PNB GILTS | MAHINDRA & MAHINDRA FINANCIAL SERVICES | PNB GILTS/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
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P/E (TTM) | x | 133.4 | 18.2 | 734.0% | View Chart |
P/BV | x | 1.6 | 1.9 | 84.1% | View Chart |
Dividend Yield | % | 0.0 | 2.2 | - |
PNB GILTS MAHINDRA & MAHINDRA FINANCIAL SERVICES |
EQUITY SHARE DATA | |||||
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PNB GILTS Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
PNB GILTS/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
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High | Rs | 79 | 272 | 29.0% | |
Low | Rs | 55 | 158 | 34.9% | |
Income per share (Unadj.) | Rs | 68.3 | 102.9 | 66.4% | |
Earnings per share (Unadj.) | Rs | -4.3 | 16.8 | -25.5% | |
Cash flow per share (Unadj.) | Rs | 12.0 | 72.1 | 16.7% | |
Dividends per share (Unadj.) | Rs | 0 | 6.00 | 0.0% | |
Avg Dividend yield | % | 0 | 2.8 | 0.0% | |
Book value per share (Unadj.) | Rs | 70.0 | 150.1 | 46.6% | |
Shares outstanding (eoy) | m | 180.01 | 1,233.60 | 14.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.0 | 2.1 | 47.0% | |
Avg P/E ratio | x | -15.6 | 12.8 | -122.1% | |
Avg P/CF ratio | x | -37.3 | 12.7 | -294.8% | |
Avg Price/Bookvalue ratio | x | 1.0 | 1.4 | 66.9% | |
Dividend payout | % | 0 | 35.7 | -0.0% | |
Avg Mkt Cap | Rs m | 12,079 | 265,378 | 4.6% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 116 | 21,153 | 0.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 12,298 | 126,995 | 9.7% | |
Other income | Rs m | 6 | 15,570 | 0.0% | |
Interest expense | Rs m | 9,756 | 50,943 | 19.1% | |
Net interest income | Rs m | 2,542 | 76,052 | 3.3% | |
Operating expense | Rs m | 3,464 | 61,198 | 5.7% | |
Gross profit | Rs m | -922 | 14,854 | -6.2% | |
Gross profit margin | % | -7.5 | 11.7 | -64.1% | |
Provisions/contingencies | Rs m | 448 | 248 | 180.5% | |
Profit before tax | Rs m | -851 | 28,038 | -3.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 12 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | -78 | 7,326 | -1.1% | |
Profit after tax | Rs m | -772 | 20,724 | -3.7% | |
Net profit margin | % | -6.3 | 16.3 | -38.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 34,811 | 0.0% | |
Deposits | Rs m | 0 | 54,587 | 0.0% | |
Credit/Deposit ratio | x | 0 | 63.8 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 9.8 | - | |
Net Interest Margin | % | 1.4 | 50.1 | 2.7% | |
Net fixed assets | Rs m | 70 | 8,706 | 0.8% | |
Share capital | Rs m | 1,800 | 2,467 | 73.0% | |
Free reserves | Rs m | 10,800 | 182,732 | 5.9% | |
Net worth | Rs m | 12,600 | 185,199 | 6.8% | |
Borrowings | Rs m | 192,384 | 50,384 | 381.8% | |
Investments | Rs m | 186,979 | 116,974 | 159.8% | |
Total assets | Rs m | 214,872 | 1,043,390 | 20.6% | |
Debt/equity ratio | x | 15.3 | 0.6 | 2,693.8% | |
Return on assets | % | -0.4 | 2.0 | -18.1% | |
Return on equity | % | -6.1 | 11.2 | -54.8% | |
Capital adequacy ratio | % | 31.8 | 22.5 | 141.3% | |
Net NPAs | % | 0 | 1.9 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -46,383 | -173,953 | 26.7% | |
From Investments | Rs m | -144 | -16,354 | 0.9% | |
From Financial Activity | Rs m | 46,180 | 188,520 | 24.5% | |
Net Cashflow | Rs m | -347 | -1,787 | 19.5% |
Indian Promoters | % | 74.1 | 52.2 | 142.0% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 39.7 | 0.0% | |
FIIs | % | 0.0 | 12.7 | 0.1% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 25.9 | 47.8 | 54.2% | |
Shareholders | 81,673 | 239,372 | 34.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare PNB GILTS With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | PNB GILTS | M&M Financial |
---|---|---|
1-Day | 3.30% | 1.68% |
1-Month | -0.36% | -0.96% |
1-Year | 96.13% | 25.87% |
3-Year CAGR | 32.15% | 11.68% |
5-Year CAGR | 27.93% | 1.26% |
* Compound Annual Growth Rate
Here are more details on the PNB GILTS share price and the M&M Financial share price.
Moving on to shareholding structures...
The promoters of PNB GILTS hold a 74.1% stake in the company. In case of M&M Financial the stake stands at 52.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of PNB GILTS and the shareholding pattern of M&M Financial.
Finally, a word on dividends...
In the most recent financial year, PNB GILTS paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.
M&M Financial paid Rs 6.0, and its dividend payout ratio stood at 35.7%.
You may visit here to review the dividend history of PNB GILTS, and the dividend history of M&M Financial.
For a sector overview, read our finance sector report.
After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.