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ChangeOriental Bank of Commerce (OBC) had historically enjoyed the repute of being one of the most efficient public sector banks in the country. However the merger with GTB in FY05 took a toll on the bank's asset quality and margins. As against most of its... More
Dena Bank founded on 1938 as a public sector bank. In FY04, the bank had a branch network of 1135 (out of which 680 branches are fully computerised). It also has 105 ATMs across the country. The total deposits of the bank registered a growth of 11.0... More
| ORIENTAL BANK | DENA BANK | ORIENTAL BANK/ DENA BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 2.5 | -1.9 | - | View Chart |
| P/BV | x | 0.2 | 0.2 | 101.5% | View Chart |
| Dividend Yield | % | 0.6 | 0.0 | - |
 ORIENTAL BANK  DENA BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| ORIENTAL BANK Mar-16 |
DENA BANK Mar-16 |
ORIENTAL BANK/ DENA BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 235 | 55 | 431.6% | |
| Low | Rs | 75 | 26 | 294.1% | |
| Income per share (Unadj.) | Rs | 624.1 | 159.6 | 391.0% | |
| Earnings per share (Unadj.) | Rs | 6.2 | -14.0 | -44.0% | |
| Cash flow per share (Unadj.) | Rs | 14.6 | -36.0 | -40.7% | |
| Dividends per share (Unadj.) | Rs | 0.70 | 0 | - | |
| Avg Dividend yield | % | 0.5 | 0 | - | |
| Book value per share (Unadj.) | Rs | 464.9 | 107.1 | 434.1% | |
| Shares outstanding (eoy) | m | 321.40 | 666.93 | 48.2% | |
| Bonus/Rights/Conversions | OI | PI | - | ||
| Avg Price / Income ratio | x | 0.2 | 0.3 | 99.1% | |
| Avg P/E ratio | x | 25.1 | -2.9 | -880.3% | |
| Avg P/CF ratio | x | 1.4 | 1.4 | 97.8% | |
| Avg Price/Bookvalue ratio | x | 0.3 | 0.4 | 89.3% | |
| Dividend payout | % | 11.3 | 0 | - | |
| Avg Mkt Cap | Rs m | 49,897 | 26,711 | 186.8% | |
| No. of employees | `000 | NA | 13.9 | 0.0% | |
| Total wages & salary | Rs m | 20,317 | 14,481 | 140.3% | |
| Avg. income/employee | Rs Th | NM | 7,655.5 | - | |
| Avg. wages/employee | Rs Th | NM | 1,041.4 | - | |
| Avg. net profit/employee | Rs Th | N.A. | -672.6 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 200,587 | 106,457 | 188.4% | |
| Other income | Rs m | 17,663 | 7,168 | 246.4% | |
| Interest expense | Rs m | 146,841 | 81,690 | 179.8% | |
| Net interest income | Rs m | 53,746 | 24,767 | 217.0% | |
| Operating expense | Rs m | 34,588 | 22,683 | 152.5% | |
| Gross profit | Rs m | 19,158 | 2,085 | 918.9% | |
| Gross profit margin | % | 9.6 | 2.0 | 487.7% | |
| Provisions/contingencies | Rs m | 33,562 | 27,959 | 120.0% | |
| Profit before tax | Rs m | 3,682 | -18,706 | -19.7% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 1,698 | -9,353 | -18.1% | |
| Profit after tax | Rs m | 1,985 | -9,353 | -21.2% | |
| Net profit margin | % | 1.0 | -8.8 | -11.3% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 1,488,800 | 823,283 | 180.8% | |
| Deposits | Rs m | 2,089,148 | 1,174,310 | 177.9% | |
| Credit/Deposit ratio | x | 71.3 | 70.1 | 101.6% | |
| Yield on advances | % | 9.9 | 9.4 | 105.5% | |
| Cost of deposits | % | 6.7 | 6.6 | 102.3% | |
| Net Interest Margin | % | 2.4 | 2.0 | 118.8% | |
| Net fixed assets | Rs m | 22,719 | 13,682 | 166.0% | |
| Share capital | Rs m | 3,214 | 6,669 | 48.2% | |
| Free reserves | Rs m | 90,590 | 46,927 | 193.0% | |
| Net worth | Rs m | 149,411 | 71,415 | 209.2% | |
| Borrowings | Rs m | 78,974 | 62,713 | 125.9% | |
| Investments | Rs m | 656,578 | 352,262 | 186.4% | |
| Total assets | Rs m | 2,375,415 | 1,334,416 | 178.0% | |
| Debt/equity ratio | x | 14.5 | 17.3 | 83.8% | |
| Return on assets | % | 0.1 | -0.7 | -11.9% | |
| Return on equity | % | 1.3 | -13.1 | -10.1% | |
| Capital adequacy ratio | % | 11.8 | 11.0 | 106.9% | |
| Net NPAs | % | 6.7 | 6.4 | 105.5% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -14,158 | -51,684 | 27.4% | |
| From Investments | Rs m | -2,105 | -1,441 | 146.1% | |
| From Financial Activity | Rs m | 8,130 | 10,147 | 80.1% | |
| Net Cashflow | Rs m | -8,134 | -42,978 | 18.9% | |
| Indian Promoters | % | 59.1 | 58.0 | 101.9% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 24.0 | 17.0 | 141.2% | |
| FIIs | % | 9.9 | 7.2 | 137.5% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 7.0 | 17.8 | 39.3% | |
| Shareholders | 114,330 | 236,995 | 48.2% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare ORIENTAL BANK With: UNION BANK VIJAYA BANK INDUSIND BANK ICICI BANK IDBI BANK
Compare ORIENTAL BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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Indian share markets snapped their losing streak of last week and finished the trading day on a strong note due to strong buying momentum in FMCG stocks, metal stocks and auto stocks.
IDFC Bank is taking steps to address contracting NIMs and successfully transition in to a retail bank.
Asset quality will be the key thing to watch out for going forward.
Almost 74% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.
Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.
What should you make of Ola drivers turning day traders and Radio Jockeys giving opinion on the Sensex?
More Views on NewsThe data tells us quite a different story from the one the government is trying to project.
The small-cap space is full of small players that are clear proxies to great growth stories and Indian megatrends.
Bharat-22 is one of the most diverse ETFs offered so far by the Government. Know here if you should invest...
The India VIX is up 36% in the last week. Fear has gone up but is still low by historical standards.
Raksha Bandhan signifies the brother-sister bond. Here are 7 thoughtful financial gifts for sisters...
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