MAHINDRA & MAHINDRA FINANCIAL SERVICES | GIC HOUSING | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ GIC HOUSING |
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P/E (TTM) | x | 18.2 | 7.2 | 251.0% | View Chart |
P/BV | x | 1.9 | 0.6 | 290.8% | View Chart |
Dividend Yield | % | 2.2 | 2.2 | 96.5% |
MAHINDRA & MAHINDRA FINANCIAL SERVICES GIC HOUSING |
EQUITY SHARE DATA | |||||
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MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
GIC HOUSING Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ GIC HOUSING |
5-Yr Chart Click to enlarge
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High | Rs | 272 | 248 | 109.8% | |
Low | Rs | 158 | 110 | 143.9% | |
Income per share (Unadj.) | Rs | 102.9 | 207.0 | 49.7% | |
Earnings per share (Unadj.) | Rs | 16.8 | 39.6 | 42.4% | |
Cash flow per share (Unadj.) | Rs | 72.1 | 104.2 | 69.3% | |
Dividends per share (Unadj.) | Rs | 6.00 | 4.50 | 133.3% | |
Avg Dividend yield | % | 2.8 | 2.5 | 110.8% | |
Book value per share (Unadj.) | Rs | 150.1 | 315.6 | 47.6% | |
Shares outstanding (eoy) | m | 1,233.60 | 53.85 | 2,290.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.1 | 0.9 | 241.9% | |
Avg P/E ratio | x | 12.8 | 4.5 | 283.6% | |
Avg P/CF ratio | x | 12.7 | 4.5 | 280.2% | |
Avg Price/Bookvalue ratio | x | 1.4 | 0.6 | 252.9% | |
Dividend payout | % | 35.7 | 11.4 | 314.3% | |
Avg Mkt Cap | Rs m | 265,378 | 9,630 | 2,755.8% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 21,153 | 599 | 3,529.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 126,995 | 11,149 | 1,139.1% | |
Other income | Rs m | 15,570 | 1,589 | 980.1% | |
Interest expense | Rs m | 50,943 | 7,029 | 724.7% | |
Net interest income | Rs m | 76,052 | 4,120 | 1,846.1% | |
Operating expense | Rs m | 61,198 | 2,710 | 2,257.9% | |
Gross profit | Rs m | 14,854 | 1,409 | 1,054.0% | |
Gross profit margin | % | 11.7 | 12.6 | 92.5% | |
Provisions/contingencies | Rs m | 248 | 0 | - | |
Profit before tax | Rs m | 28,038 | 2,899 | 967.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 12 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,326 | 766 | 956.3% | |
Profit after tax | Rs m | 20,724 | 2,133 | 971.8% | |
Net profit margin | % | 16.3 | 19.1 | 85.3% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 34,811 | 103,210 | 33.7% | |
Deposits | Rs m | 54,587 | 0 | - | |
Credit/Deposit ratio | x | 63.8 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 9.8 | 0 | - | |
Net Interest Margin | % | 50.1 | 3.9 | 1,288.6% | |
Net fixed assets | Rs m | 8,706 | 522 | 1,667.2% | |
Share capital | Rs m | 2,467 | 539 | 457.9% | |
Free reserves | Rs m | 182,732 | 16,454 | 1,110.5% | |
Net worth | Rs m | 185,199 | 16,993 | 1,089.9% | |
Borrowings | Rs m | 50,384 | 3,481 | 1,447.3% | |
Investments | Rs m | 116,974 | 2,739 | 4,270.7% | |
Total assets | Rs m | 1,043,390 | 108,350 | 963.0% | |
Debt/equity ratio | x | 0.6 | 0.2 | 276.7% | |
Return on assets | % | 2.0 | 2.0 | 100.9% | |
Return on equity | % | 11.2 | 12.5 | 89.2% | |
Capital adequacy ratio | % | 22.5 | 31.5 | 71.6% | |
Net NPAs | % | 1.9 | 3.3 | 56.8% |
CASH FLOW | |||||
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From Operations | Rs m | -173,953 | 10,432 | -1,667.6% | |
From Investments | Rs m | -16,354 | -2,129 | 768.3% | |
From Financial Activity | Rs m | 188,520 | -12,384 | -1,522.3% | |
Net Cashflow | Rs m | -1,787 | -4,081 | 43.8% |
Indian Promoters | % | 52.2 | 42.4 | 123.0% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 39.7 | 9.2 | 432.4% | |
FIIs | % | 12.7 | 3.3 | 387.8% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 57.6 | 83.1% | |
Shareholders | 239,372 | 58,599 | 408.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDIABULLS HOU. FIN.
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | GIC HOUSING |
---|---|---|
1-Day | 1.53% | -0.07% |
1-Month | -1.10% | -11.58% |
1-Year | 25.69% | 38.54% |
3-Year CAGR | 11.63% | 20.40% |
5-Year CAGR | 1.23% | -5.71% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the GIC HOUSING share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of GIC HOUSING the stake stands at 42.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of GIC HOUSING.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 35.7%.
GIC HOUSING paid Rs 4.5, and its dividend payout ratio stood at 11.4%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of GIC HOUSING.
For a sector overview, read our finance sector report.
After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.