MAHINDRA & MAHINDRA FINANCIAL SERVICES | L&T FINANCE HOLDINGS | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ L&T FINANCE HOLDINGS |
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P/E (TTM) | x | 19.1 | 18.4 | 103.5% | View Chart |
P/BV | x | 2.0 | 1.9 | 103.8% | View Chart |
Dividend Yield | % | 2.1 | 1.2 | 165.6% |
MAHINDRA & MAHINDRA FINANCIAL SERVICES L&T FINANCE HOLDINGS |
EQUITY SHARE DATA | |||||
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MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
L&T FINANCE HOLDINGS Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ L&T FINANCE HOLDINGS |
5-Yr Chart Click to enlarge
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High | Rs | 272 | 98 | 276.8% | |
Low | Rs | 158 | 66 | 239.8% | |
Income per share (Unadj.) | Rs | 102.9 | 51.5 | 199.8% | |
Earnings per share (Unadj.) | Rs | 16.8 | -2.6 | -648.7% | |
Cash flow per share (Unadj.) | Rs | 72.1 | 30.6 | 235.5% | |
Dividends per share (Unadj.) | Rs | 6.00 | 2.00 | 300.0% | |
Avg Dividend yield | % | 2.8 | 2.4 | 114.5% | |
Book value per share (Unadj.) | Rs | 150.1 | 86.3 | 174.1% | |
Shares outstanding (eoy) | m | 1,233.60 | 2,479.67 | 49.7% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.1 | 1.6 | 131.1% | |
Avg P/E ratio | x | 12.8 | -31.7 | -40.4% | |
Avg P/CF ratio | x | 12.7 | -32.8 | -38.6% | |
Avg Price/Bookvalue ratio | x | 1.4 | 1.0 | 150.5% | |
Dividend payout | % | 35.7 | -77.2 | -46.2% | |
Avg Mkt Cap | Rs m | 265,378 | 203,643 | 130.3% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 21,153 | 14,059 | 150.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 126,995 | 127,750 | 99.4% | |
Other income | Rs m | 15,570 | 33,759 | 46.1% | |
Interest expense | Rs m | 50,943 | 58,222 | 87.5% | |
Net interest income | Rs m | 76,052 | 69,527 | 109.4% | |
Operating expense | Rs m | 61,198 | 80,867 | 75.7% | |
Gross profit | Rs m | 14,854 | -11,340 | -131.0% | |
Gross profit margin | % | 11.7 | -8.9 | -131.8% | |
Provisions/contingencies | Rs m | 248 | 209 | 118.9% | |
Profit before tax | Rs m | 28,038 | -5,565 | -503.8% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 12 | 868 | 1.4% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,326 | 1,724 | 425.0% | |
Profit after tax | Rs m | 20,724 | -6,421 | -322.7% | |
Net profit margin | % | 16.3 | -5.0 | -324.7% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 34,811 | 751,546 | 4.6% | |
Deposits | Rs m | 54,587 | 0 | - | |
Credit/Deposit ratio | x | 63.8 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 9.8 | 0 | - | |
Net Interest Margin | % | 50.1 | 7.7 | 651.3% | |
Net fixed assets | Rs m | 8,706 | 2,410 | 361.2% | |
Share capital | Rs m | 2,467 | 24,797 | 9.9% | |
Free reserves | Rs m | 182,732 | 189,077 | 96.6% | |
Net worth | Rs m | 185,199 | 213,873 | 86.6% | |
Borrowings | Rs m | 50,384 | 252,490 | 20.0% | |
Investments | Rs m | 116,974 | 152,282 | 76.8% | |
Total assets | Rs m | 1,043,390 | 1,045,011 | 99.8% | |
Debt/equity ratio | x | 0.6 | 1.2 | 48.0% | |
Return on assets | % | 2.0 | -0.6 | -323.2% | |
Return on equity | % | 11.2 | -3.0 | -372.7% | |
Capital adequacy ratio | % | 22.5 | 24.5 | 91.8% | |
Net NPAs | % | 1.9 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | -173,953 | 74,905 | -232.2% | |
From Investments | Rs m | -16,354 | -11,070 | 147.7% | |
From Financial Activity | Rs m | 188,520 | -16,638 | -1,133.1% | |
Net Cashflow | Rs m | -1,787 | 41,927 | -4.3% |
Indian Promoters | % | 52.2 | 65.9 | 79.2% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 39.7 | 19.7 | 201.1% | |
FIIs | % | 12.7 | 11.0 | 115.2% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 34.1 | 140.1% | |
Shareholders | 239,372 | 711,555 | 33.6% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | L&T FINANCE |
---|---|---|
1-Day | 1.51% | -0.12% |
1-Month | 12.03% | 9.05% |
1-Year | 12.57% | 81.72% |
3-Year CAGR | 20.90% | 22.15% |
5-Year CAGR | 2.79% | 3.49% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the L&T FINANCE share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of L&T FINANCE the stake stands at 65.9%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of L&T FINANCE.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 35.7%.
L&T FINANCE paid Rs 2.0, and its dividend payout ratio stood at -77.2%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of L&T FINANCE.
For a sector overview, read our finance sector report.
It was indeed a volatile trading session for Indian share markets today. Benchmark indices swung between gains and losses throughout the day.