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PNB vs BANDHAN BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    PNB BANDHAN BANK PNB/
BANDHAN BANK
 
P/E (TTM) x 19.6 9.7 202.0% View Chart
P/BV x 1.3 1.5 89.8% View Chart
Dividend Yield % 0.5 0.8 62.8%  

Financials

 PNB   BANDHAN BANK
EQUITY SHARE DATA
    PNB
Mar-23
BANDHAN BANK
Mar-23
PNB/
BANDHAN BANK
5-Yr Chart
Click to enlarge
High Rs62350 17.8%   
Low Rs28182 15.4%   
Income per share (Unadj.) Rs78.998.7 79.9%  
Earnings per share (Unadj.) Rs3.013.6 22.3%  
Cash flow per share (Unadj.) Rs8.716.3 53.4%  
Dividends per share (Unadj.) Rs0.651.50 43.3%  
Avg Dividend yield %1.40.6 255.7%  
Book value per share (Unadj.) Rs93.4121.5 76.9%  
Shares outstanding (eoy) m11,011.021,610.84 683.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.62.7 21.2%   
Avg P/E ratio x14.819.5 75.9%  
Avg P/CF ratio x2.16.0 35.4%  
Avg Price/Bookvalue ratio x0.52.2 22.0%  
Dividend payout %21.411.0 194.1%   
Avg Mkt Cap Rs m496,046428,241 115.8%   
No. of employees `000NANA-   
Total wages & salary Rs m149,42627,151 550.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m868,453159,047 546.0%  
Other income Rs m122,39624,686 495.8%   
Interest expense Rs m518,17066,451 779.8%   
Net interest income Rs m350,28392,596 378.3%  
Operating expense Rs m243,35746,368 524.8%   
Gross profit Rs m106,92646,228 231.3%  
Gross profit margin %12.329.1 42.4%  
Provisions/contingencies Rs m198,62948,967 405.6%   
Profit before tax Rs m48,61428,930 168.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1030-   
Prior Period Items Rs m2,8940-   
Tax Rs m17,9216,983 256.6%   
Profit after tax Rs m33,48521,946 152.6%  
Net profit margin %3.913.8 27.9%  
BALANCE SHEET DATA
Advances Rs m8,374,5901,047,568 799.4%   
Deposits Rs m12,903,4711,080,693 1,194.0%  
Credit/Deposit ratio x64.996.9 67.0%  
Yield on advances %6.913.1 52.4%   
Cost of deposits %3.65.0 72.2%   
Net Interest Margin %2.86.8 41.4%  
Net fixed assets Rs m120,8405,089 2,374.5%   
Share capital Rs m22,02216,108 136.7%   
Free reserves Rs m1,006,783179,614 560.5%   
Net worth Rs m1,028,805195,722 525.6%   
Borrowings Rs m701,486247,108 283.9%   
Investments Rs m4,169,138323,659 1,288.1%   
Total assets Rs m14,936,4901,557,700 958.9%  
Debt/equity ratio x13.26.8 194.9%   
Return on assets %0.21.4 15.9%  
Return on equity %3.311.2 29.0%  
Capital adequacy ratio %15.519.8 78.4%  
Net NPAs %2.71.2 232.5%  
CASH FLOW
From Operations Rs m225,921-42,446 -532.3%  
From Investments Rs m-7,325-16,179 45.3%  
From Financial Activity Rs m12,75047,913 26.6%  
Net Cashflow Rs m231,346-10,713 -2,159.5%  

Share Holding

Indian Promoters % 73.2 40.0 183.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.8 49.6 33.9%  
FIIs % 3.1 34.8 8.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 26.9 60.0 44.7%  
Shareholders   2,163,625 550,138 393.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PNB With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on PNB vs BANDHAN BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

PNB vs BANDHAN BANK Share Price Performance

Period PNB BANDHAN BANK S&P BSE BANKEX
1-Day 1.30% -0.39% 0.82%
1-Month 3.02% -8.39% 2.48%
1-Year 176.83% -3.95% 19.28%
3-Year CAGR 50.95% -18.79% 12.00%
5-Year CAGR 5.45% -19.15% 9.40%

* Compound Annual Growth Rate

Here are more details on the PNB share price and the BANDHAN BANK share price.

Moving on to shareholding structures...

The promoters of PNB hold a 73.2% stake in the company. In case of BANDHAN BANK the stake stands at 40.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of PNB and the shareholding pattern of BANDHAN BANK.

Finally, a word on dividends...

In the most recent financial year, PNB paid a dividend of Rs 0.7 per share. This amounted to a Dividend Payout ratio of 21.4%.

BANDHAN BANK paid Rs 1.5, and its dividend payout ratio stood at 11.0%.

You may visit here to review the dividend history of PNB, and the dividend history of BANDHAN BANK.

For a sector overview, read our banking sector report.



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