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L&T FINANCE HOLDINGS vs LIC HOUSING - Comparison Results

Rs 100 invested in...

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Current Valuations

    L&T FINANCE HOLDINGS LIC HOUSING L&T FINANCE HOLDINGS/
LIC HOUSING
 
P/E (TTM) x 18.0 6.9 261.4% View Chart
P/BV x 1.8 1.2 148.9% View Chart
Dividend Yield % 1.3 1.4 90.9%  

Financials

 L&T FINANCE HOLDINGS   LIC HOUSING
EQUITY SHARE DATA
    L&T FINANCE HOLDINGS
Mar-23
LIC HOUSING
Mar-23
L&T FINANCE HOLDINGS/
LIC HOUSING
5-Yr Chart
Click to enlarge
High Rs98444 22.2%   
Low Rs66292 22.6%   
Income per share (Unadj.) Rs51.5412.9 12.5%  
Earnings per share (Unadj.) Rs-2.652.6 -4.9%  
Cash flow per share (Unadj.) Rs30.6118.6 25.8%  
Dividends per share (Unadj.) Rs2.008.50 23.5%  
Avg Dividend yield %2.42.3 105.3%  
Book value per share (Unadj.) Rs86.3494.2 17.5%  
Shares outstanding (eoy) m2,479.67550.06 450.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.60.9 179.1%   
Avg P/E ratio x-31.77.0 -453.4%  
Avg P/CF ratio x-32.87.0 -468.7%  
Avg Price/Bookvalue ratio x1.00.7 128.0%  
Dividend payout %-77.216.2 -477.6%   
Avg Mkt Cap Rs m203,643202,217 100.7%   
No. of employees `000NANA-   
Total wages & salary Rs m14,0595,164 272.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m127,750227,139 56.2%  
Other income Rs m33,759143 23,574.7%   
Interest expense Rs m58,222161,348 36.1%   
Net interest income Rs m69,52765,791 105.7%  
Operating expense Rs m80,86729,637 272.9%   
Gross profit Rs m-11,34036,155 -31.4%  
Gross profit margin %-8.915.9 -55.8%  
Provisions/contingencies Rs m2094 5,397.9%   
Profit before tax Rs m-5,56535,608 -15.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m868-4 -21,163.4%   
Prior Period Items Rs m02 0.0%   
Tax Rs m1,7246,696 25.7%   
Profit after tax Rs m-6,42128,910 -22.2%  
Net profit margin %-5.012.7 -39.5%  
BALANCE SHEET DATA
Advances Rs m751,5462,677,612 28.1%   
Deposits Rs m035,054 0.0%  
Credit/Deposit ratio x07,638.5- 
Yield on advances %00-   
Cost of deposits %027.4-  
Net Interest Margin %7.72.4 321.8%  
Net fixed assets Rs m2,4103,885 62.0%   
Share capital Rs m24,7971,101 2,252.6%   
Free reserves Rs m189,077270,746 69.8%   
Net worth Rs m213,873271,847 78.7%   
Borrowings Rs m252,490344,696 73.3%   
Investments Rs m152,28274,289 205.0%   
Total assets Rs m1,045,0112,766,631 37.8%  
Debt/equity ratio x1.21.4 84.5%   
Return on assets %-0.61.0 -58.8%  
Return on equity %-3.010.6 -28.2%  
Capital adequacy ratio %24.518.2 134.5%  
Net NPAs %02.5 0.0%  
CASH FLOW
From Operations Rs m74,905-196,324 -38.2%  
From Investments Rs m-11,070-7,992 138.5%  
From Financial Activity Rs m-16,638202,487 -8.2%  
Net Cashflow Rs m41,927-1,830 -2,291.5%  

Share Holding

Indian Promoters % 65.9 45.2 145.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 19.8 43.7 45.2%  
FIIs % 10.7 21.6 49.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 34.1 54.8 62.3%  
Shareholders   687,721 305,862 224.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare L&T FINANCE HOLDINGS With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on L&T FINANCE vs LIC Housing

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

L&T FINANCE vs LIC Housing Share Price Performance

Period L&T FINANCE LIC Housing
1-Day -0.44% 3.28%
1-Month -4.12% -4.22%
1-Year 98.61% 91.73%
3-Year CAGR 18.27% 13.29%
5-Year CAGR 2.07% 2.69%

* Compound Annual Growth Rate

Here are more details on the L&T FINANCE share price and the LIC Housing share price.

Moving on to shareholding structures...

The promoters of L&T FINANCE hold a 65.9% stake in the company. In case of LIC Housing the stake stands at 45.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of LIC Housing.

Finally, a word on dividends...

In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of -77.2%.

LIC Housing paid Rs 8.5, and its dividend payout ratio stood at 16.2%.

You may visit here to review the dividend history of L&T FINANCE, and the dividend history of LIC Housing.

For a sector overview, read our finance sector report.



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