L&T FINANCE HOLDINGS | LIC HOUSING | L&T FINANCE HOLDINGS/ LIC HOUSING |
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P/E (TTM) | x | 18.0 | 6.9 | 261.4% | View Chart |
P/BV | x | 1.8 | 1.2 | 148.9% | View Chart |
Dividend Yield | % | 1.3 | 1.4 | 90.9% |
L&T FINANCE HOLDINGS LIC HOUSING |
EQUITY SHARE DATA | |||||
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L&T FINANCE HOLDINGS Mar-23 |
LIC HOUSING Mar-23 |
L&T FINANCE HOLDINGS/ LIC HOUSING |
5-Yr Chart Click to enlarge
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High | Rs | 98 | 444 | 22.2% | |
Low | Rs | 66 | 292 | 22.6% | |
Income per share (Unadj.) | Rs | 51.5 | 412.9 | 12.5% | |
Earnings per share (Unadj.) | Rs | -2.6 | 52.6 | -4.9% | |
Cash flow per share (Unadj.) | Rs | 30.6 | 118.6 | 25.8% | |
Dividends per share (Unadj.) | Rs | 2.00 | 8.50 | 23.5% | |
Avg Dividend yield | % | 2.4 | 2.3 | 105.3% | |
Book value per share (Unadj.) | Rs | 86.3 | 494.2 | 17.5% | |
Shares outstanding (eoy) | m | 2,479.67 | 550.06 | 450.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.6 | 0.9 | 179.1% | |
Avg P/E ratio | x | -31.7 | 7.0 | -453.4% | |
Avg P/CF ratio | x | -32.8 | 7.0 | -468.7% | |
Avg Price/Bookvalue ratio | x | 1.0 | 0.7 | 128.0% | |
Dividend payout | % | -77.2 | 16.2 | -477.6% | |
Avg Mkt Cap | Rs m | 203,643 | 202,217 | 100.7% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 14,059 | 5,164 | 272.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 127,750 | 227,139 | 56.2% | |
Other income | Rs m | 33,759 | 143 | 23,574.7% | |
Interest expense | Rs m | 58,222 | 161,348 | 36.1% | |
Net interest income | Rs m | 69,527 | 65,791 | 105.7% | |
Operating expense | Rs m | 80,867 | 29,637 | 272.9% | |
Gross profit | Rs m | -11,340 | 36,155 | -31.4% | |
Gross profit margin | % | -8.9 | 15.9 | -55.8% | |
Provisions/contingencies | Rs m | 209 | 4 | 5,397.9% | |
Profit before tax | Rs m | -5,565 | 35,608 | -15.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 868 | -4 | -21,163.4% | |
Prior Period Items | Rs m | 0 | 2 | 0.0% | |
Tax | Rs m | 1,724 | 6,696 | 25.7% | |
Profit after tax | Rs m | -6,421 | 28,910 | -22.2% | |
Net profit margin | % | -5.0 | 12.7 | -39.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 751,546 | 2,677,612 | 28.1% | |
Deposits | Rs m | 0 | 35,054 | 0.0% | |
Credit/Deposit ratio | x | 0 | 7,638.5 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 27.4 | - | |
Net Interest Margin | % | 7.7 | 2.4 | 321.8% | |
Net fixed assets | Rs m | 2,410 | 3,885 | 62.0% | |
Share capital | Rs m | 24,797 | 1,101 | 2,252.6% | |
Free reserves | Rs m | 189,077 | 270,746 | 69.8% | |
Net worth | Rs m | 213,873 | 271,847 | 78.7% | |
Borrowings | Rs m | 252,490 | 344,696 | 73.3% | |
Investments | Rs m | 152,282 | 74,289 | 205.0% | |
Total assets | Rs m | 1,045,011 | 2,766,631 | 37.8% | |
Debt/equity ratio | x | 1.2 | 1.4 | 84.5% | |
Return on assets | % | -0.6 | 1.0 | -58.8% | |
Return on equity | % | -3.0 | 10.6 | -28.2% | |
Capital adequacy ratio | % | 24.5 | 18.2 | 134.5% | |
Net NPAs | % | 0 | 2.5 | 0.0% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 74,905 | -196,324 | -38.2% | |
From Investments | Rs m | -11,070 | -7,992 | 138.5% | |
From Financial Activity | Rs m | -16,638 | 202,487 | -8.2% | |
Net Cashflow | Rs m | 41,927 | -1,830 | -2,291.5% |
Indian Promoters | % | 65.9 | 45.2 | 145.7% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 19.8 | 43.7 | 45.2% | |
FIIs | % | 10.7 | 21.6 | 49.4% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 34.1 | 54.8 | 62.3% | |
Shareholders | 687,721 | 305,862 | 224.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare L&T FINANCE HOLDINGS With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDIABULLS HOU. FIN.
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | L&T FINANCE | LIC Housing |
---|---|---|
1-Day | -0.44% | 3.28% |
1-Month | -4.12% | -4.22% |
1-Year | 98.61% | 91.73% |
3-Year CAGR | 18.27% | 13.29% |
5-Year CAGR | 2.07% | 2.69% |
* Compound Annual Growth Rate
Here are more details on the L&T FINANCE share price and the LIC Housing share price.
Moving on to shareholding structures...
The promoters of L&T FINANCE hold a 65.9% stake in the company. In case of LIC Housing the stake stands at 45.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of LIC Housing.
Finally, a word on dividends...
In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of -77.2%.
LIC Housing paid Rs 8.5, and its dividend payout ratio stood at 16.2%.
You may visit here to review the dividend history of L&T FINANCE, and the dividend history of LIC Housing.
For a sector overview, read our finance sector report.
After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.