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MAHINDRA & MAHINDRA FINANCIAL SERVICES vs L&T FINANCE HOLDINGS - Comparison Results

Rs 100 invested in...

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Current Valuations

    MAHINDRA & MAHINDRA FINANCIAL SERVICES L&T FINANCE HOLDINGS MAHINDRA & MAHINDRA FINANCIAL SERVICES/
L&T FINANCE HOLDINGS
 
P/E (TTM) x 18.2 18.0 100.7% View Chart
P/BV x 1.9 1.8 101.0% View Chart
Dividend Yield % 2.2 1.3 170.2%  

Financials

 MAHINDRA & MAHINDRA FINANCIAL SERVICES   L&T FINANCE HOLDINGS
EQUITY SHARE DATA
    MAHINDRA & MAHINDRA FINANCIAL SERVICES
Mar-23
L&T FINANCE HOLDINGS
Mar-23
MAHINDRA & MAHINDRA FINANCIAL SERVICES/
L&T FINANCE HOLDINGS
5-Yr Chart
Click to enlarge
High Rs27298 276.8%   
Low Rs15866 239.8%   
Income per share (Unadj.) Rs102.951.5 199.8%  
Earnings per share (Unadj.) Rs16.8-2.6 -648.7%  
Cash flow per share (Unadj.) Rs72.130.6 235.5%  
Dividends per share (Unadj.) Rs6.002.00 300.0%  
Avg Dividend yield %2.82.4 114.5%  
Book value per share (Unadj.) Rs150.186.3 174.1%  
Shares outstanding (eoy) m1,233.602,479.67 49.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.11.6 131.1%   
Avg P/E ratio x12.8-31.7 -40.4%  
Avg P/CF ratio x12.7-32.8 -38.6%  
Avg Price/Bookvalue ratio x1.41.0 150.5%  
Dividend payout %35.7-77.2 -46.2%   
Avg Mkt Cap Rs m265,378203,643 130.3%   
No. of employees `000NANA-   
Total wages & salary Rs m21,15314,059 150.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m126,995127,750 99.4%  
Other income Rs m15,57033,759 46.1%   
Interest expense Rs m50,94358,222 87.5%   
Net interest income Rs m76,05269,527 109.4%  
Operating expense Rs m61,19880,867 75.7%   
Gross profit Rs m14,854-11,340 -131.0%  
Gross profit margin %11.7-8.9 -131.8%  
Provisions/contingencies Rs m248209 118.9%   
Profit before tax Rs m28,038-5,565 -503.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m12868 1.4%   
Prior Period Items Rs m00-   
Tax Rs m7,3261,724 425.0%   
Profit after tax Rs m20,724-6,421 -322.7%  
Net profit margin %16.3-5.0 -324.7%  
BALANCE SHEET DATA
Advances Rs m34,811751,546 4.6%   
Deposits Rs m54,5870-  
Credit/Deposit ratio x63.80- 
Yield on advances %00-   
Cost of deposits %9.80-  
Net Interest Margin %50.17.7 651.3%  
Net fixed assets Rs m8,7062,410 361.2%   
Share capital Rs m2,46724,797 9.9%   
Free reserves Rs m182,732189,077 96.6%   
Net worth Rs m185,199213,873 86.6%   
Borrowings Rs m50,384252,490 20.0%   
Investments Rs m116,974152,282 76.8%   
Total assets Rs m1,043,3901,045,011 99.8%  
Debt/equity ratio x0.61.2 48.0%   
Return on assets %2.0-0.6 -323.2%  
Return on equity %11.2-3.0 -372.7%  
Capital adequacy ratio %22.524.5 91.8%  
Net NPAs %1.90-  
CASH FLOW
From Operations Rs m-173,95374,905 -232.2%  
From Investments Rs m-16,354-11,070 147.7%  
From Financial Activity Rs m188,520-16,638 -1,133.1%  
Net Cashflow Rs m-1,78741,927 -4.3%  

Share Holding

Indian Promoters % 52.2 65.9 79.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 39.7 19.8 201.0%  
FIIs % 12.7 10.7 119.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 47.8 34.1 140.3%  
Shareholders   239,372 687,721 34.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on M&M Financial vs L&T FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

M&M Financial vs L&T FINANCE Share Price Performance

Period M&M Financial L&T FINANCE
1-Day 1.68% -0.44%
1-Month -0.96% -4.12%
1-Year 25.87% 98.61%
3-Year CAGR 11.68% 18.27%
5-Year CAGR 1.26% 2.07%

* Compound Annual Growth Rate

Here are more details on the M&M Financial share price and the L&T FINANCE share price.

Moving on to shareholding structures...

The promoters of M&M Financial hold a 52.2% stake in the company. In case of L&T FINANCE the stake stands at 65.9%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of L&T FINANCE.

Finally, a word on dividends...

In the most recent financial year, M&M Financial paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 35.7%.

L&T FINANCE paid Rs 2.0, and its dividend payout ratio stood at -77.2%.

You may visit here to review the dividend history of M&M Financial, and the dividend history of L&T FINANCE.

For a sector overview, read our finance sector report.



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