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MAHINDRA & MAHINDRA FINANCIAL SERVICES vs GIC HOUSING - Comparison Results

Rs 100 invested in...

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Current Valuations

    MAHINDRA & MAHINDRA FINANCIAL SERVICES GIC HOUSING MAHINDRA & MAHINDRA FINANCIAL SERVICES/
GIC HOUSING
 
P/E (TTM) x 18.2 7.2 251.0% View Chart
P/BV x 1.9 0.6 290.8% View Chart
Dividend Yield % 2.2 2.2 96.5%  

Financials

 MAHINDRA & MAHINDRA FINANCIAL SERVICES   GIC HOUSING
EQUITY SHARE DATA
    MAHINDRA & MAHINDRA FINANCIAL SERVICES
Mar-23
GIC HOUSING
Mar-23
MAHINDRA & MAHINDRA FINANCIAL SERVICES/
GIC HOUSING
5-Yr Chart
Click to enlarge
High Rs272248 109.8%   
Low Rs158110 143.9%   
Income per share (Unadj.) Rs102.9207.0 49.7%  
Earnings per share (Unadj.) Rs16.839.6 42.4%  
Cash flow per share (Unadj.) Rs72.1104.2 69.3%  
Dividends per share (Unadj.) Rs6.004.50 133.3%  
Avg Dividend yield %2.82.5 110.8%  
Book value per share (Unadj.) Rs150.1315.6 47.6%  
Shares outstanding (eoy) m1,233.6053.85 2,290.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.10.9 241.9%   
Avg P/E ratio x12.84.5 283.6%  
Avg P/CF ratio x12.74.5 280.2%  
Avg Price/Bookvalue ratio x1.40.6 252.9%  
Dividend payout %35.711.4 314.3%   
Avg Mkt Cap Rs m265,3789,630 2,755.8%   
No. of employees `000NANA-   
Total wages & salary Rs m21,153599 3,529.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m126,99511,149 1,139.1%  
Other income Rs m15,5701,589 980.1%   
Interest expense Rs m50,9437,029 724.7%   
Net interest income Rs m76,0524,120 1,846.1%  
Operating expense Rs m61,1982,710 2,257.9%   
Gross profit Rs m14,8541,409 1,054.0%  
Gross profit margin %11.712.6 92.5%  
Provisions/contingencies Rs m2480-   
Profit before tax Rs m28,0382,899 967.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m120-   
Prior Period Items Rs m00-   
Tax Rs m7,326766 956.3%   
Profit after tax Rs m20,7242,133 971.8%  
Net profit margin %16.319.1 85.3%  
BALANCE SHEET DATA
Advances Rs m34,811103,210 33.7%   
Deposits Rs m54,5870-  
Credit/Deposit ratio x63.80- 
Yield on advances %00-   
Cost of deposits %9.80-  
Net Interest Margin %50.13.9 1,288.6%  
Net fixed assets Rs m8,706522 1,667.2%   
Share capital Rs m2,467539 457.9%   
Free reserves Rs m182,73216,454 1,110.5%   
Net worth Rs m185,19916,993 1,089.9%   
Borrowings Rs m50,3843,481 1,447.3%   
Investments Rs m116,9742,739 4,270.7%   
Total assets Rs m1,043,390108,350 963.0%  
Debt/equity ratio x0.60.2 276.7%   
Return on assets %2.02.0 100.9%  
Return on equity %11.212.5 89.2%  
Capital adequacy ratio %22.531.5 71.6%  
Net NPAs %1.93.3 56.8%  
CASH FLOW
From Operations Rs m-173,95310,432 -1,667.6%  
From Investments Rs m-16,354-2,129 768.3%  
From Financial Activity Rs m188,520-12,384 -1,522.3%  
Net Cashflow Rs m-1,787-4,081 43.8%  

Share Holding

Indian Promoters % 52.2 42.4 123.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 39.7 9.2 432.4%  
FIIs % 12.7 3.3 387.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 47.8 57.6 83.1%  
Shareholders   239,372 58,599 408.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on M&M Financial vs GIC HOUSING

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

M&M Financial vs GIC HOUSING Share Price Performance

Period M&M Financial GIC HOUSING
1-Day 1.53% -0.07%
1-Month -1.10% -11.58%
1-Year 25.69% 38.54%
3-Year CAGR 11.63% 20.40%
5-Year CAGR 1.23% -5.71%

* Compound Annual Growth Rate

Here are more details on the M&M Financial share price and the GIC HOUSING share price.

Moving on to shareholding structures...

The promoters of M&M Financial hold a 52.2% stake in the company. In case of GIC HOUSING the stake stands at 42.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of GIC HOUSING.

Finally, a word on dividends...

In the most recent financial year, M&M Financial paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 35.7%.

GIC HOUSING paid Rs 4.5, and its dividend payout ratio stood at 11.4%.

You may visit here to review the dividend history of M&M Financial, and the dividend history of GIC HOUSING.

For a sector overview, read our finance sector report.



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