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POONAWALLA FINCORP vs SHRIRAM CITY UNION - Comparison Results

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Current Valuations

    POONAWALLA FINCORP SHRIRAM CITY UNION POONAWALLA FINCORP/
SHRIRAM CITY UNION
 
P/E (TTM) x 24.0 9.3 257.5% View Chart
P/BV x 5.3 1.4 381.2% View Chart
Dividend Yield % 0.4 1.9 22.3%  

Financials

 POONAWALLA FINCORP   SHRIRAM CITY UNION
EQUITY SHARE DATA
    POONAWALLA FINCORP
Mar-23
SHRIRAM CITY UNION
Mar-22
POONAWALLA FINCORP/
SHRIRAM CITY UNION
5-Yr Chart
Click to enlarge
High Rs3442,600 13.2%   
Low Rs2091,378 15.2%   
Income per share (Unadj.) Rs25.21,061.5 2.4%  
Earnings per share (Unadj.) Rs7.4172.9 4.3%  
Cash flow per share (Unadj.) Rs24.5-5,605.2 -0.4%  
Dividends per share (Unadj.) Rs2.0037.00 5.4%  
Avg Dividend yield %0.71.9 38.9%  
Book value per share (Unadj.) Rs87.81,379.6 6.4%  
Shares outstanding (eoy) m767.9566.63 1,152.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x11.01.9 584.4%   
Avg P/E ratio x37.311.5 324.4%  
Avg P/CF ratio x37.30.3 12,011.5%  
Avg Price/Bookvalue ratio x3.11.4 218.4%  
Dividend payout %27.021.4 126.2%   
Avg Mkt Cap Rs m212,299132,538 160.2%   
No. of employees `000NANA-   
Total wages & salary Rs m5,14810,576 48.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m19,38670,730 27.4%  
Other income Rs m5,92070 8,494.0%   
Interest expense Rs m5,95328,301 21.0%   
Net interest income Rs m13,43342,428 31.7%  
Operating expense Rs m11,30325,950 43.6%   
Gross profit Rs m2,13016,479 12.9%  
Gross profit margin %11.023.3 47.2%  
Provisions/contingencies Rs m0414,981 0.0%   
Profit before tax Rs m7,51015,686 47.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-11-130 8.1%   
Prior Period Items Rs m00-   
Tax Rs m1,8124,039 44.9%   
Profit after tax Rs m5,68811,518 49.4%  
Net profit margin %29.316.3 180.2%  
BALANCE SHEET DATA
Advances Rs m152,185355,460 42.8%   
Deposits Rs m068,245 0.0%  
Credit/Deposit ratio x0520.9- 
Yield on advances %00-   
Cost of deposits %08.0-  
Net Interest Margin %8.611.5 74.8%  
Net fixed assets Rs m2,2142,514 88.1%   
Share capital Rs m1,536666 230.5%   
Free reserves Rs m65,89191,253 72.2%   
Net worth Rs m67,42791,920 73.4%   
Borrowings Rs m38,74427,264 142.1%   
Investments Rs m4,35914,374 30.3%   
Total assets Rs m231,729485,553 47.7%  
Debt/equity ratio x0.61.0 55.3%   
Return on assets %2.52.4 103.5%  
Return on equity %8.412.5 67.3%  
Capital adequacy ratio %38.926.8 145.3%  
Net NPAs %0.83.3 24.2%  
CASH FLOW
From Operations Rs m-52,365-38,613 135.6%  
From Investments Rs m-1,105-1,338 82.6%  
From Financial Activity Rs m57,48553,477 107.5%  
Net Cashflow Rs m4,01513,527 29.7%  

Share Holding

Indian Promoters % 62.1 36.9 168.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 13.4 33.0 40.5%  
FIIs % 7.8 26.9 28.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 37.9 63.1 60.1%  
Shareholders   195,334 22,900 853.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare POONAWALLA FINCORP With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on MAGMA FINCORP vs SHRIRAM CITY UNION

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

MAGMA FINCORP vs SHRIRAM CITY UNION Share Price Performance

Period MAGMA FINCORP SHRIRAM CITY UNION
1-Day -2.16% 0.14%
1-Month 2.11% 4.33%
1-Year 64.90% -0.93%
3-Year CAGR 64.41% 13.37%
5-Year CAGR 31.25% -1.05%

* Compound Annual Growth Rate

Here are more details on the MAGMA FINCORP share price and the SHRIRAM CITY UNION share price.

Moving on to shareholding structures...

The promoters of MAGMA FINCORP hold a 62.1% stake in the company. In case of SHRIRAM CITY UNION the stake stands at 36.9%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of MAGMA FINCORP and the shareholding pattern of SHRIRAM CITY UNION.

Finally, a word on dividends...

In the most recent financial year, MAGMA FINCORP paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 27.0%.

SHRIRAM CITY UNION paid Rs 37.0, and its dividend payout ratio stood at 21.4%.

You may visit here to review the dividend history of MAGMA FINCORP, and the dividend history of SHRIRAM CITY UNION.

For a sector overview, read our finance sector report.



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