MAHINDRA & MAHINDRA FINANCIAL SERVICES | MUTHOOT FINANCE | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ MUTHOOT FINANCE |
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P/E (TTM) | x | 18.2 | 13.8 | 131.6% | View Chart |
P/BV | x | 1.9 | 2.7 | 67.9% | View Chart |
Dividend Yield | % | 2.2 | 1.5 | 144.6% |
MAHINDRA & MAHINDRA FINANCIAL SERVICES MUTHOOT FINANCE |
EQUITY SHARE DATA | |||||
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MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
MUTHOOT FINANCE Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ MUTHOOT FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 272 | 1,384 | 19.7% | |
Low | Rs | 158 | 911 | 17.4% | |
Income per share (Unadj.) | Rs | 102.9 | 296.4 | 34.7% | |
Earnings per share (Unadj.) | Rs | 16.8 | 90.0 | 18.7% | |
Cash flow per share (Unadj.) | Rs | 72.1 | 179.6 | 40.2% | |
Dividends per share (Unadj.) | Rs | 6.00 | 22.00 | 27.3% | |
Avg Dividend yield | % | 2.8 | 1.9 | 145.5% | |
Book value per share (Unadj.) | Rs | 150.1 | 539.6 | 27.8% | |
Shares outstanding (eoy) | m | 1,233.60 | 401.45 | 307.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.1 | 3.9 | 54.0% | |
Avg P/E ratio | x | 12.8 | 12.8 | 100.4% | |
Avg P/CF ratio | x | 12.7 | 11.5 | 110.3% | |
Avg Price/Bookvalue ratio | x | 1.4 | 2.1 | 67.4% | |
Dividend payout | % | 35.7 | 24.4 | 146.1% | |
Avg Mkt Cap | Rs m | 265,378 | 460,742 | 57.6% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 21,153 | 14,883 | 142.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 126,995 | 118,977 | 106.7% | |
Other income | Rs m | 15,570 | 773 | 2,013.2% | |
Interest expense | Rs m | 50,943 | 42,248 | 120.6% | |
Net interest income | Rs m | 76,052 | 76,728 | 99.1% | |
Operating expense | Rs m | 61,198 | 27,492 | 222.6% | |
Gross profit | Rs m | 14,854 | 49,236 | 30.2% | |
Gross profit margin | % | 11.7 | 41.4 | 28.3% | |
Provisions/contingencies | Rs m | 248 | 4,044 | 6.1% | |
Profit before tax | Rs m | 28,038 | 49,228 | 57.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 12 | -575 | -2.1% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,326 | 12,530 | 58.5% | |
Profit after tax | Rs m | 20,724 | 36,123 | 57.4% | |
Net profit margin | % | 16.3 | 30.4 | 53.7% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 34,811 | 0 | - | |
Deposits | Rs m | 54,587 | 3,315 | 1,646.8% | |
Credit/Deposit ratio | x | 63.8 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 9.8 | 14.9 | 65.6% | |
Net Interest Margin | % | 50.1 | 1,008.1 | 5.0% | |
Net fixed assets | Rs m | 8,706 | 3,773 | 230.7% | |
Share capital | Rs m | 2,467 | 4,014 | 61.5% | |
Free reserves | Rs m | 182,732 | 212,623 | 85.9% | |
Net worth | Rs m | 185,199 | 216,637 | 85.5% | |
Borrowings | Rs m | 50,384 | 194,137 | 26.0% | |
Investments | Rs m | 116,974 | 7,611 | 1,536.9% | |
Total assets | Rs m | 1,043,390 | 800,848 | 130.3% | |
Debt/equity ratio | x | 0.6 | 0.9 | 62.2% | |
Return on assets | % | 2.0 | 4.5 | 44.0% | |
Return on equity | % | 11.2 | 16.7 | 67.1% | |
Capital adequacy ratio | % | 22.5 | 31.8 | 70.9% | |
Net NPAs | % | 1.9 | 3.5 | 54.2% |
CASH FLOW | |||||
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From Operations | Rs m | -173,953 | -28,041 | 620.4% | |
From Investments | Rs m | -16,354 | 1,810 | -903.7% | |
From Financial Activity | Rs m | 188,520 | 3,950 | 4,772.4% | |
Net Cashflow | Rs m | -1,787 | -22,291 | 8.0% |
Indian Promoters | % | 52.2 | 73.4 | 71.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 39.7 | 22.9 | 173.1% | |
FIIs | % | 12.7 | 8.3 | 152.7% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 26.7 | 179.5% | |
Shareholders | 239,372 | 203,284 | 117.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | MUTHOOT FINANCE |
---|---|---|
1-Day | 1.68% | 0.09% |
1-Month | -0.96% | 16.18% |
1-Year | 25.87% | 52.99% |
3-Year CAGR | 11.68% | 6.92% |
5-Year CAGR | 1.26% | 19.40% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the MUTHOOT FINANCE share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of MUTHOOT FINANCE the stake stands at 73.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of MUTHOOT FINANCE.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 35.7%.
MUTHOOT FINANCE paid Rs 22.0, and its dividend payout ratio stood at 24.4%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of MUTHOOT FINANCE.
For a sector overview, read our finance sector report.
After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.