Oriental Bank of Commerce (OBC) had historically enjoyed the repute of being one of the most efficient public sector banks in the country. However the merger with GTB in FY05 took a toll on the bank's asset quality and margins. As against most of its... More
Punjab National Bank (PNB) is the third largest banking entity in the country with 7% share of the total non-food credit disbursals at the end of FY12. Robust growth and stellar margins has pegged the bank amongst the frontrunners in the PSU banking ... More
ORIENTAL BANK | PNB | ORIENTAL BANK/ PNB |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 2.0 | -25.7 | - | View Chart |
P/BV | x | 0.1 | 0.1 | 65.6% | View Chart |
Dividend Yield | % | 0.0 | 0.0 | - |
![]() ![]() |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
ORIENTAL BANK Mar-19 |
PNB Mar-20 |
ORIENTAL BANK/ PNB |
5-Yr Chart Click to enlarge
|
||
High | Rs | 116 | 100 | 116.5% | |
Low | Rs | 58 | 29 | 201.7% | |
Income per share (Unadj.) | Rs | 130.4 | 81.5 | 160.0% | |
Earnings per share (Unadj.) | Rs | -42.5 | 0.7 | -6,523.4% | |
Cash flow per share (Unadj.) | Rs | -91.0 | -3.3 | 2,780.5% | |
Dividends per share (Unadj.) | Rs | 0 | 0 | - | |
Avg Dividend yield | % | 0 | 0 | - | |
Book value per share (Unadj.) | Rs | 137.9 | 94.8 | 145.5% | |
Shares outstanding (eoy) | m | 1,370.21 | 6,737.57 | 20.3% | |
Bonus/Rights/Conversions | - | - | - | ||
Avg Price / Income ratio | x | 0.7 | 0.8 | 84.8% | |
Avg P/E ratio | x | -2.1 | 98.9 | -2.1% | |
Avg P/CF ratio | x | 7.6 | 2.8 | 276.1% | |
Avg Price/Bookvalue ratio | x | 0.6 | 0.7 | 93.2% | |
Dividend payout | % | 0 | 0 | - | |
Avg Mkt Cap | Rs m | 119,551 | 433,563 | 27.6% | |
No. of employees | `000 | 21.7 | 68.8 | 31.6% | |
Total wages & salary | Rs m | 23,976 | 70,600 | 34.0% | |
Avg. income/employee | Rs Th | 8,223.0 | 7,984.5 | 103.0% | |
Avg. wages/employee | Rs Th | 1,103.4 | 1,026.4 | 107.5% | |
Avg. net profit/employee | Rs Th | -2,677.0 | 63.7 | -4,199.4% |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 178,677 | 549,185 | 32.5% | |
Other income | Rs m | 26,691 | 93,877 | 28.4% | |
Interest expense | Rs m | 123,696 | 369,975 | 33.4% | |
Net interest income | Rs m | 54,981 | 179,210 | 30.7% | |
Operating expense | Rs m | 44,134 | 121,505 | 36.3% | |
Gross profit | Rs m | 10,847 | 57,705 | 18.8% | |
Gross profit margin | % | 6.1 | 10.5 | 57.8% | |
Provisions/contingencies | Rs m | 73,845 | 152,585 | 48.4% | |
Profit before tax | Rs m | -36,308 | 10,237 | -354.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -1,216 | 0.0% | |
Prior Period Items | Rs m | -58,717 | 0 | - | |
Tax | Rs m | -36,858 | 4,637 | -794.9% | |
Profit after tax | Rs m | -58,168 | 4,385 | -1,326.7% | |
Net profit margin | % | -32.6 | 0.8 | -4,077.7% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 1,592,848 | 4,768,533 | 33.4% | |
Deposits | Rs m | 2,326,454 | 7,102,544 | 32.8% | |
Credit/Deposit ratio | x | 68.5 | 67.1 | 102.0% | |
Yield on advances | % | 7.6 | 7.6 | 100.0% | |
Cost of deposits | % | 5.0 | 4.9 | 102.3% | |
Net Interest Margin | % | 2.2 | 2.2 | 97.2% | |
Net fixed assets | Rs m | 25,893 | 72,620 | 35.7% | |
Share capital | Rs m | 13,702 | 13,475 | 101.7% | |
Free reserves | Rs m | 175,310 | 625,289 | 28.0% | |
Net worth | Rs m | 189,012 | 638,764 | 29.6% | |
Borrowings | Rs m | 141,194 | 625,124 | 22.6% | |
Investments | Rs m | 792,678 | 2,537,825 | 31.2% | |
Total assets | Rs m | 2,719,096 | 8,514,573 | 31.9% | |
Debt/equity ratio | x | 13.1 | 12.1 | 107.9% | |
Return on assets | % | -2.1 | 0.1 | -4,154.3% | |
Return on equity | % | -30.8 | 0.7 | -4,483.4% | |
Capital adequacy ratio | % | 12.7 | 14.1 | 90.0% | |
Net NPAs | % | 5.9 | 5.8 | 102.6% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -29,515 | -113,362 | 26.0% | |
From Investments | Rs m | -2,226 | -15,159 | 14.7% | |
From Financial Activity | Rs m | 59,688 | 135,571 | 44.0% | |
Net Cashflow | Rs m | 27,947 | 7,050 | 396.4% |
Indian Promoters | % | 59.1 | 58.9 | 100.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 24.0 | 18.7 | 128.3% | |
FIIs | % | 9.9 | 17.2 | 57.6% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 7.0 | 5.3 | 132.1% | |
Shareholders | 114,330 | 215,441 | 53.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare ORIENTAL BANK With: SOUTH IND.BANK J&K BANK ING VYSYA BANK ANDHRA BANK INDUSIND BANK
Compare ORIENTAL BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
Share markets in India are presently trading on a strong note. The BSE Sensex is trading up by 642 points, up 1.3% at 49,206 levels.
For the quarter ended June 2020, PNB has posted a net profit of Rs 3 bn (down 69.7% YoY). Sales on the other hand came in at Rs 206 bn (up 57.5% YoY). Read on for a complete analysis of PNB's quarterly results.
For the quarter ended December 2019, ORIENTAL BANK has posted a net profit of Rs 2 bn (up 39.1% YoY). Sales on the other hand came in at Rs 47 bn (up 2.1% YoY). Read on for a complete analysis of ORIENTAL BANK's quarterly results.
A timeline of how YES Bank went from a stock market darling to a pariah.
Top factors that dragged the markets lower today.
For the quarter ended September 2019, PNB has posted a net profit of Rs 5 bn (up 111.2% YoY). Sales on the other hand came in at Rs 133 bn (up 7.8% YoY). Read on for a complete analysis of PNB's quarterly results.
More Views on NewsThe smallcap rally has enough steam left in it. If you haven't joined yet, it is still not too late.
The charts are telling the bulls to be cautious.
Were you shocked that bullion prices hit lower circuits on Friday on the MCX? Find out why it happened...
Our ace stock picker is ready to capitalise on a big growth opportunity.
More