X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2017 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare LIC Housing with Shriram Transport - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

LIC HOUSING vs SHRIRAM TRANSPORT FIN. - Comparison Results

LIC HOUSING    Change

LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More

SHRIRAM TRANSPORT FIN. 
   Change

Shriram Transport is the country's largest asset financing NBFC with ~25% market share in pre-owned truck financing and ~7% market share in new truck financing. The company has niche presence in the high-yielding used CV financing business with exper... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    LIC HOUSING SHRIRAM TRANSPORT FIN. LIC HOUSING/
SHRIRAM TRANSPORT FIN.
 
P/E (TTM) x 17.3 17.5 98.4% View Chart
P/BV x 3.6 2.2 166.8% View Chart
Dividend Yield % 0.8 1.0 81.0%  

Financials

 LIC HOUSING   SHRIRAM TRANSPORT FIN.
EQUITY SHARE DATA
    LIC HOUSING
Mar-16
SHRIRAM TRANSPORT FIN.
Mar-16
LIC HOUSING/
SHRIRAM TRANSPORT FIN.
5-Yr Chart
Click to enlarge
High Rs5141,206 42.6%   
Low Rs389737 52.8%   
Income per share (Unadj.) Rs245.9454.4 54.1%  
Earnings per share (Unadj.) Rs33.052.2 63.3%  
Cash flow per share (Unadj.) Rs57.144.6 128.0%  
Dividends per share (Unadj.) Rs5.5010.00 55.0%  
Avg Dividend yield %1.21.0 118.4%  
Book value per share (Unadj.) Rs182.6448.5 40.7%  
Shares outstanding (eoy) m504.66226.88 222.4%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.82.1 85.9%   
Avg P/E ratio x13.718.6 73.4%  
Avg P/CF ratio x12.56.7 185.8%  
Avg Price/Bookvalue ratio x2.52.2 114.1%  
Dividend payout %16.619.2 86.8%   
Avg Mkt Cap Rs m227,778220,380 103.4%   
No. of employees `0001.719.2 9.0%   
Total wages & salary Rs m1,6456,237 26.4%   
Avg. income/employee Rs Th71,902.35,378.3 1,336.9%   
Avg. wages/employee Rs Th953.1325.4 292.9%   
Avg. net profit/employee Rs Th9,662.2617.4 1,564.9%   
INCOME DATA
Interest income Rs m124,103103,103 120.4%  
Other income Rs m92235 2,665.9%   
Interest expense Rs m93,06650,579 184.0%   
Net interest income Rs m31,03752,524 59.1%  
Operating expense Rs m4,64413,197 35.2%   
Gross profit Rs m26,39339,326 67.1%  
Gross profit margin %21.338.1 55.8%  
Provisions/contingencies Rs m1,56520,962 7.5%   
Profit before tax Rs m25,75117,893 143.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-30-   
Prior Period Items Rs m40-   
Tax Rs m9,0746,057 149.8%   
Profit after tax Rs m16,67711,836 140.9%  
Net profit margin %13.411.5 117.1%  
BALANCE SHEET DATA
Advances Rs m1,251,732637,728 196.3%   
Deposits Rs m00-  
Credit/Deposit ratio xNMNM- 
Yield on advances %9.814.5 67.8%   
Cost of deposits %N.A.N.A.-  
Net Interest Margin %2.58.1 30.7%  
Net fixed assets Rs m1,0241,521 67.3%   
Share capital Rs m1,0102,269 44.5%   
Free reserves Rs m91,13170,438 129.4%   
Net worth Rs m92,146101,755 90.6%   
Borrowings Rs m906,581302,689 299.5%   
Investments Rs m2,63713,395 19.7%   
Total assets Rs m1,305,873680,135 192.0%  
Debt/equity ratio x9.83.0 330.7%   
Return on assets %1.31.7 73.4%  
Return on equity %18.111.6 155.6%  
Capital adequacy ratio %17.017.6 97.0%  
Net NPAs %0.21.9 11.5%  
CASH FLOW
From Operations Rs m-130,394-55,072 236.8%  
From Investments Rs m-576-358 160.7%  
From Financial Activity Rs m140,97528,224 499.5%  
Net Cashflow Rs m10,005-27,206 -36.8%  

Share Holding

Indian Promoters % 40.3 26.1 154.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 7.0 2.0 350.0%  
FIIs % 38.0 53.2 71.4%  
ADR/GDR % 0.6 0.0 -  
Free float % 14.2 18.7 75.9%  
Shareholders   159,214 40,259 395.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare LIC HOUSING With:   L&T FINANCE HOLDINGS  SHRIRAM CITY UNION  IFCI  POWER FIN CORP  MUTHOOT FINANCE  



Today's Market

Sensex Finishes on a Strong Note; Bank & Realty Stocks Rally(Closing)

Indian share markets surged further in the afternoon session and finished in the green for the second straight session on heavy buying in realty stocks, metal stocks and bank stocks.

Related Views on News

Shriram Trans Fin: FY17 Ends on a Tepid Note due to Regulatory Headwinds (Quarterly Results Update - Detailed)

Jun 22, 2017

Demonetisation led slowdown coupled with shift to stringent bad loan norms keep Shriram Transport Finance on a slow wicket.

Shriram Trans Fin: Earnings Hit by Conservative Bad Loan Provisioning (Quarterly Results Update - Detailed)

Mar 9, 2017

Shriram Transport Finance (STFC) declared its results for the third quarter of the financial year (3QFY17). On a standalone basis, the institution grew its net interest income by 6.9% YoY and the profits fell by 7.8% YoY in 3QFY16.

Shriram Trans Fin: Asset quality issues persist (Quarterly Results Update - Detailed)

Nov 15, 2016

Shriram Transport Finance (STFC) declared its results for the second quarter of the financial year (2QFY17). On a standalone basis, the institution grew its net interest income by 13.3% YoY and the profits increased by 14.7% YoY in 2QFY16.

Shriram Trans Fin: Growth on Track But Not Without Quality Concerns (Quarterly Results Update - Detailed)

Aug 26, 2016

Shriram Transport Finance (STFC) declared its results for the first quarter of the financial year (1QFY17). On a standalone basis, the institution grew its net interest income by 18.5% YoY and the profits increased by 16.5% YoY in 1QFY16.

HDFC: Conservative Provisioning tempers down FY17 earnings (Quarterly Results Update - Detailed)

May 9, 2017

HDFC ends FY17 on a tepid note as it remains conservative on the asset quality front.

More Views on News

Most Popular

This Small Cap Can Drive Chinese Players Out of India (and Make a Fortune in the Process)(The 5 Minute Wrapup)

Aug 17, 2017

A small-cap Indian company with high-return potential and blue-chip-like stability is set to supplant the Chinese players in this niche segment.

The Most Important Innovation in Finance Since Gold Coins(Vivek Kaul's Diary)

Aug 10, 2017

Bill connects the dots...between money and growth, real money and real resources, gold and cryptocurrencies...and between gold, cryptocurrencies, and time.

It's the Best Time to Buy IT Stocks(Daily Profit Hunter)

Aug 16, 2017

The IT Sector could be in an uptrend till February 2019. Are you prepared to ride the trend?

Bitcoin Continues Stellar Rise(Chart Of The Day)

Aug 10, 2017

Bitcoin hits an all-time high, is there more upside left?

5 Steps To Become Financially Independent(Outside View)

Aug 16, 2017

Ensure your financial Independence, and pledge to start the journey towards financial freedom today!

More

Become A Smarter Investor In
Just 5 Minutes

Multibagger Stocks Guide 2017
Get our special report, Multibagger Stocks Guide (2017 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

LIC HOUSING SHARE PRICE


Aug 23, 2017 (Close)

TRACK LIC HOUSING

  • Track your investment in LIC HOUSING with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

LIC HOUSING - SREI INFRA FINANCE COMPARISON

COMPARE LIC HOUSING WITH

MARKET STATS