X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2019 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare LIC Housing with PNB GILTS - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

LIC HOUSING vs PNB GILTS - Comparison Results

LIC HOUSING     Change

LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More

PNB GILTS 
   Change

PNB Gilts, is a 78% subsidiary of Punjab National Bank. The company undertakes more than 90% of its operations in government securities. Its range of products and services offered includes : Treasury bills, PSU bonds, Merchant banking, etc. In additi... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    LIC HOUSING PNB GILTS LIC HOUSING/
PNB GILTS
 
P/E (TTM) x 10.8 9.2 117.6% View Chart
P/BV x 2.1 0.7 277.3% View Chart
Dividend Yield % 1.3 2.8 47.4%  

Financials

 LIC HOUSING   PNB GILTS
EQUITY SHARE DATA
    LIC HOUSING
Mar-18
PNB GILTS
Mar-18
LIC HOUSING/
PNB GILTS
5-Yr Chart
Click to enlarge
High Rs79460 1,323.5%   
Low Rs47834 1,421.1%   
Income per share (Unadj.) Rs297.018.3 1,624.0%  
Earnings per share (Unadj.) Rs39.92.0 1,963.8%  
Cash flow per share (Unadj.) Rs69.03.9 1,781.5%  
Dividends per share (Unadj.) Rs6.801.00 680.0%  
Avg Dividend yield %1.12.1 50.1%  
Book value per share (Unadj.) Rs253.549.0 517.8%  
Shares outstanding (eoy) m504.66180.01 280.4%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x2.12.6 83.7%   
Avg P/E ratio x15.923.0 69.2%  
Avg P/CF ratio x14.223.0 61.6%  
Avg Price/Bookvalue ratio x2.51.0 262.4%  
Dividend payout %17.049.2 34.6%   
Avg Mkt Cap Rs m320,8638,424 3,808.7%   
No. of employees `0002.1NA 5,841.7%   
Total wages & salary Rs m2,39278 3,079.0%   
Avg. income/employee Rs Th71,267.191,441.7 77.9%   
Avg. wages/employee Rs Th1,137.62,158.3 52.7%   
Avg. net profit/employee Rs Th9,576.310,161.1 94.2%   
INCOME DATA
Interest income Rs m149,8753,292 4,552.8%  
Other income Rs m1,1783 36,803.1%   
Interest expense Rs m111,2463,307 3,363.7%   
Net interest income Rs m38,629-15 -252,477.8%  
Operating expense Rs m6,374145 4,399.2%   
Gross profit Rs m32,255-160 -20,134.0%  
Gross profit margin %21.5-4.9 -442.2%  
Provisions/contingencies Rs m2,4910-   
Profit before tax Rs m30,941553 5,597.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-40-   
Prior Period Items Rs m250-   
Tax Rs m10,823187 5,787.9%   
Profit after tax Rs m20,139366 5,505.5%  
Net profit margin %13.411.1 120.9%  
BALANCE SHEET DATA
Advances Rs m1,663,629152 1,095,934.5%   
Deposits Rs m00-  
Credit/Deposit ratio xNMNM- 
Yield on advances %8.90-   
Cost of deposits %N.A.N.A.-  
Net Interest Margin %2.3-0.2 -1,282.9%  
Net fixed assets Rs m1,32028 4,729.4%   
Share capital Rs m1,0101,800 56.1%   
Free reserves Rs m126,9217,013 1,809.9%   
Net worth Rs m127,9318,813 1,451.7%   
Borrowings Rs m1,102,21943,687 2,523.0%   
Investments Rs m9,6518,351 115.6%   
Total assets Rs m1,719,69053,858 3,193.0%  
Debt/equity ratio x8.65.0 173.8%   
Return on assets %1.20.7 172.4%  
Return on equity %15.74.2 379.2%  
Capital adequacy ratio %15.567.1 23.1%  
Net NPAs %0.40-  
CASH FLOW
From Operations Rs m-194,857-3,028 6,435.4%  
From Investments Rs m-4,868-3,928 123.9%  
From Financial Activity Rs m186,1398,006 2,325.1%  
Net Cashflow Rs m-13,5851,050 -1,294.0%  

Share Holding

Indian Promoters % 40.3 74.1 54.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 7.0 2.2 318.2%  
FIIs % 38.0 0.1 38,000.0%  
ADR/GDR % 0.6 0.0 -  
Free float % 14.2 23.6 60.2%  
Shareholders   159,214 29,479 540.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare LIC HOUSING With:   DHFL  RURAL ELECTRIFICATION  IDFC  GRUH FINANCE  CAPITAL FIRST  



Today's Market

Indian Indices Continue Downtrend; Sensex Ends 48 Points Lower(Closing)

After opening the day on a flat note, share markets in India witnessed selling pressure during closing hours and ended marginally lower.

Related Views on News

LIC HOUSING Announces Quarterly Results (4QFY19); Net Profit Up 28.6% (Quarterly Result Update)

May 7, 2019 | Updated on May 7, 2019

For the quarter ended March 2019, LIC HOUSING has posted a net profit of Rs 7 bn (up 28.6% YoY). Sales on the other hand came in at Rs 47 bn (up 19.3% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.

PNB GILTS Announces Quarterly Results (3QFY19); Net Profit Up 770.8% (Quarterly Result Update)

Feb 22, 2019 | Updated on Feb 22, 2019

For the quarter ended December 2018, PNB GILTS has posted a net profit of Rs 933 m (up 770.8% YoY). Sales on the other hand came in at Rs 2 bn (up 196.1% YoY). Read on for a complete analysis of PNB GILTS's quarterly results.

CreditAccess Grameen IPO: Should You Apply to this Interesting Microfinance Play? (IPO)

Aug 7, 2018

Should you apply to the IPO of CreditAccess Grameen Ltd?

LIC HOUSING Announces Quarterly Results (3QFY19); Net Profit Up 21.4% (Quarterly Result Update)

Jan 31, 2019 | Updated on Jan 31, 2019

For the quarter ended December 2018, LIC HOUSING has posted a net profit of Rs 6 bn (up 21.4% YoY). Sales on the other hand came in at Rs 44 bn (up 18.7% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.

PNB GILTS Announces Quarterly Results (2QFY19); Net Profit Down 23.4% (Quarterly Result Update)

Nov 29, 2018 | Updated on Nov 29, 2018

For the quarter ended September 2018, PNB GILTS has posted a net profit of Rs 111 m (down 23.4% YoY). Sales on the other hand came in at Rs 1 bn (up 2.5% YoY). Read on for a complete analysis of PNB GILTS's quarterly results.

More Views on News

Most Popular

2 Stocks from Super Investor Sanjay Bakshi's Portfolio You Can Bet On...(The 5 Minute Wrapup)

Jul 12, 2019

Despite the current fear prevailing in the markets, both these stocks have the potential to deliver in 4-5 years.

The Electric Vehicle Disruption is Great News for this Smallcap Stock(Profit Hunter)

Jul 15, 2019

While big auto makers are finding the transition difficult and crying foul, this small cap company is already leading and benefitting from the electric vehicle disruption in the auto sector.

Here's What to Do with Falling Small Cap Stocks(Profit Hunter)

Jul 10, 2019

There are some great buying opportunities in the market right now - and the small cap space is your best bet.

7 Stocks to Profit From an Irreversible Trend(The 5 Minute Wrapup)

Jul 18, 2019

Credit growth is likely to accelerate in India in the next decade. Here's how you can benefit from this megatrend.

Driverless Cars are Here. And This Tiny Company is in the Lead...(The 5 Minute Wrapup)

Jul 17, 2019

This future-ready company thrives on the pace of technological change.

More

Get the Indian Stock Market's
Most Profitable Ideas

How To Beat Sensex Guide 2019
Get our special report, How to Beat Sensex Nearly 3X Now!
We will never sell or rent your email id.
Please read our Terms

LIC HOUSING SHARE PRICE


Jul 23, 2019 03:35 PM

TRACK LIC HOUSING

  • Track your investment in LIC HOUSING with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

LIC HOUSING 8-QTR ANALYSIS

COMPARE LIC HOUSING WITH

MARKET STATS