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PNB vs BANK OF MAHARASHTRA - Comparison Results

Rs 100 invested in...

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Current Valuations

    PNB BANK OF MAHARASHTRA PNB/
BANK OF MAHARASHTRA
 
P/E (TTM) x 19.6 12.0 163.8% View Chart
P/BV x 1.3 2.8 47.6% View Chart
Dividend Yield % 0.5 2.1 25.0%  

Financials

 PNB   BANK OF MAHARASHTRA
EQUITY SHARE DATA
    PNB
Mar-23
BANK OF MAHARASHTRA
Mar-23
PNB/
BANK OF MAHARASHTRA
5-Yr Chart
Click to enlarge
High Rs6236 171.2%   
Low Rs2815 187.0%   
Income per share (Unadj.) Rs78.923.6 333.9%  
Earnings per share (Unadj.) Rs3.03.9 78.6%  
Cash flow per share (Unadj.) Rs8.75.8 151.7%  
Dividends per share (Unadj.) Rs0.651.30 50.0%  
Avg Dividend yield %1.45.1 28.4%  
Book value per share (Unadj.) Rs93.423.5 398.3%  
Shares outstanding (eoy) m11,011.026,730.50 163.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.61.1 52.7%   
Avg P/E ratio x14.86.6 223.8%  
Avg P/CF ratio x2.12.8 75.6%  
Avg Price/Bookvalue ratio x0.51.1 44.1%  
Dividend payout %21.433.6 63.6%   
Avg Mkt Cap Rs m496,046172,469 287.6%   
No. of employees `000NANA-   
Total wages & salary Rs m149,42620,581 726.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m868,453158,986 546.2%  
Other income Rs m122,39622,809 536.6%   
Interest expense Rs m518,17081,568 635.3%   
Net interest income Rs m350,28377,418 452.5%  
Operating expense Rs m243,35739,225 620.4%   
Gross profit Rs m106,92638,193 280.0%  
Gross profit margin %12.324.0 51.3%  
Provisions/contingencies Rs m198,62934,975 567.9%   
Profit before tax Rs m48,61434,456 141.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1030-   
Prior Period Items Rs m2,89422 13,108.7%   
Tax Rs m17,9218,429 212.6%   
Profit after tax Rs m33,48526,050 128.5%  
Net profit margin %3.916.4 23.5%  
BALANCE SHEET DATA
Advances Rs m8,374,5901,712,207 489.1%   
Deposits Rs m12,903,4712,340,641 551.3%  
Credit/Deposit ratio x64.973.2 88.7%  
Yield on advances %6.96.7 102.8%   
Cost of deposits %3.63.1 118.7%   
Net Interest Margin %2.83.2 86.7%  
Net fixed assets Rs m120,84021,492 562.2%   
Share capital Rs m22,02267,305 32.7%   
Free reserves Rs m1,006,78390,597 1,111.3%   
Net worth Rs m1,028,805157,902 651.5%   
Borrowings Rs m701,486107,657 651.6%   
Investments Rs m4,169,138690,420 603.9%   
Total assets Rs m14,936,4902,678,272 557.7%  
Debt/equity ratio x13.215.5 85.3%   
Return on assets %0.21.0 23.0%  
Return on equity %3.316.5 19.7%  
Capital adequacy ratio %15.518.1 85.4%  
Net NPAs %2.70.3 1,088.0%  
CASH FLOW
From Operations Rs m225,921-14,399 -1,569.0%  
From Investments Rs m-7,325-1,751 418.4%  
From Financial Activity Rs m12,7502,279 559.4%  
Net Cashflow Rs m231,346-13,871 -1,667.9%  

Share Holding

Indian Promoters % 73.2 86.5 84.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.8 5.2 326.4%  
FIIs % 3.1 0.5 688.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 26.9 13.5 198.3%  
Shareholders   2,163,625 677,087 319.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PNB With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on PNB vs Bank of Maharashtra

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

PNB vs Bank of Maharashtra Share Price Performance

Period PNB Bank of Maharashtra S&P BSE BANKEX
1-Day 1.30% 5.24% 0.82%
1-Month 3.02% 7.43% 2.48%
1-Year 176.83% 169.65% 19.28%
3-Year CAGR 50.95% 44.61% 12.00%
5-Year CAGR 5.45% 35.55% 9.40%

* Compound Annual Growth Rate

Here are more details on the PNB share price and the Bank of Maharashtra share price.

Moving on to shareholding structures...

The promoters of PNB hold a 73.2% stake in the company. In case of Bank of Maharashtra the stake stands at 86.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of PNB and the shareholding pattern of Bank of Maharashtra.

Finally, a word on dividends...

In the most recent financial year, PNB paid a dividend of Rs 0.7 per share. This amounted to a Dividend Payout ratio of 21.4%.

Bank of Maharashtra paid Rs 1.3, and its dividend payout ratio stood at 33.6%.

You may visit here to review the dividend history of PNB, and the dividend history of Bank of Maharashtra.

For a sector overview, read our banking sector report.



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