MAHINDRA & MAHINDRA FINANCIAL SERVICES | REPCO HOME | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ REPCO HOME |
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P/E (TTM) | x | 18.2 | 6.8 | 267.5% | View Chart |
P/BV | x | 1.9 | 1.0 | 192.1% | View Chart |
Dividend Yield | % | 2.2 | 0.7 | 319.4% |
MAHINDRA & MAHINDRA FINANCIAL SERVICES REPCO HOME |
EQUITY SHARE DATA | |||||
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MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
REPCO HOME Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ REPCO HOME |
5-Yr Chart Click to enlarge
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High | Rs | 272 | 277 | 98.2% | |
Low | Rs | 158 | 113 | 139.6% | |
Income per share (Unadj.) | Rs | 102.9 | 205.2 | 50.2% | |
Earnings per share (Unadj.) | Rs | 16.8 | 50.6 | 33.2% | |
Cash flow per share (Unadj.) | Rs | 72.1 | 96.1 | 75.1% | |
Dividends per share (Unadj.) | Rs | 6.00 | 2.70 | 222.2% | |
Avg Dividend yield | % | 2.8 | 1.4 | 201.6% | |
Book value per share (Unadj.) | Rs | 150.1 | 413.9 | 36.3% | |
Shares outstanding (eoy) | m | 1,233.60 | 62.56 | 1,971.9% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.1 | 1.0 | 219.7% | |
Avg P/E ratio | x | 12.8 | 3.9 | 331.7% | |
Avg P/CF ratio | x | 12.7 | 3.8 | 330.1% | |
Avg Price/Bookvalue ratio | x | 1.4 | 0.5 | 303.8% | |
Dividend payout | % | 35.7 | 5.3 | 668.7% | |
Avg Mkt Cap | Rs m | 265,378 | 12,210 | 2,173.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 21,153 | 879 | 2,406.8% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 126,995 | 12,837 | 989.3% | |
Other income | Rs m | 15,570 | 154 | 10,097.4% | |
Interest expense | Rs m | 50,943 | 7,011 | 726.6% | |
Net interest income | Rs m | 76,052 | 5,827 | 1,305.2% | |
Operating expense | Rs m | 61,198 | 1,824 | 3,355.9% | |
Gross profit | Rs m | 14,854 | 4,003 | 371.1% | |
Gross profit margin | % | 11.7 | 31.2 | 37.5% | |
Provisions/contingencies | Rs m | 248 | 23 | 1,082.7% | |
Profit before tax | Rs m | 28,038 | 4,008 | 699.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 12 | 0 | - | |
Prior Period Items | Rs m | 0 | 202 | 0.0% | |
Tax | Rs m | 7,326 | 1,047 | 699.8% | |
Profit after tax | Rs m | 20,724 | 3,163 | 655.2% | |
Net profit margin | % | 16.3 | 24.6 | 66.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 34,811 | 119,324 | 29.2% | |
Deposits | Rs m | 54,587 | 0 | - | |
Credit/Deposit ratio | x | 63.8 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 9.8 | 0 | - | |
Net Interest Margin | % | 50.1 | 4.8 | 1,038.9% | |
Net fixed assets | Rs m | 8,706 | 396 | 2,197.9% | |
Share capital | Rs m | 2,467 | 626 | 394.4% | |
Free reserves | Rs m | 182,732 | 25,266 | 723.2% | |
Net worth | Rs m | 185,199 | 25,892 | 715.3% | |
Borrowings | Rs m | 50,384 | 10,905 | 462.0% | |
Investments | Rs m | 116,974 | 1,487 | 7,867.0% | |
Total assets | Rs m | 1,043,390 | 125,964 | 828.3% | |
Debt/equity ratio | x | 0.6 | 0.4 | 134.6% | |
Return on assets | % | 2.0 | 2.5 | 79.1% | |
Return on equity | % | 11.2 | 12.2 | 91.6% | |
Capital adequacy ratio | % | 22.5 | 35.8 | 62.9% | |
Net NPAs | % | 1.9 | 3.7 | 51.1% |
CASH FLOW | |||||
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From Operations | Rs m | -173,953 | -3,629 | 4,793.9% | |
From Investments | Rs m | -16,354 | 1,596 | -1,024.7% | |
From Financial Activity | Rs m | 188,520 | 2,051 | 9,192.9% | |
Net Cashflow | Rs m | -1,787 | 18 | -9,870.2% |
Indian Promoters | % | 52.2 | 37.1 | 140.5% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 39.7 | 32.9 | 120.7% | |
FIIs | % | 12.7 | 13.8 | 92.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 62.9 | 76.1% | |
Shareholders | 239,372 | 41,571 | 575.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | REPCO HOME |
---|---|---|
1-Day | 1.68% | -0.14% |
1-Month | -0.96% | -8.10% |
1-Year | 25.87% | 128.94% |
3-Year CAGR | 11.68% | 6.54% |
5-Year CAGR | 1.26% | -3.12% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the REPCO HOME share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of REPCO HOME the stake stands at 37.1%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of REPCO HOME.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 35.7%.
REPCO HOME paid Rs 2.7, and its dividend payout ratio stood at 5.3%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of REPCO HOME.
For a sector overview, read our finance sector report.
After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.