Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

INDIA HOME LOANS vs UJJIVAN FINANCIAL SERVICES - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    INDIA HOME LOANS UJJIVAN FINANCIAL SERVICES INDIA HOME LOANS/
UJJIVAN FINANCIAL SERVICES
 
P/E (TTM) x -32.0 5.2 - View Chart
P/BV x 1.0 1.8 55.7% View Chart
Dividend Yield % 0.0 1.1 -  

Financials

 INDIA HOME LOANS   UJJIVAN FINANCIAL SERVICES
EQUITY SHARE DATA
    INDIA HOME LOANS
Mar-23
UJJIVAN FINANCIAL SERVICES
Mar-23
INDIA HOME LOANS/
UJJIVAN FINANCIAL SERVICES
5-Yr Chart
Click to enlarge
High Rs41313 13.0%   
Low Rs26103 25.4%   
Income per share (Unadj.) Rs15.6363.4 4.3%  
Earnings per share (Unadj.) Rs0.473.2 0.6%  
Cash flow per share (Unadj.) Rs-827.9226.8 -365.0%  
Dividends per share (Unadj.) Rs05.00 0.0%  
Avg Dividend yield %02.4 0.0%  
Book value per share (Unadj.) Rs29.2259.9 11.3%  
Shares outstanding (eoy) m14.28121.68 11.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.10.6 373.0%   
Avg P/E ratio x78.82.8 2,772.5%  
Avg P/CF ratio x02.5 1.6%  
Avg Price/Bookvalue ratio x1.10.8 142.7%  
Dividend payout %06.8 0.0%   
Avg Mkt Cap Rs m47725,321 1.9%   
No. of employees `000NANA-   
Total wages & salary Rs m339,298 0.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m22344,213 0.5%  
Other income Rs m253,582 0.7%   
Interest expense Rs m12914,931 0.9%   
Net interest income Rs m9529,282 0.3%  
Operating expense Rs m10415,928 0.7%   
Gross profit Rs m-1013,354 -0.1%  
Gross profit margin %-4.330.2 -14.2%  
Provisions/contingencies Rs m11,9361,138 1,048.9%   
Profit before tax Rs m1015,308 0.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-2,496 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m43,905 0.1%   
Profit after tax Rs m68,907 0.1%  
Net profit margin %2.720.1 13.5%  
BALANCE SHEET DATA
Advances Rs m9760-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %9.633.9 28.3%  
Net fixed assets Rs m46,836 0.1%   
Share capital Rs m1431,217 11.7%   
Free reserves Rs m27530,405 0.9%   
Net worth Rs m41831,622 1.3%   
Borrowings Rs m00-   
Investments Rs m986,441 0.0%   
Total assets Rs m1,392351,533 0.4%  
Debt/equity ratio x00-   
Return on assets %0.42.5 17.2%  
Return on equity %1.528.2 5.1%  
Capital adequacy ratio %53.625.8 207.9%  
Net NPAs %3.00-  
CASH FLOW
From Operations Rs m34820,727 1.7%  
From Investments Rs m-3-45,541 0.0%  
From Financial Activity Rs m-34726,402 -1.3%  
Net Cashflow Rs m-21,587 -0.1%  

Share Holding

Indian Promoters % 36.6 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 24.6 42.4 57.9%  
FIIs % 0.0 35.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 63.5 100.0 63.5%  
Shareholders   3,236 96,170 3.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIA HOME LOANS With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on INDIA HOME LOANS vs UJJIVAN FINANCIAL SERVICES

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

INDIA HOME LOANS vs UJJIVAN FINANCIAL SERVICES Share Price Performance

Period INDIA HOME LOANS UJJIVAN FINANCIAL SERVICES
1-Day -3.40% -1.04%
1-Month -11.05% -9.37%
1-Year -11.87% 98.48%
3-Year CAGR -8.01% 31.32%
5-Year CAGR -15.43% 7.16%

* Compound Annual Growth Rate

Here are more details on the INDIA HOME LOANS share price and the UJJIVAN FINANCIAL SERVICES share price.

Moving on to shareholding structures...

The promoters of INDIA HOME LOANS hold a 36.6% stake in the company. In case of UJJIVAN FINANCIAL SERVICES the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INDIA HOME LOANS and the shareholding pattern of UJJIVAN FINANCIAL SERVICES.

Finally, a word on dividends...

In the most recent financial year, INDIA HOME LOANS paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

UJJIVAN FINANCIAL SERVICES paid Rs 5.0, and its dividend payout ratio stood at 6.8%.

You may visit here to review the dividend history of INDIA HOME LOANS, and the dividend history of UJJIVAN FINANCIAL SERVICES.

For a sector overview, read our finance sector report.



Today's Market

Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising(Closing)

After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.