MAHINDRA & MAHINDRA FINANCIAL SERVICES | SHRIRAM FINANCE | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ SHRIRAM FINANCE |
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P/E (TTM) | x | 16.8 | 13.7 | 122.7% | View Chart |
P/BV | x | 1.7 | 2.1 | 81.6% | View Chart |
Dividend Yield | % | 2.3 | 1.4 | 161.5% |
MAHINDRA & MAHINDRA FINANCIAL SERVICES SHRIRAM FINANCE |
EQUITY SHARE DATA | |||||
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MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
SHRIRAM FINANCE Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ SHRIRAM FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 272 | 1,509 | 18.0% | |
Low | Rs | 158 | 1,048 | 15.1% | |
Income per share (Unadj.) | Rs | 102.9 | 814.0 | 12.6% | |
Earnings per share (Unadj.) | Rs | 16.8 | 160.5 | 10.5% | |
Cash flow per share (Unadj.) | Rs | 72.1 | 436.0 | 16.5% | |
Dividends per share (Unadj.) | Rs | 6.00 | 35.00 | 17.1% | |
Avg Dividend yield | % | 2.8 | 2.7 | 101.9% | |
Book value per share (Unadj.) | Rs | 150.1 | 1,156.8 | 13.0% | |
Shares outstanding (eoy) | m | 1,233.60 | 374.43 | 329.5% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.1 | 1.6 | 133.0% | |
Avg P/E ratio | x | 12.8 | 8.0 | 160.8% | |
Avg P/CF ratio | x | 12.7 | 7.3 | 174.4% | |
Avg Price/Bookvalue ratio | x | 1.4 | 1.1 | 129.7% | |
Dividend payout | % | 35.7 | 21.8 | 163.8% | |
Avg Mkt Cap | Rs m | 265,378 | 478,696 | 55.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 21,153 | 26,364 | 80.2% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 126,995 | 304,768 | 41.7% | |
Other income | Rs m | 15,570 | 327 | 4,761.5% | |
Interest expense | Rs m | 50,943 | 129,958 | 39.2% | |
Net interest income | Rs m | 76,052 | 174,809 | 43.5% | |
Operating expense | Rs m | 61,198 | 86,992 | 70.3% | |
Gross profit | Rs m | 14,854 | 87,817 | 16.9% | |
Gross profit margin | % | 11.7 | 28.8 | 40.6% | |
Provisions/contingencies | Rs m | 248 | 5,877 | 4.2% | |
Profit before tax | Rs m | 28,038 | 82,137 | 34.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 12 | -90 | -13.3% | |
Prior Period Items | Rs m | 0 | 86 | 0.0% | |
Tax | Rs m | 7,326 | 22,023 | 33.3% | |
Profit after tax | Rs m | 20,724 | 60,110 | 34.5% | |
Net profit margin | % | 16.3 | 19.7 | 82.7% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 34,811 | 1,786,851 | 1.9% | |
Deposits | Rs m | 54,587 | 346,720 | 15.7% | |
Credit/Deposit ratio | x | 63.8 | 515.4 | 12.4% | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 9.8 | 6.8 | 144.8% | |
Net Interest Margin | % | 50.1 | 9.0 | 558.2% | |
Net fixed assets | Rs m | 8,706 | 37,109 | 23.5% | |
Share capital | Rs m | 2,467 | 3,744 | 65.9% | |
Free reserves | Rs m | 182,732 | 429,386 | 42.6% | |
Net worth | Rs m | 185,199 | 433,130 | 42.8% | |
Borrowings | Rs m | 50,384 | 4,591 | 1,097.4% | |
Investments | Rs m | 116,974 | 160,685 | 72.8% | |
Total assets | Rs m | 1,043,390 | 2,218,253 | 47.0% | |
Debt/equity ratio | x | 0.6 | 0.8 | 69.9% | |
Return on assets | % | 2.0 | 2.7 | 73.3% | |
Return on equity | % | 11.2 | 13.9 | 80.6% | |
Capital adequacy ratio | % | 22.5 | 22.6 | 99.6% | |
Net NPAs | % | 1.9 | 3.2 | 58.6% |
CASH FLOW | |||||
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From Operations | Rs m | -173,953 | -176,253 | 98.7% | |
From Investments | Rs m | -16,354 | -1,930 | 847.2% | |
From Financial Activity | Rs m | 188,520 | 118,195 | 159.5% | |
Net Cashflow | Rs m | -1,787 | -7,296 | 24.5% |
Indian Promoters | % | 52.2 | 23.4 | 222.8% | |
Foreign collaborators | % | 0.0 | 2.0 | - | |
Indian inst/Mut Fund | % | 40.6 | 69.6 | 58.3% | |
FIIs | % | 12.0 | 53.9 | 22.2% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 74.6 | 64.1% | |
Shareholders | 227,512 | 118,031 | 192.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | Shriram Transport |
---|---|---|
1-Day | 0.00% | -1.25% |
1-Month | -5.77% | 2.31% |
1-Year | 2.77% | 69.74% |
3-Year CAGR | 16.49% | 21.98% |
5-Year CAGR | 0.33% | 16.65% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the Shriram Transport share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of Shriram Transport the stake stands at 25.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of Shriram Transport.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 35.7%.
Shriram Transport paid Rs 35.0, and its dividend payout ratio stood at 21.8%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of Shriram Transport.
For a sector overview, read our finance sector report.
After opening the day on high, Indian share markets continued the momentum as the session progressed and ended the higher.