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Compare Oriental Bank with Indian Overseas Bank - Equitymaster
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ORIENTAL BANK vs INDIAN OVERSEAS BANK - Comparison Results

ORIENTAL BANK    Change

Oriental Bank of Commerce (OBC) had historically enjoyed the repute of being one of the most efficient public sector banks in the country. However the merger with GTB in FY05 took a toll on the bank's asset quality and margins. As against most of its... More

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Current Valuations

    ORIENTAL BANK INDIAN OVERSEAS BANK ORIENTAL BANK/
INDIAN OVERSEAS BANK
 
P/E (TTM) x 2.5 -0.8 - View Chart
P/BV x 0.2 0.2 135.7% View Chart
Dividend Yield % 0.6 0.0 -  

Financials

 ORIENTAL BANK   INDIAN OVERSEAS BANK
EQUITY SHARE DATA
    ORIENTAL BANK
Mar-16
INDIAN OVERSEAS BANK
Mar-16
ORIENTAL BANK/
INDIAN OVERSEAS BANK
5-Yr Chart
Click to enlarge
High Rs23548 495.2%   
Low Rs7521 356.9%   
Income per share (Unadj.) Rs624.1130.1 479.6%  
Earnings per share (Unadj.) Rs6.2-18.7 -33.0%  
Cash flow per share (Unadj.) Rs14.6-32.1 -45.6%  
Dividends per share (Unadj.) Rs0.700-  
Avg Dividend yield %0.50-  
Book value per share (Unadj.) Rs464.986.7 536.3%  
Shares outstanding (eoy) m321.401,807.27 17.8%   
Bonus/Rights/Conversions OI--  
Avg Price / Income ratio x0.20.3 94.4%   
Avg P/E ratio x25.1-1.8 -1,373.7%  
Avg P/CF ratio x1.41.9 73.1%  
Avg Price/Bookvalue ratio x0.30.4 84.4%  
Dividend payout %11.30-   
Avg Mkt Cap Rs m49,89761,989 80.5%   
No. of employees `000NANA-   
Total wages & salary Rs m20,31733,904 59.9%   
Avg. income/employee Rs ThNMNM-  
Avg. wages/employee Rs ThNMNM-  
Avg. net profit/employee Rs ThN.A.N.A.-  
INCOME DATA
Interest income Rs m200,587235,173 85.3%  
Other income Rs m17,66325,283 69.9%   
Interest expense Rs m146,841181,346 81.0%   
Net interest income Rs m53,74653,827 99.8%  
Operating expense Rs m34,58850,255 68.8%   
Gross profit Rs m19,1583,572 536.4%  
Gross profit margin %9.61.5 628.8%  
Provisions/contingencies Rs m33,56266,136 50.7%   
Profit before tax Rs m3,682-42,179 -8.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,698-8,308 -20.4%   
Profit after tax Rs m1,985-33,872 -5.9%  
Net profit margin %1.0-14.4 -6.9%  
BALANCE SHEET DATA
Advances Rs m1,488,8001,608,607 92.6%   
Deposits Rs m2,089,1482,245,142 93.1%  
Credit/Deposit ratio x71.371.6 99.5%  
Yield on advances %9.910.4 95.9%   
Cost of deposits %6.77.2 92.9%   
Net Interest Margin %2.42.1 116.7%  
Net fixed assets Rs m22,71932,705 69.5%   
Share capital Rs m3,21418,073 17.8%   
Free reserves Rs m90,59089,452 101.3%   
Net worth Rs m149,411156,658 95.4%   
Borrowings Rs m78,974271,833 29.1%   
Investments Rs m656,578791,896 82.9%   
Total assets Rs m2,375,4152,744,368 86.6%  
Debt/equity ratio x14.516.1 90.3%   
Return on assets %0.1-1.2 -6.8%  
Return on equity %1.3-21.6 -6.1%  
Capital adequacy ratio %11.89.7 121.7%  
Net NPAs %6.711.9 56.3%  
CASH FLOW
From Operations Rs m-14,158-15,515 91.3%  
From Investments Rs m-2,105-2,536 83.0%  
From Financial Activity Rs m8,130-8,472 -96.0%  
Net Cashflow Rs m-8,134-26,523 30.7%  

Share Holding

Indian Promoters % 59.1 73.8 80.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 24.0 15.3 156.9%  
FIIs % 9.9 1.9 521.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.0 9.1 76.9%  
Shareholders   114,330 250,609 45.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ORIENTAL BANK With:   BANK OF INDIA  ING VYSYA BANK  YES BANK  J&K BANK  DENA BANK  

Compare ORIENTAL BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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