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- LIC HOUSING - PNB GILTS
LIC HOUSING vs PNB GILTS - Comparison Results
LIC HOUSING 
Change
LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More
PNB GILTS
PNB Gilts, is a 78% subsidiary of Punjab National Bank. The company undertakes more than 90% of its operations in government securities. Its range of products and services offered includes : Treasury bills, PSU bonds, Merchant banking, etc. In additi... More
Current Valuations
| LIC HOUSING | PNB GILTS | LIC HOUSING/ PNB GILTS |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 10.6 | -17.1 | - | View Chart |
| P/BV | x | 1.8 | 0.8 | 214.9% | View Chart |
| Dividend Yield | % | 1.5 | 2.9 | 51.3% |
Financials
 LIC HOUSING  PNB GILTS |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| LIC HOUSING Mar-18 |
PNB GILTS Mar-14 |
LIC HOUSING/ PNB GILTS |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 794 | 23 | 3,482.9% | |
| Low | Rs | 478 | 15 | 3,120.9% | |
| Income per share (Unadj.) | Rs | 297.0 | 19.2 | 1,546.6% | |
| Earnings per share (Unadj.) | Rs | 39.9 | 3.4 | 1,170.3% | |
| Cash flow per share (Unadj.) | Rs | 69.0 | 5.7 | 1,212.7% | |
| Dividends per share (Unadj.) | Rs | 6.80 | 0.90 | 755.6% | |
| Avg Dividend yield | % | 1.1 | 4.7 | 22.6% | |
| Book value per share (Unadj.) | Rs | 253.5 | 37.0 | 685.7% | |
| Shares outstanding (eoy) | m | 504.66 | 180.01 | 280.4% | |
| Bonus/Rights/Conversions | - | B1:3 | - | ||
| Avg Price / Income ratio | x | 2.1 | 1.0 | 215.8% | |
| Avg P/E ratio | x | 15.9 | 5.6 | 285.2% | |
| Avg P/CF ratio | x | 14.2 | 5.5 | 256.1% | |
| Avg Price/Bookvalue ratio | x | 2.5 | 0.5 | 486.8% | |
| Dividend payout | % | 17.0 | 26.4 | 64.6% | |
| Avg Mkt Cap | Rs m | 320,863 | 3,429 | 9,356.8% | |
| No. of employees | `000 | 2.1 | NA | 6,372.7% | |
| Total wages & salary | Rs m | 2,392 | 40 | 6,026.2% | |
| Avg. income/employee | Rs Th | 71,267.1 | 104,748.5 | 68.0% | |
| Avg. wages/employee | Rs Th | 1,137.6 | 1,203.0 | 94.6% | |
| Avg. net profit/employee | Rs Th | 9,576.3 | 18,600.0 | 51.5% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 149,875 | 3,457 | 4,335.8% | |
| Other income | Rs m | 1,178 | 6 | 19,628.3% | |
| Interest expense | Rs m | 111,246 | 2,427 | 4,584.2% | |
| Net interest income | Rs m | 38,629 | 1,030 | 3,750.4% | |
| Operating expense | Rs m | 6,374 | 123 | 5,165.6% | |
| Gross profit | Rs m | 32,255 | 907 | 3,557.8% | |
| Gross profit margin | % | 21.5 | 26.2 | 82.1% | |
| Provisions/contingencies | Rs m | 2,491 | 6 | 45,290.9% | |
| Profit before tax | Rs m | 30,941 | 907 | 3,411.4% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -4 | 0 | - | |
| Prior Period Items | Rs m | 25 | 0 | - | |
| Tax | Rs m | 10,823 | 293 | 3,691.4% | |
| Profit after tax | Rs m | 20,139 | 614 | 3,281.0% | |
| Net profit margin | % | 13.4 | 17.8 | 75.7% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 1,663,629 | 33,942 | 4,901.4% | |
| Deposits | Rs m | 0 | 0 | - | |
| Credit/Deposit ratio | x | NM | NM | - | |
| Yield on advances | % | 8.9 | 0 | - | |
| Cost of deposits | % | N.A. | N.A. | - | |
| Net Interest Margin | % | 2.3 | 2.5 | 91.7% | |
| Net fixed assets | Rs m | 1,320 | 41 | 3,218.3% | |
| Share capital | Rs m | 1,010 | 1,800 | 56.1% | |
| Free reserves | Rs m | 126,921 | 2,868 | 4,425.3% | |
| Net worth | Rs m | 127,931 | 6,655 | 1,922.3% | |
| Borrowings | Rs m | 1,102,219 | 37,675 | 2,925.6% | |
| Investments | Rs m | 9,651 | 6,954 | 138.8% | |
| Total assets | Rs m | 1,719,690 | 4,557 | 37,740.6% | |
| Debt/equity ratio | x | 8.6 | 5.7 | 152.2% | |
| Return on assets | % | 1.2 | 13.5 | 8.7% | |
| Return on equity | % | 15.7 | 9.2 | 170.7% | |
| Capital adequacy ratio | % | 15.5 | 49.1 | 31.5% | |
| Net NPAs | % | 0.4 | 0 | - | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -194,857 | -944 | 20,637.2% | |
| From Investments | Rs m | -4,868 | -5,134 | 94.8% | |
| From Financial Activity | Rs m | 186,139 | 6,300 | 2,954.8% | |
| Net Cashflow | Rs m | -13,585 | 222 | -6,130.6% | |
Share Holding
| Indian Promoters | % | 40.3 | 74.1 | 54.4% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 7.0 | 2.2 | 318.2% | |
| FIIs | % | 38.0 | 0.1 | 38,000.0% | |
| ADR/GDR | % | 0.6 | 0.0 | - | |
| Free float | % | 14.2 | 23.6 | 60.2% | |
| Shareholders | 159,214 | 29,479 | 540.1% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare LIC HOUSING With: HDFC GRUH FINANCE CAPITAL FIRST MUTHOOT FINANCE GIC HOUSING
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Related Views on News
LIC HOUSING Announces Quarterly Results (2QFY19); Net Profit Up 17.2% (Quarterly Result Update)
Nov 6, 2018 | Updated on Nov 6, 2018For the quarter ended September 2018, LIC HOUSING has posted a net profit of Rs 6 bn (up 17.2% YoY). Sales on the other hand came in at Rs 42 bn (up 13.9% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.
PNB GILTS Announces Quarterly Results (1QFY19); Net Profit Down 276.2% (Quarterly Result Update)
Aug 22, 2018 | Updated on Aug 22, 2018For the quarter ended June 2018, PNB GILTS has posted a net profit of Rs 442 m (down 276.2% YoY). Sales on the other hand came in at Rs 415 m (down 66.3% YoY). Read on for a complete analysis of PNB GILTS's quarterly results.
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Nov 20, 2018 (Close)
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