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LIC HOUSING vs SHRIRAM CITY UNION - Comparison Results

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Current Valuations

    LIC HOUSING SHRIRAM CITY UNION LIC HOUSING/
SHRIRAM CITY UNION
 
P/E (TTM) x 7.3 9.3 77.8% View Chart
P/BV x 1.3 1.4 92.7% View Chart
Dividend Yield % 1.3 1.9 68.7%  

Financials

 LIC HOUSING   SHRIRAM CITY UNION
EQUITY SHARE DATA
    LIC HOUSING
Mar-23
SHRIRAM CITY UNION
Mar-22
LIC HOUSING/
SHRIRAM CITY UNION
5-Yr Chart
Click to enlarge
High Rs4442,600 17.1%   
Low Rs2921,378 21.2%   
Income per share (Unadj.) Rs412.91,061.5 38.9%  
Earnings per share (Unadj.) Rs52.6172.9 30.4%  
Cash flow per share (Unadj.) Rs118.6-5,605.2 -2.1%  
Dividends per share (Unadj.) Rs8.5037.00 23.0%  
Avg Dividend yield %2.31.9 124.3%  
Book value per share (Unadj.) Rs494.21,379.6 35.8%  
Shares outstanding (eoy) m550.0666.63 825.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.91.9 47.5%   
Avg P/E ratio x7.011.5 60.8%  
Avg P/CF ratio x7.00.3 2,250.5%  
Avg Price/Bookvalue ratio x0.71.4 51.6%  
Dividend payout %16.221.4 75.6%   
Avg Mkt Cap Rs m202,217132,538 152.6%   
No. of employees `000NANA-   
Total wages & salary Rs m5,16410,576 48.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m227,13970,730 321.1%  
Other income Rs m14370 205.5%   
Interest expense Rs m161,34828,301 570.1%   
Net interest income Rs m65,79142,428 155.1%  
Operating expense Rs m29,63725,950 114.2%   
Gross profit Rs m36,15516,479 219.4%  
Gross profit margin %15.923.3 68.3%  
Provisions/contingencies Rs m4414,981 0.0%   
Profit before tax Rs m35,60815,686 227.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-4-130 3.2%   
Prior Period Items Rs m20-   
Tax Rs m6,6964,039 165.8%   
Profit after tax Rs m28,91011,518 251.0%  
Net profit margin %12.716.3 78.2%  
BALANCE SHEET DATA
Advances Rs m2,677,612355,460 753.3%   
Deposits Rs m35,05468,245 51.4%  
Credit/Deposit ratio x7,638.5520.9 1,466.5%  
Yield on advances %00-   
Cost of deposits %27.48.0 343.3%   
Net Interest Margin %2.411.5 20.8%  
Net fixed assets Rs m3,8852,514 154.6%   
Share capital Rs m1,101666 165.2%   
Free reserves Rs m270,74691,253 296.7%   
Net worth Rs m271,84791,920 295.7%   
Borrowings Rs m344,69627,264 1,264.3%   
Investments Rs m74,28914,374 516.8%   
Total assets Rs m2,766,631485,553 569.8%  
Debt/equity ratio x1.41.0 134.4%   
Return on assets %1.02.4 44.1%  
Return on equity %10.612.5 84.9%  
Capital adequacy ratio %18.226.8 68.1%  
Net NPAs %2.53.3 75.8%  
CASH FLOW
From Operations Rs m-196,324-38,613 508.4%  
From Investments Rs m-7,992-1,338 597.4%  
From Financial Activity Rs m202,48753,477 378.6%  
Net Cashflow Rs m-1,83013,527 -13.5%  

Share Holding

Indian Promoters % 45.2 36.9 122.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 44.6 33.0 135.0%  
FIIs % 22.3 26.9 82.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 54.8 63.1 86.7%  
Shareholders   297,899 22,900 1,300.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare LIC HOUSING With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on LIC Housing vs SHRIRAM CITY UNION

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

LIC Housing vs SHRIRAM CITY UNION Share Price Performance

Period LIC Housing SHRIRAM CITY UNION
1-Day 0.19% 0.14%
1-Month 12.77% 4.33%
1-Year 94.29% -0.93%
3-Year CAGR 19.24% 13.37%
5-Year CAGR 4.94% -1.05%

* Compound Annual Growth Rate

Here are more details on the LIC Housing share price and the SHRIRAM CITY UNION share price.

Moving on to shareholding structures...

The promoters of LIC Housing hold a 45.2% stake in the company. In case of SHRIRAM CITY UNION the stake stands at 36.9%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of LIC Housing and the shareholding pattern of SHRIRAM CITY UNION.

Finally, a word on dividends...

In the most recent financial year, LIC Housing paid a dividend of Rs 8.5 per share. This amounted to a Dividend Payout ratio of 16.2%.

SHRIRAM CITY UNION paid Rs 37.0, and its dividend payout ratio stood at 21.4%.

You may visit here to review the dividend history of LIC Housing, and the dividend history of SHRIRAM CITY UNION.

For a sector overview, read our finance sector report.



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