L&T FINANCE HOLDINGS | GIC HOUSING | L&T FINANCE HOLDINGS/ GIC HOUSING |
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P/E (TTM) | x | 18.1 | 7.2 | 250.6% | View Chart |
P/BV | x | 1.8 | 0.6 | 289.5% | View Chart |
Dividend Yield | % | 1.3 | 2.2 | 56.4% |
L&T FINANCE HOLDINGS GIC HOUSING |
EQUITY SHARE DATA | |||||
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L&T FINANCE HOLDINGS Mar-23 |
GIC HOUSING Mar-23 |
L&T FINANCE HOLDINGS/ GIC HOUSING |
5-Yr Chart Click to enlarge
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High | Rs | 98 | 248 | 39.7% | |
Low | Rs | 66 | 110 | 60.0% | |
Income per share (Unadj.) | Rs | 51.5 | 207.0 | 24.9% | |
Earnings per share (Unadj.) | Rs | -2.6 | 39.6 | -6.5% | |
Cash flow per share (Unadj.) | Rs | 30.6 | 104.2 | 29.4% | |
Dividends per share (Unadj.) | Rs | 2.00 | 4.50 | 44.4% | |
Avg Dividend yield | % | 2.4 | 2.5 | 96.8% | |
Book value per share (Unadj.) | Rs | 86.3 | 315.6 | 27.3% | |
Shares outstanding (eoy) | m | 2,479.67 | 53.85 | 4,604.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.6 | 0.9 | 184.6% | |
Avg P/E ratio | x | -31.7 | 4.5 | -702.3% | |
Avg P/CF ratio | x | -32.8 | 4.5 | -725.9% | |
Avg Price/Bookvalue ratio | x | 1.0 | 0.6 | 168.0% | |
Dividend payout | % | -77.2 | 11.4 | -679.7% | |
Avg Mkt Cap | Rs m | 203,643 | 9,630 | 2,114.7% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 14,059 | 599 | 2,346.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 127,750 | 11,149 | 1,145.8% | |
Other income | Rs m | 33,759 | 1,589 | 2,125.1% | |
Interest expense | Rs m | 58,222 | 7,029 | 828.3% | |
Net interest income | Rs m | 69,527 | 4,120 | 1,687.7% | |
Operating expense | Rs m | 80,867 | 2,710 | 2,983.6% | |
Gross profit | Rs m | -11,340 | 1,409 | -804.7% | |
Gross profit margin | % | -8.9 | 12.6 | -70.2% | |
Provisions/contingencies | Rs m | 209 | 0 | - | |
Profit before tax | Rs m | -5,565 | 2,899 | -192.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 868 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 1,724 | 766 | 225.0% | |
Profit after tax | Rs m | -6,421 | 2,133 | -301.1% | |
Net profit margin | % | -5.0 | 19.1 | -26.3% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 751,546 | 103,210 | 728.2% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 7.7 | 3.9 | 197.8% | |
Net fixed assets | Rs m | 2,410 | 522 | 461.6% | |
Share capital | Rs m | 24,797 | 539 | 4,602.2% | |
Free reserves | Rs m | 189,077 | 16,454 | 1,149.1% | |
Net worth | Rs m | 213,873 | 16,993 | 1,258.6% | |
Borrowings | Rs m | 252,490 | 3,481 | 7,252.8% | |
Investments | Rs m | 152,282 | 2,739 | 5,559.8% | |
Total assets | Rs m | 1,045,011 | 108,350 | 964.5% | |
Debt/equity ratio | x | 1.2 | 0.2 | 576.3% | |
Return on assets | % | -0.6 | 2.0 | -31.2% | |
Return on equity | % | -3.0 | 12.5 | -23.9% | |
Capital adequacy ratio | % | 24.5 | 31.5 | 78.0% | |
Net NPAs | % | 0 | 3.3 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 74,905 | 10,432 | 718.1% | |
From Investments | Rs m | -11,070 | -2,129 | 520.1% | |
From Financial Activity | Rs m | -16,638 | -12,384 | 134.4% | |
Net Cashflow | Rs m | 41,927 | -4,081 | -1,027.5% |
Indian Promoters | % | 65.9 | 42.4 | 155.4% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 19.8 | 9.2 | 215.1% | |
FIIs | % | 10.7 | 3.3 | 325.6% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 34.1 | 57.6 | 59.2% | |
Shareholders | 687,721 | 58,599 | 1,173.6% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare L&T FINANCE HOLDINGS With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDIABULLS HOU. FIN.
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | L&T FINANCE | GIC HOUSING |
---|---|---|
1-Day | 0.00% | -0.07% |
1-Month | -3.70% | -11.58% |
1-Year | 99.49% | 38.54% |
3-Year CAGR | 18.44% | 20.40% |
5-Year CAGR | 2.16% | -5.71% |
* Compound Annual Growth Rate
Here are more details on the L&T FINANCE share price and the GIC HOUSING share price.
Moving on to shareholding structures...
The promoters of L&T FINANCE hold a 65.9% stake in the company. In case of GIC HOUSING the stake stands at 42.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of GIC HOUSING.
Finally, a word on dividends...
In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of -77.2%.
GIC HOUSING paid Rs 4.5, and its dividend payout ratio stood at 11.4%.
You may visit here to review the dividend history of L&T FINANCE, and the dividend history of GIC HOUSING.
For a sector overview, read our finance sector report.
After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.