Oriental Bank of Commerce (OBC) had historically enjoyed the repute of being one of the most efficient public sector banks in the country. However the merger with GTB in FY05 took a toll on the bank's asset quality and margins. As against most of its... More
Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More
ORIENTAL BANK | CITY UNION BANK | ORIENTAL BANK/ CITY UNION BANK |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 2.0 | 27.3 | 7.4% | View Chart |
P/BV | x | 0.1 | 2.2 | 3.2% | View Chart |
Dividend Yield | % | 0.0 | 0.3 | - |
![]() ![]() |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
ORIENTAL BANK Mar-19 |
CITY UNION BANK Mar-19 |
ORIENTAL BANK/ CITY UNION BANK |
5-Yr Chart Click to enlarge
|
||
High | Rs | 116 | 207 | 56.2% | |
Low | Rs | 58 | 157 | 37.0% | |
Income per share (Unadj.) | Rs | 130.4 | 51.3 | 254.2% | |
Earnings per share (Unadj.) | Rs | -42.5 | 9.3 | -456.6% | |
Cash flow per share (Unadj.) | Rs | -91.0 | 20.4 | -447.1% | |
Dividends per share (Unadj.) | Rs | 0 | 0.50 | 0.0% | |
Avg Dividend yield | % | 0 | 0.3 | 0.0% | |
Book value per share (Unadj.) | Rs | 137.9 | 65.9 | 209.3% | |
Shares outstanding (eoy) | m | 1,370.21 | 734.50 | 186.6% | |
Bonus/Rights/Conversions | - | - | - | ||
Avg Price / Income ratio | x | 0.7 | 3.6 | 18.8% | |
Avg P/E ratio | x | -2.1 | 19.6 | -10.5% | |
Avg P/CF ratio | x | 7.6 | 13.4 | 56.9% | |
Avg Price/Bookvalue ratio | x | 0.6 | 2.8 | 22.9% | |
Dividend payout | % | 0 | 5.4 | 0.0% | |
Avg Mkt Cap | Rs m | 119,551 | 133,752 | 89.4% | |
No. of employees | `000 | 21.7 | 5.5 | 393.8% | |
Total wages & salary | Rs m | 23,976 | 3,644 | 657.9% | |
Avg. income/employee | Rs Th | 8,223.0 | 6,827.1 | 120.4% | |
Avg. wages/employee | Rs Th | 1,103.4 | 660.5 | 167.1% | |
Avg. net profit/employee | Rs Th | -2,677.0 | 1,237.5 | -216.3% |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 178,677 | 37,672 | 474.3% | |
Other income | Rs m | 26,691 | 5,144 | 518.9% | |
Interest expense | Rs m | 123,696 | 21,557 | 573.8% | |
Net interest income | Rs m | 54,981 | 16,115 | 341.2% | |
Operating expense | Rs m | 44,134 | 8,859 | 498.2% | |
Gross profit | Rs m | 10,847 | 7,256 | 149.5% | |
Gross profit margin | % | 6.1 | 19.3 | 31.5% | |
Provisions/contingencies | Rs m | 73,845 | 3,151 | 2,343.3% | |
Profit before tax | Rs m | -36,308 | 9,249 | -392.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | -58,717 | 0 | - | |
Tax | Rs m | -36,858 | 2,420 | -1,523.0% | |
Profit after tax | Rs m | -58,168 | 6,829 | -851.8% | |
Net profit margin | % | -32.6 | 18.1 | -179.6% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 1,592,848 | 326,733 | 487.5% | |
Deposits | Rs m | 2,326,454 | 384,480 | 605.1% | |
Credit/Deposit ratio | x | 68.5 | 85.0 | 80.6% | |
Yield on advances | % | 7.6 | 9.7 | 78.0% | |
Cost of deposits | % | 5.0 | 5.5 | 90.6% | |
Net Interest Margin | % | 2.2 | 3.7 | 58.0% | |
Net fixed assets | Rs m | 25,893 | 2,500 | 1,035.6% | |
Share capital | Rs m | 13,702 | 735 | 1,865.5% | |
Free reserves | Rs m | 175,310 | 47,673 | 367.7% | |
Net worth | Rs m | 189,012 | 48,408 | 390.5% | |
Borrowings | Rs m | 141,194 | 4,809 | 2,936.0% | |
Investments | Rs m | 792,678 | 77,122 | 1,027.8% | |
Total assets | Rs m | 2,719,096 | 452,589 | 600.8% | |
Debt/equity ratio | x | 13.1 | 8.0 | 162.3% | |
Return on assets | % | -2.1 | 1.5 | -141.8% | |
Return on equity | % | -30.8 | 14.1 | -218.2% | |
Capital adequacy ratio | % | 12.7 | 15.6 | 81.9% | |
Net NPAs | % | 5.9 | 1.8 | 327.6% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -29,515 | 3,969 | -743.6% | |
From Investments | Rs m | -2,226 | -867 | 256.8% | |
From Financial Activity | Rs m | 59,688 | 166 | 35,891.5% | |
Net Cashflow | Rs m | 27,947 | 3,269 | 855.0% |
Indian Promoters | % | 59.1 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 24.0 | 10.2 | 235.3% | |
FIIs | % | 9.9 | 33.4 | 29.6% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 7.0 | 56.0 | 12.5% | |
Shareholders | 114,330 | 82,699 | 138.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare ORIENTAL BANK With: BANK OF INDIA ING VYSYA BANK RBL BANK INDUSIND BANK HDFC BANK
Compare ORIENTAL BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
Asian share markets are trading on a mixed note today as stocks extended the global rally as a halt in a recent bond markets sell-off eased investor nerves and lifted riskier assets.
CITY UNION BANK share price is trading up by 6% and its current market price is Rs 178. The BSE BANKEX is up by 0.6%. The top gainers in the BSE BANKEX Index is CITY UNION BANK (up 5.8%).
For the quarter ended December 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 11.7% YoY). Sales on the other hand came in at Rs 10 bn (down 1.2% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
A timeline of how YES Bank went from a stock market darling to a pariah.
Top factors that dragged the markets lower today.
For the quarter ended September 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 18.5% YoY). Sales on the other hand came in at Rs 11 bn (up 2.3% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.
More Views on NewsLast time the smallcap index crossed 19k a big correction followed. Here's what makes it different this time.
In this video, I'll show you how to get started on the path to daily trading profits.
In this episode, ace trader Brijesh Bhatia talks to us about the best investments of 2021, his profitable trading system, and much more.
An Indian company founded three decades ago in a garage caught my attention...
More