MAHINDRA & MAHINDRA FINANCIAL SERVICES | POONAWALLA FINCORP | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ POONAWALLA FINCORP |
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P/E (TTM) | x | 18.5 | 25.7 | 71.8% | View Chart |
P/BV | x | 1.9 | 5.7 | 33.0% | View Chart |
Dividend Yield | % | 2.1 | 0.4 | 527.9% |
MAHINDRA & MAHINDRA FINANCIAL SERVICES POONAWALLA FINCORP |
EQUITY SHARE DATA | |||||
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MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
POONAWALLA FINCORP Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ POONAWALLA FINCORP |
5-Yr Chart Click to enlarge
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High | Rs | 272 | 344 | 79.1% | |
Low | Rs | 158 | 209 | 75.7% | |
Income per share (Unadj.) | Rs | 102.9 | 25.2 | 407.8% | |
Earnings per share (Unadj.) | Rs | 16.8 | 7.4 | 226.8% | |
Cash flow per share (Unadj.) | Rs | 72.1 | 24.5 | 294.7% | |
Dividends per share (Unadj.) | Rs | 6.00 | 2.00 | 300.0% | |
Avg Dividend yield | % | 2.8 | 0.7 | 385.5% | |
Book value per share (Unadj.) | Rs | 150.1 | 87.8 | 171.0% | |
Shares outstanding (eoy) | m | 1,233.60 | 767.95 | 160.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.1 | 11.0 | 19.1% | |
Avg P/E ratio | x | 12.8 | 37.3 | 34.3% | |
Avg P/CF ratio | x | 12.7 | 37.3 | 33.9% | |
Avg Price/Bookvalue ratio | x | 1.4 | 3.1 | 45.5% | |
Dividend payout | % | 35.7 | 27.0 | 132.3% | |
Avg Mkt Cap | Rs m | 265,378 | 212,299 | 125.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 21,153 | 5,148 | 410.9% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 126,995 | 19,386 | 655.1% | |
Other income | Rs m | 15,570 | 5,920 | 263.0% | |
Interest expense | Rs m | 50,943 | 5,953 | 855.8% | |
Net interest income | Rs m | 76,052 | 13,433 | 566.2% | |
Operating expense | Rs m | 61,198 | 11,303 | 541.4% | |
Gross profit | Rs m | 14,854 | 2,130 | 697.4% | |
Gross profit margin | % | 11.7 | 11.0 | 106.5% | |
Provisions/contingencies | Rs m | 248 | 0 | - | |
Profit before tax | Rs m | 28,038 | 7,510 | 373.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 12 | -11 | -114.3% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,326 | 1,812 | 404.3% | |
Profit after tax | Rs m | 20,724 | 5,688 | 364.4% | |
Net profit margin | % | 16.3 | 29.3 | 55.6% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 34,811 | 152,185 | 22.9% | |
Deposits | Rs m | 54,587 | 0 | - | |
Credit/Deposit ratio | x | 63.8 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 9.8 | 0 | - | |
Net Interest Margin | % | 50.1 | 8.6 | 583.9% | |
Net fixed assets | Rs m | 8,706 | 2,214 | 393.2% | |
Share capital | Rs m | 2,467 | 1,536 | 160.6% | |
Free reserves | Rs m | 182,732 | 65,891 | 277.3% | |
Net worth | Rs m | 185,199 | 67,427 | 274.7% | |
Borrowings | Rs m | 50,384 | 38,744 | 130.0% | |
Investments | Rs m | 116,974 | 4,359 | 2,683.5% | |
Total assets | Rs m | 1,043,390 | 231,729 | 450.3% | |
Debt/equity ratio | x | 0.6 | 0.6 | 98.6% | |
Return on assets | % | 2.0 | 2.5 | 80.9% | |
Return on equity | % | 11.2 | 8.4 | 132.7% | |
Capital adequacy ratio | % | 22.5 | 38.9 | 57.9% | |
Net NPAs | % | 1.9 | 0.8 | 233.8% |
CASH FLOW | |||||
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From Operations | Rs m | -173,953 | -52,365 | 332.2% | |
From Investments | Rs m | -16,354 | -1,105 | 1,480.6% | |
From Financial Activity | Rs m | 188,520 | 57,485 | 327.9% | |
Net Cashflow | Rs m | -1,787 | 4,015 | -44.5% |
Indian Promoters | % | 52.2 | 62.1 | 84.0% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 39.7 | 13.6 | 292.3% | |
FIIs | % | 12.7 | 7.8 | 163.9% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 37.9 | 126.3% | |
Shareholders | 239,372 | 203,244 | 117.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE CHOLAMANDALAM INVEST BAJAJ HOLDINGS & INVESTMENT SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | MAGMA FINCORP |
---|---|---|
1-Day | -2.68% | -0.33% |
1-Month | 9.57% | 7.26% |
1-Year | 8.44% | 60.22% |
3-Year CAGR | 19.65% | 62.74% |
5-Year CAGR | 2.33% | 32.54% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the MAGMA FINCORP share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of MAGMA FINCORP the stake stands at 62.1%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of MAGMA FINCORP.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 35.7%.
MAGMA FINCORP paid Rs 2.0, and its dividend payout ratio stood at 27.0%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of MAGMA FINCORP.
For a sector overview, read our finance sector report.
After opening the day deep in red, Indian share markets reversed the trend as the session progressed and ended on firm footing.