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ORIENTAL BANK vs UNION BANK - Comparison Results

ORIENTAL BANK     Change

Oriental Bank of Commerce (OBC) had historically enjoyed the repute of being one of the most efficient public sector banks in the country. However the merger with GTB in FY05 took a toll on the bank's asset quality and margins. As against most of its... More

UNION BANK 
   Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

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Current Valuations

    ORIENTAL BANK UNION BANK ORIENTAL BANK/
UNION BANK
 
P/E (TTM) x 2.0 -0.7 - View Chart
P/BV x 0.1 0.1 92.6% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 ORIENTAL BANK   UNION BANK
EQUITY SHARE DATA
    ORIENTAL BANK
Mar-19
UNION BANK
Mar-19
ORIENTAL BANK/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs116106 110.0%   
Low Rs5861 94.6%   
Income per share (Unadj.) Rs130.4194.6 67.0%  
Earnings per share (Unadj.) Rs-42.5-16.6 256.1%  
Cash flow per share (Unadj.) Rs-91.0-42.9 212.3%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs137.9151.6 91.0%  
Shares outstanding (eoy) m1,370.211,763.02 77.7%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.70.4 155.8%   
Avg P/E ratio x-2.1-5.0 40.8%  
Avg P/CF ratio x7.61.7 444.6%  
Avg Price/Bookvalue ratio x0.60.6 114.7%  
Dividend payout %00-   
Avg Mkt Cap Rs m119,551147,388 81.1%   
No. of employees `00021.737.3 58.3%   
Total wages & salary Rs m23,97632,372 74.1%   
Avg. income/employee Rs Th8,223.09,208.8 89.3%   
Avg. wages/employee Rs Th1,103.4868.8 127.0%   
Avg. net profit/employee Rs Th-2,677.0-784.3 341.3%   
INCOME DATA
Interest income Rs m178,677343,137 52.1%  
Other income Rs m26,69150,417 52.9%   
Interest expense Rs m123,696238,961 51.8%   
Net interest income Rs m54,981104,176 52.8%  
Operating expense Rs m44,13478,562 56.2%   
Gross profit Rs m10,84725,614 42.3%  
Gross profit margin %6.17.5 81.3%  
Provisions/contingencies Rs m73,845115,157 64.1%   
Profit before tax Rs m-36,308-39,016 93.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m-58,7170-   
Tax Rs m-36,858-9,792 376.4%   
Profit after tax Rs m-58,168-29,224 199.0%  
Net profit margin %-32.6-8.5 382.2%  
BALANCE SHEET DATA
Advances Rs m1,592,8482,987,801 53.3%   
Deposits Rs m2,326,4544,175,048 55.7%  
Credit/Deposit ratio x68.571.6 95.7%  
Yield on advances %7.68.0 94.9%   
Cost of deposits %5.05.3 93.8%   
Net Interest Margin %2.22.2 97.3%  
Net fixed assets Rs m25,89337,745 68.6%   
Share capital Rs m13,70217,630 77.7%   
Free reserves Rs m175,310249,686 70.2%   
Net worth Rs m189,012267,317 70.7%   
Borrowings Rs m141,194432,756 32.6%   
Investments Rs m792,6781,283,912 61.7%   
Total assets Rs m2,719,0964,985,805 54.5%  
Debt/equity ratio x13.117.2 75.7%   
Return on assets %-2.1-0.6 365.0%  
Return on equity %-30.8-10.9 281.5%  
Capital adequacy ratio %12.711.8 108.1%  
Net NPAs %5.96.9 86.6%  
CASH FLOW
From Operations Rs m-29,515-77,784 37.9%  
From Investments Rs m-2,226-2,971 74.9%  
From Financial Activity Rs m59,68817,582 339.5%  
Net Cashflow Rs m27,947-63,173 -44.2%  

Share Holding

Indian Promoters % 59.1 60.1 98.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 24.0 16.6 144.6%  
FIIs % 9.9 8.5 116.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 7.0 14.8 47.3%  
Shareholders   114,330 235,817 48.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ORIENTAL BANK With:   KARNATAKA BANK  CANARA BANK  AXIS BANK  IDFC FIRST BANK  PNB  

Compare ORIENTAL BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Jan 24, 2020 | Updated on Jan 24, 2020

For the quarter ended December 2019, ORIENTAL BANK has posted a net profit of Rs 2 bn (up 39.1% YoY). Sales on the other hand came in at Rs 47 bn (up 2.1% YoY). Read on for a complete analysis of ORIENTAL BANK's quarterly results.

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ORIENTAL BANK Announces Quarterly Results (2QFY20); Net Profit Up 23.7% (Quarterly Result Update)

Oct 25, 2019 | Updated on Oct 25, 2019

For the quarter ended September 2019, ORIENTAL BANK has posted a net profit of Rs 1 bn (up 23.7% YoY). Sales on the other hand came in at Rs 49 bn (up 13.7% YoY). Read on for a complete analysis of ORIENTAL BANK's quarterly results.

UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 73.3% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, UNION BANK has posted a net profit of Rs 2 bn (up 73.3% YoY). Sales on the other hand came in at Rs 89 bn (up 2.3% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

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Mar 20, 2020 (Close)

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