MAHINDRA & MAHINDRA FINANCIAL SERVICES | POWER FINANCE CORPORATION | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ POWER FINANCE CORPORATION |
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P/E (TTM) | x | 18.2 | 5.2 | 353.1% | View Chart |
P/BV | x | 1.9 | 1.5 | 121.4% | View Chart |
Dividend Yield | % | 2.1 | 3.4 | 63.4% |
MAHINDRA & MAHINDRA FINANCIAL SERVICES POWER FINANCE CORPORATION |
EQUITY SHARE DATA | |||||
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MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
POWER FINANCE CORPORATION Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ POWER FINANCE CORPORATION |
5-Yr Chart Click to enlarge
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High | Rs | 272 | 171 | 159.5% | |
Low | Rs | 158 | 97 | 162.9% | |
Income per share (Unadj.) | Rs | 102.9 | 293.8 | 35.0% | |
Earnings per share (Unadj.) | Rs | 16.8 | 60.2 | 27.9% | |
Cash flow per share (Unadj.) | Rs | 72.1 | 97.2 | 74.2% | |
Dividends per share (Unadj.) | Rs | 6.00 | 13.25 | 45.3% | |
Avg Dividend yield | % | 2.8 | 9.9 | 28.2% | |
Book value per share (Unadj.) | Rs | 150.1 | 318.8 | 47.1% | |
Shares outstanding (eoy) | m | 1,233.60 | 2,640.08 | 46.7% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.1 | 0.5 | 458.7% | |
Avg P/E ratio | x | 12.8 | 2.2 | 575.8% | |
Avg P/CF ratio | x | 12.7 | 2.2 | 569.8% | |
Avg Price/Bookvalue ratio | x | 1.4 | 0.4 | 341.3% | |
Dividend payout | % | 35.7 | 22.0 | 162.2% | |
Avg Mkt Cap | Rs m | 265,378 | 353,375 | 75.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 21,153 | 4,389 | 482.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 126,995 | 775,683 | 16.4% | |
Other income | Rs m | 15,570 | 4,958 | 314.1% | |
Interest expense | Rs m | 50,943 | 470,258 | 10.8% | |
Net interest income | Rs m | 76,052 | 305,425 | 24.9% | |
Operating expense | Rs m | 61,198 | 44,904 | 136.3% | |
Gross profit | Rs m | 14,854 | 260,521 | 5.7% | |
Gross profit margin | % | 11.7 | 33.6 | 34.8% | |
Provisions/contingencies | Rs m | 248 | 233 | 106.8% | |
Profit before tax | Rs m | 28,038 | 264,961 | 10.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 12 | -52,893 | -0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,326 | 53,175 | 13.8% | |
Profit after tax | Rs m | 20,724 | 158,893 | 13.0% | |
Net profit margin | % | 16.3 | 20.5 | 79.7% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 34,811 | 8,329,034 | 0.4% | |
Deposits | Rs m | 54,587 | 0 | - | |
Credit/Deposit ratio | x | 63.8 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 9.8 | 0 | - | |
Net Interest Margin | % | 50.1 | 3.5 | 1,426.9% | |
Net fixed assets | Rs m | 8,706 | 7,823 | 111.3% | |
Share capital | Rs m | 2,467 | 26,401 | 9.3% | |
Free reserves | Rs m | 182,732 | 815,184 | 22.4% | |
Net worth | Rs m | 185,199 | 841,585 | 22.0% | |
Borrowings | Rs m | 50,384 | 76,714 | 65.7% | |
Investments | Rs m | 116,974 | 368,589 | 31.7% | |
Total assets | Rs m | 1,043,390 | 8,887,718 | 11.7% | |
Debt/equity ratio | x | 0.6 | 0.1 | 621.8% | |
Return on assets | % | 2.0 | 1.8 | 111.1% | |
Return on equity | % | 11.2 | 18.9 | 59.3% | |
Capital adequacy ratio | % | 22.5 | 24.4 | 92.4% | |
Net NPAs | % | 1.9 | 1.9 | 100.0% |
CASH FLOW | |||||
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From Operations | Rs m | -173,953 | -746,989 | 23.3% | |
From Investments | Rs m | -16,354 | -16,936 | 96.6% | |
From Financial Activity | Rs m | 188,520 | 755,183 | 25.0% | |
Net Cashflow | Rs m | -1,787 | -8,742 | 20.4% |
Indian Promoters | % | 52.2 | 56.0 | 93.2% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 39.7 | 35.3 | 112.3% | |
FIIs | % | 12.7 | 17.9 | 71.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 44.0 | 108.7% | |
Shareholders | 239,372 | 597,315 | 40.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDIABULLS HOU. FIN.
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | Power Fin Corp |
---|---|---|
1-Day | 2.04% | 1.74% |
1-Month | -0.60% | 0.64% |
1-Year | 26.33% | 234.00% |
3-Year CAGR | 11.82% | 63.97% |
5-Year CAGR | 1.33% | 33.04% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the Power Fin Corp share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of Power Fin Corp the stake stands at 56.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of Power Fin Corp.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 35.7%.
Power Fin Corp paid Rs 13.3, and its dividend payout ratio stood at 22.0%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of Power Fin Corp.
For a sector overview, read our finance sector report.
Asian markets traded lower, while the US stock indices ended higher overnight with the S&P 500 hitting a record closing high ahead of key economic data.