X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Oriental Bank with Union Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

ORIENTAL BANK vs UNION BANK - Comparison Results

ORIENTAL BANK    Change

Oriental Bank of Commerce (OBC) had historically enjoyed the repute of being one of the most efficient public sector banks in the country. However the merger with GTB in FY05 took a toll on the bank's asset quality and margins. As against most of its... More

UNION BANK 
   Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    ORIENTAL BANK UNION BANK ORIENTAL BANK/
UNION BANK
 
P/E (TTM) x 2.5 -7.4 - View Chart
P/BV x 0.2 0.4 63.4% View Chart
Dividend Yield % 0.6 1.4 41.2%  

Financials

 ORIENTAL BANK   UNION BANK
EQUITY SHARE DATA
    ORIENTAL BANK
Mar-16
UNION BANK
Mar-16
ORIENTAL BANK/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs235223 105.7%   
Low Rs75104 72.3%   
Income per share (Unadj.) Rs624.1470.1 132.8%  
Earnings per share (Unadj.) Rs6.219.7 31.3%  
Cash flow per share (Unadj.) Rs14.667.4 21.7%  
Dividends per share (Unadj.) Rs0.701.95 35.9%  
Avg Dividend yield %0.51.2 37.8%  
Book value per share (Unadj.) Rs464.9335.3 138.7%  
Shares outstanding (eoy) m321.40687.44 46.8%   
Bonus/Rights/Conversions OIPI-  
Avg Price / Income ratio x0.20.3 71.6%   
Avg P/E ratio x25.18.3 303.9%  
Avg P/CF ratio x1.42.1 65.3%  
Avg Price/Bookvalue ratio x0.30.5 68.6%  
Dividend payout %11.39.9 114.7%   
Avg Mkt Cap Rs m49,897112,259 44.4%   
No. of employees `000NA35.5 0.0%   
Total wages & salary Rs m20,31737,681 53.9%   
Avg. income/employee Rs ThNM9,109.9-  
Avg. wages/employee Rs ThNM1,062.2-  
Avg. net profit/employee Rs ThN.A.382.5-  
INCOME DATA
Interest income Rs m200,587323,157 62.1%  
Other income Rs m17,663393,443 4.5%   
Interest expense Rs m146,841238,940 61.5%   
Net interest income Rs m53,74684,216 63.8%  
Operating expense Rs m34,58867,159 51.5%   
Gross profit Rs m19,15817,057 112.3%  
Gross profit margin %9.65.3 180.9%  
Provisions/contingencies Rs m33,56238,682 86.8%   
Profit before tax Rs m3,68217,769 20.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m090 0.0%   
Prior Period Items Rs m00-   
Tax Rs m1,6984,291 39.6%   
Profit after tax Rs m1,98513,569 14.6%  
Net profit margin %1.04.2 23.6%  
BALANCE SHEET DATA
Advances Rs m1,488,8002,682,496 55.5%   
Deposits Rs m2,089,1483,441,175 60.7%  
Credit/Deposit ratio x71.378.0 91.4%  
Yield on advances %9.98.8 112.5%   
Cost of deposits %6.76.4 104.8%   
Net Interest Margin %2.42.2 110.4%  
Net fixed assets Rs m22,71939,519 57.5%   
Share capital Rs m3,2146,874 46.8%   
Free reserves Rs m90,590200,761 45.1%   
Net worth Rs m149,411230,481 64.8%   
Borrowings Rs m78,974306,366 25.8%   
Investments Rs m656,578905,732 72.5%   
Total assets Rs m2,375,4154,073,646 58.3%  
Debt/equity ratio x14.516.3 89.2%   
Return on assets %0.10.3 25.1%  
Return on equity %1.35.9 22.6%  
Capital adequacy ratio %11.811.1 105.6%  
Net NPAs %6.75.3 127.6%  
CASH FLOW
From Operations Rs m-14,15882,741 -17.1%  
From Investments Rs m-2,105-8,718 24.1%  
From Financial Activity Rs m8,130-3,886 -209.2%  
Net Cashflow Rs m-8,13470,138 -11.6%  

Share Holding

Indian Promoters % 59.1 60.1 98.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 24.0 16.6 144.6%  
FIIs % 9.9 8.5 116.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.0 14.8 47.3%  
Shareholders   114,330 235,817 48.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ORIENTAL BANK With:   SYNDICATE BANK  CITY UNION BANK  BANK OF BARODA  PNB  J&K BANK  

Compare ORIENTAL BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Of Sensex Touching New Highs, Takeaways from Acquisition of HPCL and Top Stocks in Action Today(Pre-Open)

BSE Sensex is on a roll. The index touched a record high of 35,798 yesterday. Considering a span of one year, the benchmark index has delivered a 32% return.

Related Views on News

HDFC Bank: Loan Growth Camouflages Bad Loan Risks (Quarterly Results Update - Detailed)

Jan 22, 2018

The bank delivers a consistent performance with net profits growing by 20%. However, bad loans have risen considerably and would be the key things to watch out for going forward.

SBI: Turnaround in Profits on Insurance Stake Sale (Quarterly Results Update - Detailed)

Nov 16, 2017

Windfall gain from stake sale in insurance subsidiary props up SBI's profits and provision coverage.

ICICI Bank: Stake Sale in Insurance Subsidiary Aids Bottomline (Quarterly Results Update - Detailed)

Nov 7, 2017

The net profits of the company fell by 33% YoY during the quarter. The company is undergoing an RBI audit, and the divergences as reported by RBI will be the key thing to watch out for going ahead.

IDFC Bank: Legacy Book Continues to Drag Profitability (Quarterly Results Update - Detailed)

Nov 7, 2017

IDFC Bank's profitability remains hit by the legacy book challenges of stressed infra assets and fixed rate liabilities.

Axis Bank: Growth Without Quality Comfort (Quarterly Results Update - Detailed)

Oct 31, 2017

Almost 73% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.

More Views on News

Most Popular

Mutual Funds Clearly Tell Us That There is a Bubble in the Stock Market(Vivek Kaul's Diary)

Jan 11, 2018

The maximum amount of money ever has come into equity mutual funds during the current financial year.

Best ELSS Funds In 2018: Don't Blindly Chase Top Performers(Outside View)

Jan 10, 2018

As the tax-saving season begins, investors hunt for the best ELSS funds for 2018. PersonalFN provides a list of the top ELSS mutual funds of the past year.

Did GST and Notebandi Help? Sherlock Holmes Finds Out...(The 5 Minute Wrapup)

Jan 13, 2018

Discussions with my cousin helped me understand the situation on Ground Zero - after the demonetization and GST upheaval. Here's what that means for listed companies...

Bitcoin Beginners Should Do These Three Things...(Smart Contrarian)

Jan 10, 2018

Three simple points to keep in mind before you consider buying bitcoin.

Nirvana denied: Has Value Failed?(The Honest Truth)

Jan 13, 2018

Should investors choose growth over value this year?

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

ORIENTAL BANK SHARE PRICE


Jan 22, 2018 (Close)

TRACK ORIENTAL BANK

  • Track your investment in ORIENTAL BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

ORIENTAL BANK - YES BANK COMPARISON

COMPARE ORIENTAL BANK WITH

MARKET STATS