MAHINDRA & MAHINDRA FINANCIAL SERVICES | PTC INDIA FINANCIAL | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ PTC INDIA FINANCIAL |
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P/E (TTM) | x | 19.1 | 13.7 | 139.0% | View Chart |
P/BV | x | 1.9 | 1.0 | 189.5% | View Chart |
Dividend Yield | % | 2.1 | 2.6 | 80.3% |
MAHINDRA & MAHINDRA FINANCIAL SERVICES PTC INDIA FINANCIAL |
EQUITY SHARE DATA | |||||
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MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
PTC INDIA FINANCIAL Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ PTC INDIA FINANCIAL |
5-Yr Chart Click to enlarge
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High | Rs | 272 | 21 | 1,320.4% | |
Low | Rs | 158 | 12 | 1,302.5% | |
Income per share (Unadj.) | Rs | 102.9 | 12.3 | 836.0% | |
Earnings per share (Unadj.) | Rs | 16.8 | 2.7 | 613.7% | |
Cash flow per share (Unadj.) | Rs | 72.1 | 5.6 | 1,293.7% | |
Dividends per share (Unadj.) | Rs | 6.00 | 1.00 | 600.0% | |
Avg Dividend yield | % | 2.8 | 6.1 | 45.7% | |
Book value per share (Unadj.) | Rs | 150.1 | 38.0 | 394.7% | |
Shares outstanding (eoy) | m | 1,233.60 | 642.28 | 192.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.1 | 1.3 | 157.1% | |
Avg P/E ratio | x | 12.8 | 6.0 | 214.1% | |
Avg P/CF ratio | x | 12.7 | 6.0 | 211.5% | |
Avg Price/Bookvalue ratio | x | 1.4 | 0.4 | 332.8% | |
Dividend payout | % | 35.7 | 36.5 | 97.8% | |
Avg Mkt Cap | Rs m | 265,378 | 10,517 | 2,523.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 21,153 | 196 | 10,774.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 126,995 | 7,909 | 1,605.7% | |
Other income | Rs m | 15,570 | 62 | 25,121.3% | |
Interest expense | Rs m | 50,943 | 4,328 | 1,177.0% | |
Net interest income | Rs m | 76,052 | 3,581 | 2,124.1% | |
Operating expense | Rs m | 61,198 | 1,258 | 4,864.7% | |
Gross profit | Rs m | 14,854 | 2,323 | 639.6% | |
Gross profit margin | % | 11.7 | 29.4 | 39.8% | |
Provisions/contingencies | Rs m | 248 | 0 | - | |
Profit before tax | Rs m | 28,038 | 2,324 | 1,206.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 12 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,326 | 566 | 1,295.2% | |
Profit after tax | Rs m | 20,724 | 1,758 | 1,178.8% | |
Net profit margin | % | 16.3 | 22.2 | 73.4% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 34,811 | 68,468 | 50.8% | |
Deposits | Rs m | 54,587 | 0 | - | |
Credit/Deposit ratio | x | 63.8 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 9.8 | 0 | - | |
Net Interest Margin | % | 50.1 | 5.1 | 973.7% | |
Net fixed assets | Rs m | 8,706 | 304 | 2,862.3% | |
Share capital | Rs m | 2,467 | 6,423 | 38.4% | |
Free reserves | Rs m | 182,732 | 18,005 | 1,014.9% | |
Net worth | Rs m | 185,199 | 24,427 | 758.2% | |
Borrowings | Rs m | 50,384 | 235 | 21,415.3% | |
Investments | Rs m | 116,974 | 1,114 | 10,498.8% | |
Total assets | Rs m | 1,043,390 | 75,843 | 1,375.7% | |
Debt/equity ratio | x | 0.6 | 0 | 5,884.9% | |
Return on assets | % | 2.0 | 2.3 | 85.7% | |
Return on equity | % | 11.2 | 7.2 | 155.5% | |
Capital adequacy ratio | % | 22.5 | 33.1 | 68.1% | |
Net NPAs | % | 1.9 | 4.4 | 42.7% |
CASH FLOW | |||||
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From Operations | Rs m | -173,953 | 18,873 | -921.7% | |
From Investments | Rs m | -16,354 | 2,595 | -630.3% | |
From Financial Activity | Rs m | 188,520 | -24,591 | -766.6% | |
Net Cashflow | Rs m | -1,787 | -3,123 | 57.2% |
Indian Promoters | % | 52.2 | 65.0 | 80.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 39.7 | 5.3 | 748.9% | |
FIIs | % | 12.7 | 2.6 | 485.5% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 35.0 | 136.6% | |
Shareholders | 239,372 | 148,802 | 160.9% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | PTC INDIA FINANCIAL |
---|---|---|
1-Day | 1.44% | -1.36% |
1-Month | 11.96% | 16.05% |
1-Year | 12.50% | 180.43% |
3-Year CAGR | 20.87% | 32.81% |
5-Year CAGR | 2.77% | 18.28% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the PTC INDIA FINANCIAL share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of PTC INDIA FINANCIAL the stake stands at 65.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of PTC INDIA FINANCIAL.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 35.7%.
PTC INDIA FINANCIAL paid Rs 1.0, and its dividend payout ratio stood at 36.5%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of PTC INDIA FINANCIAL.
For a sector overview, read our finance sector report.
Asian share markets are mixed today after US shares extended their losing streak to the longest since January 2024.