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LIC HOUSING vs REC - Comparison Results

Rs 100 invested in...

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Current Valuations

    LIC HOUSING REC LIC HOUSING/
REC
 
P/E (TTM) x 6.9 9.1 75.7% View Chart
P/BV x 1.2 2.1 60.0% View Chart
Dividend Yield % 1.4 2.8 50.2%  

Financials

 LIC HOUSING   REC
EQUITY SHARE DATA
    LIC HOUSING
Mar-23
REC
Mar-23
LIC HOUSING/
REC
5-Yr Chart
Click to enlarge
High Rs444128 345.4%   
Low Rs29282 354.6%   
Income per share (Unadj.) Rs412.9149.9 275.4%  
Earnings per share (Unadj.) Rs52.642.4 123.9%  
Cash flow per share (Unadj.) Rs118.659.8 198.3%  
Dividends per share (Unadj.) Rs8.5012.60 67.5%  
Avg Dividend yield %2.312.0 19.3%  
Book value per share (Unadj.) Rs494.2220.7 223.9%  
Shares outstanding (eoy) m550.062,633.22 20.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.90.7 126.7%   
Avg P/E ratio x7.02.5 281.6%  
Avg P/CF ratio x7.02.5 281.8%  
Avg Price/Bookvalue ratio x0.70.5 155.9%  
Dividend payout %16.229.7 54.4%   
Avg Mkt Cap Rs m202,217277,377 72.9%   
No. of employees `000NANA-   
Total wages & salary Rs m5,1642,041 253.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m227,139394,783 57.5%  
Other income Rs m143419 34.2%   
Interest expense Rs m161,348237,413 68.0%   
Net interest income Rs m65,791157,369 41.8%  
Operating expense Rs m29,63718,569 159.6%   
Gross profit Rs m36,155138,800 26.0%  
Gross profit margin %15.935.2 45.3%  
Provisions/contingencies Rs m486 4.5%   
Profit before tax Rs m35,608138,977 25.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-40-   
Prior Period Items Rs m20-   
Tax Rs m6,69627,307 24.5%   
Profit after tax Rs m28,910111,670 25.9%  
Net profit margin %12.728.3 45.0%  
BALANCE SHEET DATA
Advances Rs m2,677,6124,220,839 63.4%   
Deposits Rs m35,0540-  
Credit/Deposit ratio x7,638.50- 
Yield on advances %00-   
Cost of deposits %27.40-  
Net Interest Margin %2.43.5 68.8%  
Net fixed assets Rs m3,8856,408 60.6%   
Share capital Rs m1,10131,916 3.4%   
Free reserves Rs m270,746549,289 49.3%   
Net worth Rs m271,847581,205 46.8%   
Borrowings Rs m344,696191,227 180.3%   
Investments Rs m74,289305,381 24.3%   
Total assets Rs m2,766,6314,648,926 59.5%  
Debt/equity ratio x1.40.3 424.6%   
Return on assets %1.02.4 43.5%  
Return on equity %10.619.2 55.4%  
Capital adequacy ratio %18.225.8 70.7%  
Net NPAs %2.51.0 240.4%  
CASH FLOW
From Operations Rs m-196,324-373,598 52.5%  
From Investments Rs m-7,992-9,430 84.8%  
From Financial Activity Rs m202,487381,228 53.1%  
Net Cashflow Rs m-1,830-1,799 101.7%  

Share Holding

Indian Promoters % 45.2 52.6 86.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 43.7 34.8 125.5%  
FIIs % 21.6 20.6 105.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 54.8 47.4 115.6%  
Shareholders   305,862 689,192 44.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare LIC HOUSING With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on LIC Housing vs REC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

LIC Housing vs REC Share Price Performance

Period LIC Housing REC
1-Day 2.76% 1.62%
1-Month -4.69% 6.12%
1-Year 90.78% 296.76%
3-Year CAGR 13.11% 67.50%
5-Year CAGR 2.59% 32.23%

* Compound Annual Growth Rate

Here are more details on the LIC Housing share price and the REC share price.

Moving on to shareholding structures...

The promoters of LIC Housing hold a 45.2% stake in the company. In case of REC the stake stands at 52.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of LIC Housing and the shareholding pattern of REC.

Finally, a word on dividends...

In the most recent financial year, LIC Housing paid a dividend of Rs 8.5 per share. This amounted to a Dividend Payout ratio of 16.2%.

REC paid Rs 12.6, and its dividend payout ratio stood at 29.7%.

You may visit here to review the dividend history of LIC Housing, and the dividend history of REC.

For a sector overview, read our finance sector report.



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