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Compare Oriental Bank with City Union Bank - Equitymaster
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ORIENTAL BANK vs CITY UNION BANK - Comparison Results

ORIENTAL BANK    Change

Oriental Bank of Commerce (OBC) had historically enjoyed the repute of being one of the most efficient public sector banks in the country. However the merger with GTB in FY05 took a toll on the bank's asset quality and margins. As against most of its... More

CITY UNION BANK 
   Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

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Current Valuations

    ORIENTAL BANK CITY UNION BANK ORIENTAL BANK/
CITY UNION BANK
 
P/E (TTM) x 2.5 18.9 13.2% View Chart
P/BV x 0.2 3.0 8.2% View Chart
Dividend Yield % 0.6 0.8 73.1%  

Financials

 ORIENTAL BANK   CITY UNION BANK
EQUITY SHARE DATA
    ORIENTAL BANK
Mar-16
CITY UNION BANK
Mar-16
ORIENTAL BANK/
CITY UNION BANK
5-Yr Chart
Click to enlarge
High Rs23598 240.0%   
Low Rs7577 97.9%   
Income per share (Unadj.) Rs624.149.2 1,268.0%  
Earnings per share (Unadj.) Rs6.27.4 83.1%  
Cash flow per share (Unadj.) Rs14.615.5 94.2%  
Dividends per share (Unadj.) Rs0.701.20 58.3%  
Avg Dividend yield %0.51.4 32.9%  
Book value per share (Unadj.) Rs464.951.0 911.2%  
Shares outstanding (eoy) m321.40598.19 53.7%   
Bonus/Rights/Conversions OIESOS-  
Avg Price / Income ratio x0.21.8 14.0%   
Avg P/E ratio x25.111.8 213.7%  
Avg P/CF ratio x1.47.7 18.1%  
Avg Price/Bookvalue ratio x0.31.7 19.5%  
Dividend payout %11.316.1 70.2%   
Avg Mkt Cap Rs m49,89752,312 95.4%   
No. of employees `000NA4.5 0.0%   
Total wages & salary Rs m20,3172,132 953.1%   
Avg. income/employee Rs ThNM6,518.1-  
Avg. wages/employee Rs ThNM471.9-  
Avg. net profit/employee Rs ThN.A.984.5-  
INCOME DATA
Interest income Rs m200,58729,442 681.3%  
Other income Rs m17,6634,100 430.8%   
Interest expense Rs m146,84119,632 748.0%   
Net interest income Rs m53,7469,810 547.8%  
Operating expense Rs m34,5885,577 620.2%   
Gross profit Rs m19,1584,233 452.6%  
Gross profit margin %9.614.4 66.4%  
Provisions/contingencies Rs m33,5622,306 1,455.5%   
Profit before tax Rs m3,6826,027 61.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,6981,580 107.4%   
Profit after tax Rs m1,9854,447 44.6%  
Net profit margin %1.015.1 6.6%  
BALANCE SHEET DATA
Advances Rs m1,488,800210,569 707.0%   
Deposits Rs m2,089,148271,581 769.3%  
Credit/Deposit ratio x71.377.5 91.9%  
Yield on advances %9.911.2 88.4%   
Cost of deposits %6.77.1 95.0%   
Net Interest Margin %2.43.3 73.2%  
Net fixed assets Rs m22,7192,176 1,044.3%   
Share capital Rs m3,214598 537.3%   
Free reserves Rs m90,59019,301 469.3%   
Net worth Rs m149,41130,520 489.6%   
Borrowings Rs m78,9741,126 7,016.8%   
Investments Rs m656,57863,245 1,038.2%   
Total assets Rs m2,375,415312,520 760.1%  
Debt/equity ratio x14.58.9 162.4%   
Return on assets %0.11.4 5.9%  
Return on equity %1.314.6 9.1%  
Capital adequacy ratio %11.815.6 75.5%  
Net NPAs %6.71.5 437.9%  
CASH FLOW
From Operations Rs m-14,1581,985 -713.4%  
From Investments Rs m-2,105-600 350.9%  
From Financial Activity Rs m8,130-752 -1,081.5%  
Net Cashflow Rs m-8,134633 -1,285.0%  

Share Holding

Indian Promoters % 59.1 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 24.0 10.2 235.3%  
FIIs % 9.9 33.4 29.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.0 56.0 12.5%  
Shareholders   114,330 82,699 138.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ORIENTAL BANK With:   KARUR VYSYA BANK  BANK OF MAHARASHTRA  SBI  AXIS BANK  BANK OF INDIA  

Compare ORIENTAL BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Aug 18, 2017 (Close)

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