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- PNB - DCB BANK
PNB vs DCB BANK - Comparison Results
PNB Change
Punjab National Bank (PNB) is the third largest banking entity in the country with 7% share of the total non-food credit disbursals at the end of FY12. Robust growth and stellar margins has pegged the bank amongst the frontrunners in the PSU banking ... More
DCB BANK 
Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More
Current Valuations
| PNB | DCB BANK | PNB/ DCB BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | -1.0 | 15.1 | - | View Chart |
| P/BV | x | 0.2 | 1.6 | 15.0% | View Chart |
| Dividend Yield | % | 0.0 | 0.6 | - |
Financials
 PNB  DCB BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| PNB Mar-19 |
DCB BANK Mar-19 |
PNB/ DCB BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 105 | 209 | 50.5% | |
| Low | Rs | 60 | 140 | 42.9% | |
| Income per share (Unadj.) | Rs | 113.3 | 98.3 | 115.3% | |
| Earnings per share (Unadj.) | Rs | -21.8 | 10.5 | -207.2% | |
| Cash flow per share (Unadj.) | Rs | -53.9 | 39.4 | -136.8% | |
| Dividends per share (Unadj.) | Rs | 0 | 1.00 | 0.0% | |
| Avg Dividend yield | % | 0 | 0.6 | 0.0% | |
| Book value per share (Unadj.) | Rs | 98.9 | 100.6 | 98.3% | |
| Shares outstanding (eoy) | m | 4,604.05 | 309.55 | 1,487.3% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 0.7 | 1.8 | 41.1% | |
| Avg P/E ratio | x | -3.8 | 16.6 | -22.9% | |
| Avg P/CF ratio | x | 3.4 | 11.6 | 29.5% | |
| Avg Price/Bookvalue ratio | x | 0.8 | 1.7 | 48.3% | |
| Dividend payout | % | 0 | 9.5 | 0.0% | |
| Avg Mkt Cap | Rs m | 379,834 | 53,862 | 705.2% | |
| No. of employees | `000 | 70.8 | 6.1 | 1,154.4% | |
| Total wages & salary | Rs m | 70,475 | 4,340 | 1,623.9% | |
| Avg. income/employee | Rs Th | 7,364.4 | 4,958.4 | 148.5% | |
| Avg. wages/employee | Rs Th | 995.3 | 707.5 | 140.7% | |
| Avg. net profit/employee | Rs Th | -1,416.0 | 530.4 | -266.9% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 521,471 | 30,415 | 1,714.5% | |
| Other income | Rs m | 73,674 | 3,502 | 2,104.0% | |
| Interest expense | Rs m | 346,557 | 18,922 | 1,831.5% | |
| Net interest income | Rs m | 174,915 | 11,493 | 1,521.9% | |
| Operating expense | Rs m | 116,893 | 8,529 | 1,370.6% | |
| Gross profit | Rs m | 58,022 | 2,964 | 1,957.3% | |
| Gross profit margin | % | 11.1 | 9.7 | 114.2% | |
| Provisions/contingencies | Rs m | 211,381 | 1,401 | 15,092.2% | |
| Profit before tax | Rs m | -149,085 | 5,065 | -2,943.2% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -4,563 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | -53,384 | 1,812 | -2,946.6% | |
| Profit after tax | Rs m | -100,264 | 3,254 | -3,081.5% | |
| Net profit margin | % | -19.2 | 10.7 | -179.7% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 4,624,162 | 235,680 | 1,962.1% | |
| Deposits | Rs m | 6,818,742 | 284,351 | 2,398.0% | |
| Credit/Deposit ratio | x | 67.8 | 82.9 | 81.8% | |
| Yield on advances | % | 7.7 | 10.4 | 73.7% | |
| Cost of deposits | % | 4.7 | 6.0 | 78.9% | |
| Net Interest Margin | % | 2.3 | 3.4 | 69.5% | |
| Net fixed assets | Rs m | 62,476 | 5,260 | 1,187.8% | |
| Share capital | Rs m | 9,208 | 3,096 | 297.5% | |
| Free reserves | Rs m | 445,973 | 28,049 | 1,590.0% | |
| Net worth | Rs m | 455,181 | 31,144 | 1,461.5% | |
| Borrowings | Rs m | 468,280 | 27,232 | 1,719.6% | |
| Investments | Rs m | 2,097,230 | 78,441 | 2,673.6% | |
| Total assets | Rs m | 7,892,658 | 357,918 | 2,205.2% | |
| Debt/equity ratio | x | 16.0 | 10.0 | 160.0% | |
| Return on assets | % | -1.3 | 0.9 | -139.7% | |
| Return on equity | % | -22.0 | 10.4 | -210.8% | |
| Capital adequacy ratio | % | 9.7 | 16.8 | 57.9% | |
| Net NPAs | % | 6.6 | 0.7 | 1,009.2% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -341,580 | -2,813 | 12,141.2% | |
| From Investments | Rs m | 2,248 | -764 | -294.2% | |
| From Financial Activity | Rs m | 137,410 | 7,792 | 1,763.6% | |
| Net Cashflow | Rs m | -201,922 | 4,214 | -4,791.8% | |
Share Holding
| Indian Promoters | % | 58.9 | 0.9 | 6,544.4% | |
| Foreign collaborators | % | 0.0 | 15.5 | - | |
| Indian inst/Mut Fund | % | 18.7 | 23.2 | 80.6% | |
| FIIs | % | 17.2 | 15.0 | 114.7% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 5.3 | 45.5 | 11.6% | |
| Shareholders | 215,441 | 184,073 | 117.0% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare PNB With: UNITED BANK OF INDIA PUNJAB & SIND BANK SYNDICATE BANK YES BANK BANK OF MAHARASHTRA
Compare PNB With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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Related Views on News
PNB Announces Quarterly Results (1QFY20); Net Profit Up 208.4% (Quarterly Result Update)
Jul 29, 2019 | Updated on Jul 29, 2019For the quarter ended June 2019, PNB has posted a net profit of Rs 10 bn (up 208.4% YoY). Sales on the other hand came in at Rs 131 bn (down 0.2% YoY). Read on for a complete analysis of PNB's quarterly results.
DCB BANK Announces Quarterly Results (1QFY20); Net Profit Up 16.6% (Quarterly Result Update)
Jul 17, 2019 | Updated on Jul 17, 2019For the quarter ended June 2019, DCB BANK has posted a net profit of Rs 811 m (up 16.6% YoY). Sales on the other hand came in at Rs 9 bn (up 22.3% YoY). Read on for a complete analysis of DCB BANK's quarterly results.
PNB Announces Quarterly Results (4QFY19); Net Profit Up 64.6% (Quarterly Result Update)
May 30, 2019 | Updated on May 30, 2019For the quarter ended March 2019, PNB has posted a net profit of Rs 47 bn (up 64.6% YoY). Sales on the other hand came in at Rs 128 bn (up 12.7% YoY). Read on for a complete analysis of PNB's quarterly results.
DCB BANK Announces Quarterly Results (4QFY19); Net Profit Up 50.0% (Quarterly Result Update)
Apr 22, 2019 | Updated on Apr 22, 2019For the quarter ended March 2019, DCB BANK has posted a net profit of Rs 963 m (up 50.0% YoY). Sales on the other hand came in at Rs 8 bn (up 27.4% YoY). Read on for a complete analysis of DCB BANK's quarterly results.
PNB Announces Quarterly Results (3QFY19); Net Profit Down 1189.6% (Quarterly Result Update)
Feb 13, 2019 | Updated on Feb 13, 2019For the quarter ended December 2018, PNB has posted a net profit of Rs 25 bn (down 1189.6% YoY). Sales on the other hand came in at Rs 130 bn (up 7.1% YoY). Read on for a complete analysis of PNB's quarterly results.
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