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PNB vs BANK OF INDIA - Comparison Results

PNB    Change

Punjab National Bank (PNB) is the third largest banking entity in the country with 7% share of the total non-food credit disbursals at the end of FY12. Robust growth and stellar margins has pegged the bank amongst the frontrunners in the PSU banking ... More

BANK OF INDIA 
   Change

With one of the most geographically diversified advance portfolio, Bank of India (BOI) is amongst the largest public sector banking entity in the country (in terms of asset size) with 5.8% share of the total non-food credit disbursals at the end of F... More

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Current Valuations

    PNB BANK OF INDIA PNB/
BANK OF INDIA
 
P/E (TTM) x -20.0 -6.1 - View Chart
P/BV x 0.7 0.3 222.2% View Chart
Dividend Yield % 0.0 3.4 -  

Financials

 PNB   BANK OF INDIA
EQUITY SHARE DATA
    PNB
Mar-16
BANK OF INDIA
Mar-16
PNB/
BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs167233 71.6%   
Low Rs7180 89.0%   
Income per share (Unadj.) Rs258.7515.5 50.2%  
Earnings per share (Unadj.) Rs-19.6-33.8 57.9%  
Cash flow per share (Unadj.) Rs-60.5-112.8 53.7%  
Dividends per share (Unadj.) Rs05.00 0.0%  
Avg Dividend yield %03.2 0.0%  
Book value per share (Unadj.) Rs212.9392.4 54.3%  
Shares outstanding (eoy) m1,963.60816.55 240.5%   
Bonus/Rights/Conversions PIPI-  
Avg Price / Income ratio x0.50.3 151.5%   
Avg P/E ratio x-6.1-4.6 131.3%  
Avg P/CF ratio x1.81.1 161.2%  
Avg Price/Bookvalue ratio x0.60.4 140.1%  
Dividend payout %0-14.8 0.0%   
Avg Mkt Cap Rs m233,865127,913 182.8%   
No. of employees `00070.8NA-   
Total wages & salary Rs m65,64554,036 121.5%   
Avg. income/employee Rs Th7,175.6NM-  
Avg. wages/employee Rs Th927.2NM-  
Avg. net profit/employee Rs Th-542.8N.A.-  
INCOME DATA
Interest income Rs m508,039420,928 120.7%  
Other income Rs m69,76636,716 190.0%   
Interest expense Rs m343,306305,453 112.4%   
Net interest income Rs m164,733115,475 142.7%  
Operating expense Rs m103,49994,250 109.8%   
Gross profit Rs m61,23421,225 288.5%  
Gross profit margin %12.15.0 239.0%  
Provisions/contingencies Rs m167,633141,517 118.5%   
Profit before tax Rs m-52,931-45,533 116.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1,797717 -250.8%   
Prior Period Items Rs m00-   
Tax Rs m-16,299-17,226 94.6%   
Profit after tax Rs m-38,430-27,590 139.3%  
Net profit margin %-7.6-6.6 115.4%  
BALANCE SHEET DATA
Advances Rs m4,460,8303,613,019 123.5%   
Deposits Rs m5,703,8265,157,225 110.6%  
Credit/Deposit ratio x78.270.1 111.6%  
Yield on advances %8.48.5 98.8%   
Cost of deposits %5.45.3 102.1%   
Net Interest Margin %2.42.0 120.9%  
Net fixed assets Rs m53,08185,729 61.9%   
Share capital Rs m3,9278,173 48.1%   
Free reserves Rs m295,310194,186 152.1%   
Net worth Rs m418,043320,420 130.5%   
Borrowings Rs m816,737511,033 159.8%   
Investments Rs m1,651,2651,226,209 134.7%   
Total assets Rs m7,127,9306,166,292 115.6%  
Debt/equity ratio x15.617.7 88.2%   
Return on assets %-0.5-0.4 120.5%  
Return on equity %-9.2-8.6 106.8%  
Capital adequacy ratio %13.712.1 113.4%  
Net NPAs %8.67.8 110.5%  
CASH FLOW
From Operations Rs m141,670183,108 77.4%  
From Investments Rs m-13,515-6,087 222.0%  
From Financial Activity Rs m59,74748,637 122.8%  
Net Cashflow Rs m187,902225,658 83.3%  

Share Holding

Indian Promoters % 58.9 66.7 88.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 18.7 15.5 120.6%  
FIIs % 17.2 10.2 168.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 5.3 7.7 68.8%  
Shareholders   215,441 240,000 89.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PNB With:   AXIS BANK  INDUSIND BANK  HDFC BANK  VIJAYA BANK  DHANLAXMI BANK  

Compare PNB With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Aug 16, 2017 (Close)

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