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- PNB - DCB BANK
PNB vs DCB BANK - Comparison Results
PNB Change
Punjab National Bank (PNB) is the third largest banking entity in the country with 7% share of the total non-food credit disbursals at the end of FY12. Robust growth and stellar margins has pegged the bank amongst the frontrunners in the PSU banking ... More
DCB BANK 
Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More
Current Valuations
| PNB | DCB BANK | PNB/ DCB BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | -29.9 | 10.1 | - | View Chart |
| P/BV | x | 0.1 | 1.1 | 11.4% | View Chart |
| Dividend Yield | % | 0.0 | 0.8 | - |
Financials
 PNB  DCB BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| PNB Mar-20 |
DCB BANK Mar-19 |
PNB/ DCB BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 100 | 209 | 47.9% | |
| Low | Rs | 29 | 140 | 20.6% | |
| Income per share (Unadj.) | Rs | 81.5 | 98.3 | 83.0% | |
| Earnings per share (Unadj.) | Rs | 0.7 | 10.5 | 6.2% | |
| Cash flow per share (Unadj.) | Rs | -3.3 | 39.4 | -8.3% | |
| Dividends per share (Unadj.) | Rs | 0 | 1.00 | 0.0% | |
| Avg Dividend yield | % | 0 | 0.6 | 0.0% | |
| Book value per share (Unadj.) | Rs | 94.8 | 100.6 | 94.2% | |
| Shares outstanding (eoy) | m | 6,737.57 | 309.55 | 2,176.6% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 0.8 | 1.8 | 44.6% | |
| Avg P/E ratio | x | 98.9 | 16.6 | 597.4% | |
| Avg P/CF ratio | x | 2.8 | 11.6 | 23.9% | |
| Avg Price/Bookvalue ratio | x | 0.7 | 1.7 | 39.2% | |
| Dividend payout | % | 0 | 9.5 | 0.0% | |
| Avg Mkt Cap | Rs m | 433,563 | 53,862 | 805.0% | |
| No. of employees | `000 | 68.8 | 6.1 | 1,121.3% | |
| Total wages & salary | Rs m | 70,600 | 4,340 | 1,626.8% | |
| Avg. income/employee | Rs Th | 7,984.5 | 4,958.4 | 161.0% | |
| Avg. wages/employee | Rs Th | 1,026.4 | 707.5 | 145.1% | |
| Avg. net profit/employee | Rs Th | 63.7 | 530.4 | 12.0% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 549,185 | 30,415 | 1,805.6% | |
| Other income | Rs m | 93,877 | 3,502 | 2,681.0% | |
| Interest expense | Rs m | 369,975 | 18,922 | 1,955.3% | |
| Net interest income | Rs m | 179,210 | 11,493 | 1,559.3% | |
| Operating expense | Rs m | 121,505 | 8,529 | 1,424.7% | |
| Gross profit | Rs m | 57,705 | 2,964 | 1,946.6% | |
| Gross profit margin | % | 10.5 | 9.7 | 107.8% | |
| Provisions/contingencies | Rs m | 152,585 | 1,401 | 10,894.3% | |
| Profit before tax | Rs m | 10,237 | 5,065 | 202.1% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -1,216 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 4,637 | 1,812 | 255.9% | |
| Profit after tax | Rs m | 4,385 | 3,254 | 134.8% | |
| Net profit margin | % | 0.8 | 10.7 | 7.5% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 4,768,533 | 235,680 | 2,023.3% | |
| Deposits | Rs m | 7,102,544 | 284,351 | 2,497.8% | |
| Credit/Deposit ratio | x | 67.1 | 82.9 | 81.0% | |
| Yield on advances | % | 7.6 | 10.4 | 73.0% | |
| Cost of deposits | % | 4.9 | 6.0 | 80.8% | |
| Net Interest Margin | % | 2.2 | 3.4 | 66.0% | |
| Net fixed assets | Rs m | 72,620 | 5,260 | 1,380.7% | |
| Share capital | Rs m | 13,475 | 3,096 | 435.3% | |
| Free reserves | Rs m | 625,289 | 28,049 | 2,229.3% | |
| Net worth | Rs m | 638,764 | 31,144 | 2,051.0% | |
| Borrowings | Rs m | 625,124 | 27,232 | 2,295.5% | |
| Investments | Rs m | 2,537,825 | 78,441 | 3,235.3% | |
| Total assets | Rs m | 8,514,573 | 357,918 | 2,378.9% | |
| Debt/equity ratio | x | 12.1 | 10.0 | 120.9% | |
| Return on assets | % | 0.1 | 0.9 | 5.7% | |
| Return on equity | % | 0.7 | 10.4 | 6.6% | |
| Capital adequacy ratio | % | 14.1 | 16.8 | 84.1% | |
| Net NPAs | % | 5.8 | 0.7 | 889.2% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -113,362 | -2,813 | 4,029.4% | |
| From Investments | Rs m | -15,159 | -764 | 1,983.6% | |
| From Financial Activity | Rs m | 135,571 | 7,792 | 1,740.0% | |
| Net Cashflow | Rs m | 7,050 | 4,214 | 167.3% | |
Share Holding
| Indian Promoters | % | 58.9 | 0.9 | 6,544.4% | |
| Foreign collaborators | % | 0.0 | 15.5 | - | |
| Indian inst/Mut Fund | % | 18.7 | 23.2 | 80.6% | |
| FIIs | % | 17.2 | 15.0 | 114.7% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 5.3 | 45.5 | 11.6% | |
| Shareholders | 215,441 | 184,073 | 117.0% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare PNB With: KOTAK MAHINDRA BANK RBL BANK CANARA BANK IDBI BANK BANDHAN BANK
Compare PNB With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
Today's Market
Sensex Ends 257 Points Higher, Coal India and UPL Among Top Gainers(Closing)
Indian share markets continued their positive trend during closing hours today and ended their day on a firm note.
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DCB BANK Announces Quarterly Results (2QFY21); Net Profit Down 10.0% (Quarterly Result Update)
Nov 4, 2020 | Updated on Nov 4, 2020For the quarter ended September 2020, DCB BANK has posted a net profit of Rs 823 m (down 10.0% YoY). Sales on the other hand came in at Rs 9 bn (down 0.1% YoY). Read on for a complete analysis of DCB BANK's quarterly results.
PNB Announces Quarterly Results (1QFY21); Net Profit Down 69.7% (Quarterly Result Update)
Aug 31, 2020 | Updated on Aug 31, 2020For the quarter ended June 2020, PNB has posted a net profit of Rs 3 bn (down 69.7% YoY). Sales on the other hand came in at Rs 206 bn (up 57.5% YoY). Read on for a complete analysis of PNB's quarterly results.
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