L&T FINANCE HOLDINGS | POONAWALLA FINCORP | L&T FINANCE HOLDINGS/ POONAWALLA FINCORP |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 18.0 | 24.0 | 75.1% | View Chart |
P/BV | x | 1.8 | 5.3 | 34.4% | View Chart |
Dividend Yield | % | 1.3 | 0.4 | 294.3% |
L&T FINANCE HOLDINGS POONAWALLA FINCORP |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
L&T FINANCE HOLDINGS Mar-23 |
POONAWALLA FINCORP Mar-23 |
L&T FINANCE HOLDINGS/ POONAWALLA FINCORP |
5-Yr Chart Click to enlarge
|
||
High | Rs | 98 | 344 | 28.6% | |
Low | Rs | 66 | 209 | 31.6% | |
Income per share (Unadj.) | Rs | 51.5 | 25.2 | 204.1% | |
Earnings per share (Unadj.) | Rs | -2.6 | 7.4 | -35.0% | |
Cash flow per share (Unadj.) | Rs | 30.6 | 24.5 | 125.1% | |
Dividends per share (Unadj.) | Rs | 2.00 | 2.00 | 100.0% | |
Avg Dividend yield | % | 2.4 | 0.7 | 336.6% | |
Book value per share (Unadj.) | Rs | 86.3 | 87.8 | 98.2% | |
Shares outstanding (eoy) | m | 2,479.67 | 767.95 | 322.9% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.6 | 11.0 | 14.6% | |
Avg P/E ratio | x | -31.7 | 37.3 | -85.0% | |
Avg P/CF ratio | x | -32.8 | 37.3 | -87.8% | |
Avg Price/Bookvalue ratio | x | 1.0 | 3.1 | 30.2% | |
Dividend payout | % | -77.2 | 27.0 | -286.0% | |
Avg Mkt Cap | Rs m | 203,643 | 212,299 | 95.9% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 14,059 | 5,148 | 273.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 127,750 | 19,386 | 659.0% | |
Other income | Rs m | 33,759 | 5,920 | 570.2% | |
Interest expense | Rs m | 58,222 | 5,953 | 978.1% | |
Net interest income | Rs m | 69,527 | 13,433 | 517.6% | |
Operating expense | Rs m | 80,867 | 11,303 | 715.4% | |
Gross profit | Rs m | -11,340 | 2,130 | -532.4% | |
Gross profit margin | % | -8.9 | 11.0 | -80.8% | |
Provisions/contingencies | Rs m | 209 | 0 | - | |
Profit before tax | Rs m | -5,565 | 7,510 | -74.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 868 | -11 | -8,263.8% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 1,724 | 1,812 | 95.1% | |
Profit after tax | Rs m | -6,421 | 5,688 | -112.9% | |
Net profit margin | % | -5.0 | 29.3 | -17.1% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 751,546 | 152,185 | 493.8% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 7.7 | 8.6 | 89.6% | |
Net fixed assets | Rs m | 2,410 | 2,214 | 108.9% | |
Share capital | Rs m | 24,797 | 1,536 | 1,614.5% | |
Free reserves | Rs m | 189,077 | 65,891 | 287.0% | |
Net worth | Rs m | 213,873 | 67,427 | 317.2% | |
Borrowings | Rs m | 252,490 | 38,744 | 651.7% | |
Investments | Rs m | 152,282 | 4,359 | 3,493.4% | |
Total assets | Rs m | 1,045,011 | 231,729 | 451.0% | |
Debt/equity ratio | x | 1.2 | 0.6 | 205.5% | |
Return on assets | % | -0.6 | 2.5 | -25.0% | |
Return on equity | % | -3.0 | 8.4 | -35.6% | |
Capital adequacy ratio | % | 24.5 | 38.9 | 63.0% | |
Net NPAs | % | 0 | 0.8 | 0.0% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 74,905 | -52,365 | -143.0% | |
From Investments | Rs m | -11,070 | -1,105 | 1,002.2% | |
From Financial Activity | Rs m | -16,638 | 57,485 | -28.9% | |
Net Cashflow | Rs m | 41,927 | 4,015 | 1,044.3% |
Indian Promoters | % | 65.9 | 62.1 | 106.2% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 19.8 | 13.4 | 147.8% | |
FIIs | % | 10.7 | 7.8 | 137.1% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 34.1 | 37.9 | 89.9% | |
Shareholders | 687,721 | 195,334 | 352.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare L&T FINANCE HOLDINGS With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | L&T FINANCE | MAGMA FINCORP |
---|---|---|
1-Day | -0.44% | -2.16% |
1-Month | -4.12% | 2.11% |
1-Year | 98.61% | 64.90% |
3-Year CAGR | 18.27% | 64.41% |
5-Year CAGR | 2.07% | 31.25% |
* Compound Annual Growth Rate
Here are more details on the L&T FINANCE share price and the MAGMA FINCORP share price.
Moving on to shareholding structures...
The promoters of L&T FINANCE hold a 65.9% stake in the company. In case of MAGMA FINCORP the stake stands at 62.1%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of MAGMA FINCORP.
Finally, a word on dividends...
In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of -77.2%.
MAGMA FINCORP paid Rs 2.0, and its dividend payout ratio stood at 27.0%.
You may visit here to review the dividend history of L&T FINANCE, and the dividend history of MAGMA FINCORP.
For a sector overview, read our finance sector report.
After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.