debt/equity ratio | x | 8.6 | 5.0 | 173.8% | |
| Return on assets | % | 1.2 | 0.7 | 172.4% | |
| Return on equity | % | 15.7 | 4.2 | 379.2% | |
| Capital adequacy ratio | % | 15.5 | 67.1 | 23.1% | |
| Net NPAs | % | 0.4 | 0 | - | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -194,857 | -3,028 | 6,435.4% | |
| From Investments | Rs m | -4,868 | -3,928 | 123.9% | |
| From Financial Activity | Rs m | 186,139 | 8,006 | 2,325.1% | |
| Net Cashflow | Rs m | -13,585 | 1,050 | -1,294.0% | |
Share Holding
| Indian Promoters | % | 40.3 | 74.1 | 54.4% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 7.0 | 2.2 | 318.2% | |
| FIIs | % | 38.0 | 0.1 | 38,000.0% | |
| ADR/GDR | % | 0.6 | 0.0 | - | |
| Free float | % | 14.2 | 23.6 | 60.2% | |
| Shareholders | 159,214 | 29,479 | 540.1% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare LIC HOUSING With: DHFL RURAL ELECTRIFICATION IDFC GRUH FINANCE CAPITAL FIRST
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Related Views on News
LIC HOUSING Announces Quarterly Results (4QFY19); Net Profit Up 28.6% (Quarterly Result Update)
May 7, 2019 | Updated on May 7, 2019For the quarter ended March 2019, LIC HOUSING has posted a net profit of Rs 7 bn (up 28.6% YoY). Sales on the other hand came in at Rs 47 bn (up 19.3% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.
PNB GILTS Announces Quarterly Results (3QFY19); Net Profit Up 770.8% (Quarterly Result Update)
Feb 22, 2019 | Updated on Feb 22, 2019For the quarter ended December 2018, PNB GILTS has posted a net profit of Rs 933 m (up 770.8% YoY). Sales on the other hand came in at Rs 2 bn (up 196.1% YoY). Read on for a complete analysis of PNB GILTS's quarterly results.
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LIC HOUSING Announces Quarterly Results (3QFY19); Net Profit Up 21.4% (Quarterly Result Update)
Jan 31, 2019 | Updated on Jan 31, 2019For the quarter ended December 2018, LIC HOUSING has posted a net profit of Rs 6 bn (up 21.4% YoY). Sales on the other hand came in at Rs 44 bn (up 18.7% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.
PNB GILTS Announces Quarterly Results (2QFY19); Net Profit Down 23.4% (Quarterly Result Update)
Nov 29, 2018 | Updated on Nov 29, 2018For the quarter ended September 2018, PNB GILTS has posted a net profit of Rs 111 m (down 23.4% YoY). Sales on the other hand came in at Rs 1 bn (up 2.5% YoY). Read on for a complete analysis of PNB GILTS's quarterly results.
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Jul 23, 2019 03:35 PM
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