Mahindra & Mahindra Financial Services Ltd (MMFSL), a subsidiary of M&M, is an NBFC focused on the rural and semi-urban sector providing finance for utility vehicles, tractors and cars. MMFSL seeks to position itself between the banks and moneylender... More
Shriram Transport is the country's largest asset financing NBFC with ~25% market share in pre-owned truck financing and ~7% market share in new truck financing. The company has niche presence in the high-yielding used CV financing business with exper... More
M&M FINANCIAL SERVICES | SHRIRAM TRANSPORT | M&M FINANCIAL SERVICES/ SHRIRAM TRANSPORT |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 9.0 | 14.5 | 62.3% | View Chart |
P/BV | x | 0.8 | 1.7 | 46.8% | View Chart |
Dividend Yield | % | 0.0 | 0.4 | - |
![]() ![]() |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
M&M FINANCIAL SERVICES Mar-20 |
SHRIRAM TRANSPORT Mar-20 |
M&M FINANCIAL SERVICES/ SHRIRAM TRANSPORT |
5-Yr Chart Click to enlarge
|
||
High | Rs | 442 | 1,367 | 32.4% | |
Low | Rs | 138 | 440 | 31.5% | |
Income per share (Unadj.) | Rs | 185.5 | 717.0 | 25.9% | |
Earnings per share (Unadj.) | Rs | 17.6 | 110.7 | 15.9% | |
Cash flow per share (Unadj.) | Rs | 63.4 | 108.9 | 58.2% | |
Dividends per share (Unadj.) | Rs | 0 | 5.00 | 0.0% | |
Avg Dividend yield | % | 0 | 0.6 | 0.0% | |
Book value per share (Unadj.) | Rs | 193.7 | 799.6 | 24.2% | |
Shares outstanding (eoy) | m | 617.76 | 226.88 | 272.3% | |
Bonus/Rights/Conversions | - | - | - | ||
Avg Price / Income ratio | x | 1.6 | 1.3 | 124.3% | |
Avg P/E ratio | x | 16.5 | 8.2 | 202.5% | |
Avg P/CF ratio | x | 14.6 | 3.8 | 380.8% | |
Avg Price/Bookvalue ratio | x | 1.5 | 1.1 | 132.7% | |
Dividend payout | % | 0 | 4.5 | 0.0% | |
Avg Mkt Cap | Rs m | 179,398 | 204,975 | 87.5% | |
No. of employees | `000 | 21.9 | 28.0 | 78.0% | |
Total wages & salary | Rs m | 16,098 | 10,108 | 159.3% | |
Avg. income/employee | Rs Th | 5,240.9 | 5,800.5 | 90.4% | |
Avg. wages/employee | Rs Th | 736.4 | 360.4 | 204.3% | |
Avg. net profit/employee | Rs Th | 496.7 | 895.8 | 55.4% |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 114,576 | 162,675 | 70.4% | |
Other income | Rs m | 1,135 | 203 | 559.9% | |
Interest expense | Rs m | 53,906 | 82,703 | 65.2% | |
Net interest income | Rs m | 60,671 | 79,972 | 75.9% | |
Operating expense | Rs m | 24,590 | 18,741 | 131.2% | |
Gross profit | Rs m | 36,080 | 61,231 | 58.9% | |
Gross profit margin | % | 31.5 | 37.6 | 83.7% | |
Provisions/contingencies | Rs m | 1,469 | 28,518 | 5.2% | |
Profit before tax | Rs m | 15,561 | 34,387 | 45.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 459 | 0 | - | |
Prior Period Items | Rs m | 0 | 104 | 0.0% | |
Tax | Rs m | 5,162 | 9,368 | 55.1% | |
Profit after tax | Rs m | 10,858 | 25,123 | 43.2% | |
Net profit margin | % | 9.5 | 15.4 | 61.4% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 728,638 | 1,022,316 | 71.3% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | NM | NM | - | |
Yield on advances | % | 11.8 | 15.9 | 74.3% | |
Cost of deposits | % | N.A. | N.A. | - | |
Net Interest Margin | % | 7.8 | 7.6 | 102.0% | |
Net fixed assets | Rs m | 5,545 | 4,804 | 115.4% | |
Share capital | Rs m | 1,231 | 2,269 | 54.2% | |
Free reserves | Rs m | 118,459 | 179,154 | 66.1% | |
Net worth | Rs m | 119,690 | 181,423 | 66.0% | |
Borrowings | Rs m | 333,271 | 424,746 | 78.5% | |
Investments | Rs m | 53,404 | 29,356 | 181.9% | |
Total assets | Rs m | 817,926 | 1,142,658 | 71.6% | |
Debt/equity ratio | x | 2.8 | 2.3 | 118.9% | |
Return on assets | % | 1.3 | 2.2 | 60.4% | |
Return on equity | % | 9.1 | 13.8 | 65.5% | |
Capital adequacy ratio | % | 19.6 | 22.0 | 89.1% | |
Net NPAs | % | 6.0 | 5.7 | 105.1% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -31,152 | -31,314 | 99.5% | |
From Investments | Rs m | -26,891 | -552 | 4,871.6% | |
From Financial Activity | Rs m | 60,497 | 52,465 | 115.3% | |
Net Cashflow | Rs m | 2,454 | 20,599 | 11.9% |
Indian Promoters | % | 52.1 | 26.1 | 199.6% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 1.3 | 2.0 | 65.0% | |
FIIs | % | 41.4 | 53.2 | 77.8% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 5.3 | 18.7 | 28.3% | |
Shareholders | 54,174 | 40,259 | 134.6% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
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