MAHINDRA & MAHINDRA FINANCIAL SERVICES | RELIANCE CAPITAL | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ RELIANCE CAPITAL |
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P/E (TTM) | x | 18.2 | -0.2 | - | View Chart |
P/BV | x | 1.9 | - | - | View Chart |
Dividend Yield | % | 2.2 | 0.0 | - |
MAHINDRA & MAHINDRA FINANCIAL SERVICES RELIANCE CAPITAL |
EQUITY SHARE DATA | |||||
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MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
RELIANCE CAPITAL Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ RELIANCE CAPITAL |
5-Yr Chart Click to enlarge
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High | Rs | 272 | 23 | 1,167.4% | |
Low | Rs | 158 | 8 | 2,082.2% | |
Income per share (Unadj.) | Rs | 102.9 | 753.3 | 13.7% | |
Earnings per share (Unadj.) | Rs | 16.8 | -70.4 | -23.9% | |
Cash flow per share (Unadj.) | Rs | 72.1 | 361.7 | 19.9% | |
Dividends per share (Unadj.) | Rs | 6.00 | 0 | - | |
Avg Dividend yield | % | 2.8 | 0 | - | |
Book value per share (Unadj.) | Rs | 150.1 | -477.7 | -31.4% | |
Shares outstanding (eoy) | m | 1,233.60 | 252.71 | 488.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.1 | 0 | 10,188.8% | |
Avg P/E ratio | x | 12.8 | -0.2 | -5,833.3% | |
Avg P/CF ratio | x | 12.7 | 0 | 25,702.1% | |
Avg Price/Bookvalue ratio | x | 1.4 | 0 | -4,430.7% | |
Dividend payout | % | 35.7 | 0 | - | |
Avg Mkt Cap | Rs m | 265,378 | 3,904 | 6,797.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 21,153 | 15,676 | 134.9% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 126,995 | 190,369 | 66.7% | |
Other income | Rs m | 15,570 | 2,760 | 564.1% | |
Interest expense | Rs m | 50,943 | 3,340 | 1,525.3% | |
Net interest income | Rs m | 76,052 | 187,029 | 40.7% | |
Operating expense | Rs m | 61,198 | 205,230 | 29.8% | |
Gross profit | Rs m | 14,854 | -18,200 | -81.6% | |
Gross profit margin | % | 11.7 | -9.6 | -122.3% | |
Provisions/contingencies | Rs m | 248 | 97,091 | 0.3% | |
Profit before tax | Rs m | 28,038 | -16,543 | -169.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 12 | -192 | -6.3% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,326 | 1,051 | 696.7% | |
Profit after tax | Rs m | 20,724 | -17,786 | -116.5% | |
Net profit margin | % | 16.3 | -9.3 | -174.7% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 34,811 | 0 | - | |
Deposits | Rs m | 54,587 | 0 | - | |
Credit/Deposit ratio | x | 63.8 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 9.8 | 0 | - | |
Net Interest Margin | % | 50.1 | 38.3 | 130.7% | |
Net fixed assets | Rs m | 8,706 | 51,878 | 16.8% | |
Share capital | Rs m | 2,467 | 2,532 | 97.4% | |
Free reserves | Rs m | 182,732 | -123,258 | -148.3% | |
Net worth | Rs m | 185,199 | -120,725 | -153.4% | |
Borrowings | Rs m | 50,384 | 5,619 | 896.7% | |
Investments | Rs m | 116,974 | 487,858 | 24.0% | |
Total assets | Rs m | 1,043,390 | 661,661 | 157.7% | |
Debt/equity ratio | x | 0.6 | 0 | -1,217.9% | |
Return on assets | % | 2.0 | -2.7 | -73.9% | |
Return on equity | % | 11.2 | 14.7 | 76.0% | |
Capital adequacy ratio | % | 22.5 | 0 | - | |
Net NPAs | % | 1.9 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | -173,953 | 52,490 | -331.4% | |
From Investments | Rs m | -16,354 | -48,986 | 33.4% | |
From Financial Activity | Rs m | 188,520 | -8,437 | -2,234.5% | |
Net Cashflow | Rs m | -1,787 | -4,932 | 36.2% |
Indian Promoters | % | 52.2 | 0.9 | 5,927.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 39.7 | 3.0 | 1,314.2% | |
FIIs | % | 12.7 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 99.1 | 48.3% | |
Shareholders | 239,372 | 757,370 | 31.6% | ||
Pledged promoter(s) holding | % | 0.0 | 5.8 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDIABULLS HOU. FIN.
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | Reliance Capital |
---|---|---|
1-Day | 1.53% | -4.46% |
1-Month | -1.10% | -9.59% |
1-Year | 25.69% | 42.74% |
3-Year CAGR | 11.63% | 5.29% |
5-Year CAGR | 1.23% | -41.43% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the Reliance Capital share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of Reliance Capital the stake stands at 0.9%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of Reliance Capital.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 35.7%.
Reliance Capital paid Rs 0.0, and its dividend payout ratio stood at -0.0%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of Reliance Capital.
For a sector overview, read our finance sector report.
After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.