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L&T FINANCE HOLDINGS vs GIC HOUSING - Comparison Results

Rs 100 invested in...

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Current Valuations

    L&T FINANCE HOLDINGS GIC HOUSING L&T FINANCE HOLDINGS/
GIC HOUSING
 
P/E (TTM) x 18.1 7.2 250.6% View Chart
P/BV x 1.8 0.6 289.5% View Chart
Dividend Yield % 1.3 2.2 56.4%  

Financials

 L&T FINANCE HOLDINGS   GIC HOUSING
EQUITY SHARE DATA
    L&T FINANCE HOLDINGS
Mar-23
GIC HOUSING
Mar-23
L&T FINANCE HOLDINGS/
GIC HOUSING
5-Yr Chart
Click to enlarge
High Rs98248 39.7%   
Low Rs66110 60.0%   
Income per share (Unadj.) Rs51.5207.0 24.9%  
Earnings per share (Unadj.) Rs-2.639.6 -6.5%  
Cash flow per share (Unadj.) Rs30.6104.2 29.4%  
Dividends per share (Unadj.) Rs2.004.50 44.4%  
Avg Dividend yield %2.42.5 96.8%  
Book value per share (Unadj.) Rs86.3315.6 27.3%  
Shares outstanding (eoy) m2,479.6753.85 4,604.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.60.9 184.6%   
Avg P/E ratio x-31.74.5 -702.3%  
Avg P/CF ratio x-32.84.5 -725.9%  
Avg Price/Bookvalue ratio x1.00.6 168.0%  
Dividend payout %-77.211.4 -679.7%   
Avg Mkt Cap Rs m203,6439,630 2,114.7%   
No. of employees `000NANA-   
Total wages & salary Rs m14,059599 2,346.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m127,75011,149 1,145.8%  
Other income Rs m33,7591,589 2,125.1%   
Interest expense Rs m58,2227,029 828.3%   
Net interest income Rs m69,5274,120 1,687.7%  
Operating expense Rs m80,8672,710 2,983.6%   
Gross profit Rs m-11,3401,409 -804.7%  
Gross profit margin %-8.912.6 -70.2%  
Provisions/contingencies Rs m2090-   
Profit before tax Rs m-5,5652,899 -192.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m8680-   
Prior Period Items Rs m00-   
Tax Rs m1,724766 225.0%   
Profit after tax Rs m-6,4212,133 -301.1%  
Net profit margin %-5.019.1 -26.3%  
BALANCE SHEET DATA
Advances Rs m751,546103,210 728.2%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-   
Cost of deposits %00-  
Net Interest Margin %7.73.9 197.8%  
Net fixed assets Rs m2,410522 461.6%   
Share capital Rs m24,797539 4,602.2%   
Free reserves Rs m189,07716,454 1,149.1%   
Net worth Rs m213,87316,993 1,258.6%   
Borrowings Rs m252,4903,481 7,252.8%   
Investments Rs m152,2822,739 5,559.8%   
Total assets Rs m1,045,011108,350 964.5%  
Debt/equity ratio x1.20.2 576.3%   
Return on assets %-0.62.0 -31.2%  
Return on equity %-3.012.5 -23.9%  
Capital adequacy ratio %24.531.5 78.0%  
Net NPAs %03.3 0.0%  
CASH FLOW
From Operations Rs m74,90510,432 718.1%  
From Investments Rs m-11,070-2,129 520.1%  
From Financial Activity Rs m-16,638-12,384 134.4%  
Net Cashflow Rs m41,927-4,081 -1,027.5%  

Share Holding

Indian Promoters % 65.9 42.4 155.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 19.8 9.2 215.1%  
FIIs % 10.7 3.3 325.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 34.1 57.6 59.2%  
Shareholders   687,721 58,599 1,173.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare L&T FINANCE HOLDINGS With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on L&T FINANCE vs GIC HOUSING

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

L&T FINANCE vs GIC HOUSING Share Price Performance

Period L&T FINANCE GIC HOUSING
1-Day 0.00% -0.07%
1-Month -3.70% -11.58%
1-Year 99.49% 38.54%
3-Year CAGR 18.44% 20.40%
5-Year CAGR 2.16% -5.71%

* Compound Annual Growth Rate

Here are more details on the L&T FINANCE share price and the GIC HOUSING share price.

Moving on to shareholding structures...

The promoters of L&T FINANCE hold a 65.9% stake in the company. In case of GIC HOUSING the stake stands at 42.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of GIC HOUSING.

Finally, a word on dividends...

In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of -77.2%.

GIC HOUSING paid Rs 4.5, and its dividend payout ratio stood at 11.4%.

You may visit here to review the dividend history of L&T FINANCE, and the dividend history of GIC HOUSING.

For a sector overview, read our finance sector report.



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