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Compare Oriental Bank with HDFC Bank - Equitymaster
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ORIENTAL BANK vs HDFC BANK - Comparison Results

ORIENTAL BANK    Change

Oriental Bank of Commerce (OBC) had historically enjoyed the repute of being one of the most efficient public sector banks in the country. However the merger with GTB in FY05 took a toll on the bank's asset quality and margins. As against most of its... More

HDFC BANK 
   Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

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Current Valuations

    ORIENTAL BANK HDFC BANK ORIENTAL BANK/
HDFC BANK
 
P/E (TTM) x -1.4 29.8 - View Chart
P/BV x 0.2 5.2 4.1% View Chart
Dividend Yield % 0.7 0.6 111.0%  

Financials

 ORIENTAL BANK   HDFC BANK
EQUITY SHARE DATA
    ORIENTAL BANK
Mar-16
HDFC BANK
Mar-17
ORIENTAL BANK/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs2351,478 15.9%   
Low Rs751,043 7.2%   
Income per share (Unadj.) Rs624.1285.9 218.3%  
Earnings per share (Unadj.) Rs6.259.5 10.4%  
Cash flow per share (Unadj.) Rs14.6156.5 9.4%  
Dividends per share (Unadj.) Rs0.7011.00 6.4%  
Avg Dividend yield %0.50.9 51.7%  
Book value per share (Unadj.) Rs464.9358.2 129.8%  
Shares outstanding (eoy) m321.402,562.55 12.5%   
Bonus/Rights/Conversions OIESOP-  
Avg Price / Income ratio x0.24.4 5.6%   
Avg P/E ratio x25.121.2 118.7%  
Avg P/CF ratio x1.416.8 8.4%  
Avg Price/Bookvalue ratio x0.33.5 9.5%  
Dividend payout %11.318.5 61.3%   
Avg Mkt Cap Rs m49,8973,230,094 1.5%   
No. of employees `000NA84.3 0.0%   
Total wages & salary Rs m20,31785,047 23.9%   
Avg. income/employee Rs ThNM8,689.2-  
Avg. wages/employee Rs ThNM1,008.6-  
Avg. net profit/employee Rs ThN.A.1,808.8-  
INCOME DATA
Interest income Rs m200,587732,714 27.4%  
Other income Rs m17,663128,776 13.7%   
Interest expense Rs m146,841380,416 38.6%   
Net interest income Rs m53,746352,298 15.3%  
Operating expense Rs m34,588207,511 16.7%   
Gross profit Rs m19,158144,787 13.2%  
Gross profit margin %9.619.8 48.3%  
Provisions/contingencies Rs m33,56239,908 84.1%   
Profit before tax Rs m3,682232,921 1.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0367 0.0%   
Prior Period Items Rs m023 0.0%   
Tax Rs m1,69880,781 2.1%   
Profit after tax Rs m1,985152,530 1.3%  
Net profit margin %1.020.8 4.8%  
BALANCE SHEET DATA
Advances Rs m1,488,8005,854,810 25.4%   
Deposits Rs m2,089,1486,431,343 32.5%  
Credit/Deposit ratio x71.391.0 78.3%  
Yield on advances %9.99.6 103.9%   
Cost of deposits %6.74.9 138.2%   
Net Interest Margin %2.44.2 57.5%  
Net fixed assets Rs m22,71938,147 59.6%   
Share capital Rs m3,2145,125 62.7%   
Free reserves Rs m90,590702,033 12.9%   
Net worth Rs m149,411917,940 16.3%   
Borrowings Rs m78,974984,156 8.0%   
Investments Rs m656,5782,107,771 31.2%   
Total assets Rs m2,375,4158,923,442 26.6%  
Debt/equity ratio x14.58.1 179.6%   
Return on assets %0.11.7 4.9%  
Return on equity %1.316.6 8.0%  
Capital adequacy ratio %11.814.6 80.8%  
Net NPAs %6.70.3 2,030.3%  
CASH FLOW
From Operations Rs m-14,158172,816 -8.2%  
From Investments Rs m-2,105-11,477 18.3%  
From Financial Activity Rs m8,130-58,930 -13.8%  
Net Cashflow Rs m-8,134102,409 -7.9%  

Share Holding

Indian Promoters % 59.1 22.6 261.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 24.0 9.9 242.4%  
FIIs % 9.9 34.1 29.0%  
ADR/GDR % 0.0 17.0 -  
Free float % 7.0 16.4 42.7%  
Shareholders   114,330 415,166 27.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ORIENTAL BANK With:   KARNATAKA BANK  CANARA BANK  SYNDICATE BANK  UNITED BANK OF INDIA  UNION BANK  

Compare ORIENTAL BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Feb 21, 2018 (Close)

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