MAHINDRA & MAHINDRA FINANCIAL SERVICES | N.B.I INDUSTRIAL FINANCE COMPANY | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ N.B.I INDUSTRIAL FINANCE COMPANY |
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P/E (TTM) | x | 18.2 | 62.9 | 28.9% | View Chart |
P/BV | x | 1.9 | 0.2 | 997.2% | View Chart |
Dividend Yield | % | 2.2 | 0.0 | 9,630.4% |
MAHINDRA & MAHINDRA FINANCIAL SERVICES N.B.I INDUSTRIAL FINANCE COMPANY |
EQUITY SHARE DATA | |||||
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MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
N.B.I INDUSTRIAL FINANCE COMPANY Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ N.B.I INDUSTRIAL FINANCE COMPANY |
5-Yr Chart Click to enlarge
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High | Rs | 272 | 2,496 | 10.9% | |
Low | Rs | 158 | 1,400 | 11.3% | |
Income per share (Unadj.) | Rs | 102.9 | 41.2 | 249.6% | |
Earnings per share (Unadj.) | Rs | 16.8 | 21.4 | 78.4% | |
Cash flow per share (Unadj.) | Rs | 72.1 | -140.3 | -51.4% | |
Dividends per share (Unadj.) | Rs | 6.00 | 0.40 | 1,500.0% | |
Avg Dividend yield | % | 2.8 | 0 | 13,581.1% | |
Book value per share (Unadj.) | Rs | 150.1 | 9,584.2 | 1.6% | |
Shares outstanding (eoy) | m | 1,233.60 | 2.46 | 50,146.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.1 | 47.2 | 4.4% | |
Avg P/E ratio | x | 12.8 | 90.7 | 14.1% | |
Avg P/CF ratio | x | 12.7 | 9.6 | 132.0% | |
Avg Price/Bookvalue ratio | x | 1.4 | 0.2 | 706.0% | |
Dividend payout | % | 35.7 | 1.9 | 1,916.4% | |
Avg Mkt Cap | Rs m | 265,378 | 4,785 | 5,545.8% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 21,153 | 16 | 134,477.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 126,995 | 101 | 125,155.5% | |
Other income | Rs m | 15,570 | 0 | 19,462,750.0% | |
Interest expense | Rs m | 50,943 | 0 | - | |
Net interest income | Rs m | 76,052 | 101 | 74,950.5% | |
Operating expense | Rs m | 61,198 | 23 | 269,120.1% | |
Gross profit | Rs m | 14,854 | 79 | 18,865.1% | |
Gross profit margin | % | 11.7 | 77.6 | 15.1% | |
Provisions/contingencies | Rs m | 248 | 447 | 55.6% | |
Profit before tax | Rs m | 28,038 | 79 | 35,580.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 12 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,326 | 26 | 28,099.7% | |
Profit after tax | Rs m | 20,724 | 53 | 39,302.1% | |
Net profit margin | % | 16.3 | 52.0 | 31.4% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 34,811 | 0 | - | |
Deposits | Rs m | 54,587 | 0 | - | |
Credit/Deposit ratio | x | 63.8 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 9.8 | 0 | - | |
Net Interest Margin | % | 50.1 | 0.4 | 12,132.3% | |
Net fixed assets | Rs m | 8,706 | 0 | 29,020,000.0% | |
Share capital | Rs m | 2,467 | 12 | 20,091.2% | |
Free reserves | Rs m | 182,732 | 23,565 | 775.4% | |
Net worth | Rs m | 185,199 | 23,577 | 785.5% | |
Borrowings | Rs m | 50,384 | 0 | - | |
Investments | Rs m | 116,974 | 24,570 | 476.1% | |
Total assets | Rs m | 1,043,390 | 24,626 | 4,237.0% | |
Debt/equity ratio | x | 0.6 | 0 | - | |
Return on assets | % | 2.0 | 0.2 | 927.6% | |
Return on equity | % | 11.2 | 0.2 | 5,003.3% | |
Capital adequacy ratio | % | 22.5 | 102.0 | 22.1% | |
Net NPAs | % | 1.9 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | -173,953 | 57 | -302,790.4% | |
From Investments | Rs m | -16,354 | -118 | 13,840.3% | |
From Financial Activity | Rs m | 188,520 | NA | - | |
Net Cashflow | Rs m | -1,787 | -61 | 2,942.2% |
Indian Promoters | % | 52.2 | 74.3 | 70.2% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 39.7 | 0.0 | 99,225.0% | |
FIIs | % | 12.7 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 25.7 | 186.4% | |
Shareholders | 239,372 | 5,896 | 4,059.9% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | N.B.I INDUSTRIAL FINANCE COMPANY |
---|---|---|
1-Day | 1.68% | -0.36% |
1-Month | -0.96% | 0.12% |
1-Year | 25.87% | 24.31% |
3-Year CAGR | 11.68% | -1.81% |
5-Year CAGR | 1.26% | 13.48% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the N.B.I INDUSTRIAL FINANCE COMPANY share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of N.B.I INDUSTRIAL FINANCE COMPANY the stake stands at 74.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of N.B.I INDUSTRIAL FINANCE COMPANY.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 35.7%.
N.B.I INDUSTRIAL FINANCE COMPANY paid Rs 0.4, and its dividend payout ratio stood at 1.9%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of N.B.I INDUSTRIAL FINANCE COMPANY.
For a sector overview, read our finance sector report.
After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.