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POONAWALLA FINCORP vs MAHINDRA & MAHINDRA FINANCIAL SERVICES - Comparison Results

Rs 100 invested in...

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Current Valuations

    POONAWALLA FINCORP MAHINDRA & MAHINDRA FINANCIAL SERVICES POONAWALLA FINCORP/
MAHINDRA & MAHINDRA FINANCIAL SERVICES
 
P/E (TTM) x 24.0 18.2 132.2% View Chart
P/BV x 5.3 1.9 287.5% View Chart
Dividend Yield % 0.4 2.2 20.0%  

Financials

 POONAWALLA FINCORP   MAHINDRA & MAHINDRA FINANCIAL SERVICES
EQUITY SHARE DATA
    POONAWALLA FINCORP
Mar-23
MAHINDRA & MAHINDRA FINANCIAL SERVICES
Mar-23
POONAWALLA FINCORP/
MAHINDRA & MAHINDRA FINANCIAL SERVICES
5-Yr Chart
Click to enlarge
High Rs344272 126.4%   
Low Rs209158 132.2%   
Income per share (Unadj.) Rs25.2102.9 24.5%  
Earnings per share (Unadj.) Rs7.416.8 44.1%  
Cash flow per share (Unadj.) Rs24.572.1 33.9%  
Dividends per share (Unadj.) Rs2.006.00 33.3%  
Avg Dividend yield %0.72.8 25.9%  
Book value per share (Unadj.) Rs87.8150.1 58.5%  
Shares outstanding (eoy) m767.951,233.60 62.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x11.02.1 524.1%   
Avg P/E ratio x37.312.8 291.5%  
Avg P/CF ratio x37.312.7 295.0%  
Avg Price/Bookvalue ratio x3.11.4 219.7%  
Dividend payout %27.035.7 75.6%   
Avg Mkt Cap Rs m212,299265,378 80.0%   
No. of employees `000NANA-   
Total wages & salary Rs m5,14821,153 24.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m19,386126,995 15.3%  
Other income Rs m5,92015,570 38.0%   
Interest expense Rs m5,95350,943 11.7%   
Net interest income Rs m13,43376,052 17.7%  
Operating expense Rs m11,30361,198 18.5%   
Gross profit Rs m2,13014,854 14.3%  
Gross profit margin %11.011.7 93.9%  
Provisions/contingencies Rs m0248 0.0%   
Profit before tax Rs m7,51028,038 26.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1112 -87.5%   
Prior Period Items Rs m00-   
Tax Rs m1,8127,326 24.7%   
Profit after tax Rs m5,68820,724 27.4%  
Net profit margin %29.316.3 179.8%  
BALANCE SHEET DATA
Advances Rs m152,18534,811 437.2%   
Deposits Rs m054,587 0.0%  
Credit/Deposit ratio x063.8- 
Yield on advances %00-   
Cost of deposits %09.8-  
Net Interest Margin %8.650.1 17.1%  
Net fixed assets Rs m2,2148,706 25.4%   
Share capital Rs m1,5362,467 62.3%   
Free reserves Rs m65,891182,732 36.1%   
Net worth Rs m67,427185,199 36.4%   
Borrowings Rs m38,74450,384 76.9%   
Investments Rs m4,359116,974 3.7%   
Total assets Rs m231,7291,043,390 22.2%  
Debt/equity ratio x0.60.6 101.4%   
Return on assets %2.52.0 123.6%  
Return on equity %8.411.2 75.4%  
Capital adequacy ratio %38.922.5 172.8%  
Net NPAs %0.81.9 42.8%  
CASH FLOW
From Operations Rs m-52,365-173,953 30.1%  
From Investments Rs m-1,105-16,354 6.8%  
From Financial Activity Rs m57,485188,520 30.5%  
Net Cashflow Rs m4,015-1,787 -224.7%  

Share Holding

Indian Promoters % 62.1 52.2 119.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 13.4 39.7 33.7%  
FIIs % 7.8 12.7 61.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 37.9 47.8 79.3%  
Shareholders   195,334 239,372 81.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare POONAWALLA FINCORP With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on MAGMA FINCORP vs M&M Financial

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

MAGMA FINCORP vs M&M Financial Share Price Performance

Period MAGMA FINCORP M&M Financial
1-Day -2.16% 1.68%
1-Month 2.11% -0.96%
1-Year 64.90% 25.87%
3-Year CAGR 64.41% 11.68%
5-Year CAGR 31.25% 1.26%

* Compound Annual Growth Rate

Here are more details on the MAGMA FINCORP share price and the M&M Financial share price.

Moving on to shareholding structures...

The promoters of MAGMA FINCORP hold a 62.1% stake in the company. In case of M&M Financial the stake stands at 52.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of MAGMA FINCORP and the shareholding pattern of M&M Financial.

Finally, a word on dividends...

In the most recent financial year, MAGMA FINCORP paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 27.0%.

M&M Financial paid Rs 6.0, and its dividend payout ratio stood at 35.7%.

You may visit here to review the dividend history of MAGMA FINCORP, and the dividend history of M&M Financial.

For a sector overview, read our finance sector report.



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